{"id":9716,"date":"2022-03-08T17:11:18","date_gmt":"2022-03-08T23:11:18","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=9716"},"modified":"2022-03-08T17:11:22","modified_gmt":"2022-03-08T23:11:22","slug":"infonavit-facilita-el-acceso-a-la-vivienda-para-mujeres-derechohabientes-no-activas","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/infonavit-facilita-el-acceso-a-la-vivienda-para-mujeres-derechohabientes-no-activas\/","title":{"rendered":"Infonavit facilita el acceso a la vivienda para mujeres derechohabientes no activas"},"content":{"rendered":"\n<p>Por Jackeline Valle<\/p>\n\n\n\n<p>Al cierre de febrero,&nbsp;<strong>el Instituto del Fondo Nacional de la Vivienda para los Trabajadores<\/strong>&nbsp;(Infonavit) report\u00f3 204,217 millones de pesos como&nbsp;<strong>saldo de la Subcuenta de Vivienda destinado para mujeres derechohabientes no activas<\/strong>. Dicho recurso se puede utilizar para la compra de una vivienda sin importar que ya no coticen al fondo.<\/p>\n\n\n\n<p>Esto se debe al esquema&nbsp;<a href=\"https:\/\/centrourbano.com\/centro-urbano-home\/cuenta-infonavit-credito-bancario\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong><em>Cuenta Infonavit + Cr\u00e9dito Bancario<\/em><\/strong><\/a>, que brinda la oportunidad a m\u00e1s de&nbsp;<strong>16 millones 629, 646 derechohabientes no activas<\/strong>&nbsp;al acceso hipotecario. En ese sentido, el financiamiento permite a las<strong>&nbsp;mujeres amas de casa y emprendedoras<\/strong>, que alguna vez cotizaron al instituto, utilizar el dinero que tienen ahorrado en la&nbsp;<strong>Subcuenta vivienda<\/strong>&nbsp;para el tr\u00e1mite de un cr\u00e9dito hipotecario.<\/p>\n\n\n\n<p>Las interesadas en hacer funci\u00f3n de este esquema crediticio deber\u00e1n presentarse ante la instituci\u00f3n bancaria de su preferencia. Para ello, debe contar con el&nbsp;<strong><em>Certificado Cuenta Infonavit + Cr\u00e9dito Bancario<\/em><\/strong>, documento que indicar\u00e1 el mont\u00f3 que se tienen en la&nbsp;<strong>Subcuenta de Vivienda<\/strong>.<\/p>\n\n\n\n<p>En consecuencia, este fondo servir\u00e1 como enganche para el financiamiento de la compra de una vivienda.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Acceso a las derechohabientes<\/h2>\n\n\n\n<p>Para poder participar en el programa, las mujeres deber\u00e1n iniciar sesi\u00f3n en&nbsp;<a href=\"https:\/\/micuenta.infonavit.org.mx\/wps\/portal\/mci2\/login\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Mi Cuenta Infonavit,&nbsp;<\/a>seleccionar la opci\u00f3n<strong><em>&nbsp;Mi tr\u00e1mite de Cr\u00e9dito<\/em><\/strong>. Y, elegir&nbsp;<strong><em>Me interesa un Cr\u00e9dito<\/em><\/strong>. Posteriormente en pantalla aparecer\u00e1&nbsp;<strong>el monto de ahorro en la Subcuenta de Vivienda<em>,<\/em><\/strong>&nbsp;seguido de ello,<strong><em>&nbsp;se deber\u00e1 imprimir el Certificado Cuenta Infonavit + Cr\u00e9dito Bancario<\/em><\/strong>.<\/p>\n\n\n\n<p>Sumado a ello, las derechohabientes no activas deber\u00e1n acudir a la instituci\u00f3n bancaria de su preferencia, que elaborar\u00e1 su perfil para determinar el monto del cr\u00e9dito. En consecuencia,&nbsp;<strong>Infonavit financiar\u00e1 el 30%<\/strong>, sin sobre pasar las 325 UMAS. Y, el 70% restante lo proporcionar\u00e1 el banco bajo sus condiciones.<\/p>\n\n\n\n<p>Finalmente,&nbsp;<strong>los pagos ser\u00e1n fijos<\/strong>&nbsp;durante el plazo del financiamiento y se tendr\u00e1&nbsp;<strong>una tasa de inter\u00e9s del 10.45%<\/strong>&nbsp;sobre el cr\u00e9dito otorgado por el instituto.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por Jackeline Valle Al cierre de febrero,&nbsp;el Instituto del Fondo Nacional de la Vivienda para los Trabajadores&nbsp;(Infonavit) report\u00f3 204,217 millones de pesos como&nbsp;saldo de la Subcuenta de Vivienda destinado para mujeres derechohabientes no activas. Dicho recurso se puede utilizar para la compra de una vivienda sin importar que ya no coticen al fondo. Esto se [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9717,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[102],"class_list":["post-9716","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-infonavit"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/9716","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=9716"}],"version-history":[{"count":2,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/9716\/revisions"}],"predecessor-version":[{"id":9719,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/9716\/revisions\/9719"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/9717"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=9716"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=9716"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=9716"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}