{"id":9984,"date":"2022-06-24T17:32:15","date_gmt":"2022-06-24T23:32:15","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=9984"},"modified":"2022-06-24T17:32:16","modified_gmt":"2022-06-24T23:32:16","slug":"alza-en-tasa-de-interes-de-banxico-no-afecta-a-creditos-del-infonavit","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/alza-en-tasa-de-interes-de-banxico-no-afecta-a-creditos-del-infonavit\/","title":{"rendered":"Alza en tasa de inter\u00e9s de Banxico no afecta a cr\u00e9ditos del Infonavit"},"content":{"rendered":"\n

Por: Fernanda Hern\u00e1ndez <\/p>\n\n\n\n

\u201cEl Infonavit, comprometido con la clase trabajadora de M\u00e9xico, no aumentar\u00e1 los intereses que cobra mes a mes\u201d, asegur\u00f3 el Instituto<\/em><\/p>\n\n\n\n

Recientemente, el Banco de M\u00e9xico<\/strong> (Banxico<\/strong>) anunci\u00f3 un aumento de 75 puntos en la tasa de inter\u00e9s, para ubicarla en 7.75%. Esto debido a los altos niveles de inflaci\u00f3n y al agravamiento de las tensiones geopol\u00edticas; as\u00ed como a posibles ajustes en las condiciones monetarias y financieras.<\/p>\n\n\n\n

En M\u00e9xico, la mayor\u00eda de los bancos toman como referencia la tasa de inter\u00e9s<\/strong> que establece el Banxico<\/strong> para determinar la tasa de inter\u00e9s que cobrar\u00e1n a sus acreditados en productos hipotecarios, de financiamiento automotriz, cr\u00e9ditos personales o de n\u00f3mina. Sin embargo, no ser\u00e1 el caso con los cr\u00e9ditos del Instituto del Fondo Nacional de la Vivienda para los Trabajadores<\/strong> (Infonavit<\/strong>).<\/p>\n\n\n\n

El Instituto record\u00f3 a la derechohabiencia que las tasas de inter\u00e9s de los cr\u00e9ditos que otorga son fijas<\/strong>; por lo que, durante toda la vida del financiamiento, la tasa que se haya contratado o se vaya a contratar se mantendr\u00e1 igual. Es decir, que la mensualidad ser\u00e1 la misma durante toda la vigencia del cr\u00e9dito adquirido.<\/p>\n\n\n\n

Adem\u00e1s, desde junio del a\u00f1o pasado, el Infonavit<\/strong> lanz\u00f3 el Nuevo Esquema de Cr\u00e9dito en Pesos<\/strong><\/a>. Esto significa que los trabajadores que contrataron su cr\u00e9dito despu\u00e9s de esa fecha han accedido a tasas de inter\u00e9s que van de 1.91% a 10.45%; seg\u00fan su salario mensual.<\/p>\n\n\n\n

\u201cEl Infonavit<\/strong>, comprometido con la clase trabajadora de M\u00e9xico, no aumentar\u00e1 los intereses que cobra mes a mes\u201d, asegur\u00f3 el Instituto en un comunicado.<\/p>\n\n\n\n

Esto quiere decir que, aunque el Banxico<\/strong> haya aumentado su tasa de inter\u00e9s, el Infonavit<\/strong> continuar\u00e1 con el otorgamiento de cr\u00e9ditos con tasas fijas de 1.91% a 10.45%. De manera que, aquellos que deseen comprar una casa, pueden estar seguros de que encontrar\u00e1n un financiamiento accesible y adecuado a sus necesidades; adem\u00e1s de que no se registrar\u00e1n aumentos en las mensualidades, incluso si se deja de trabajar para una empresa o negocio.<\/p>\n","protected":false},"excerpt":{"rendered":"

Por: Fernanda Hern\u00e1ndez \u201cEl Infonavit, comprometido con la clase trabajadora de M\u00e9xico, no aumentar\u00e1 los intereses que cobra mes a mes\u201d, asegur\u00f3 el Instituto Recientemente, el Banco de M\u00e9xico (Banxico) anunci\u00f3 un aumento de 75 puntos en la tasa de inter\u00e9s, para ubicarla en 7.75%. Esto debido a los altos niveles de inflaci\u00f3n y al agravamiento de […]<\/p>\n","protected":false},"author":1,"featured_media":9985,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[680,55,102,3860,519,3041],"class_list":["post-9984","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-banxico","tag-credito","tag-infonavit","tag-nuevo-esquema-de-credito-en-pesos","tag-tasa-de-interes","tag-tasa-fija"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/9984","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=9984"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/9984\/revisions"}],"predecessor-version":[{"id":9986,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/9984\/revisions\/9986"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/9985"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=9984"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=9984"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=9984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}