{"id":9297,"date":"2021-11-23T09:37:25","date_gmt":"2021-11-23T15:37:25","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=9297"},"modified":"2021-11-23T09:37:27","modified_gmt":"2021-11-23T15:37:27","slug":"infonavit-lanza-credito-para-trabajadores-inactivos","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/infonavit-lanza-credito-para-trabajadores-inactivos\/","title":{"rendered":"Infonavit lanza cr\u00e9dito para trabajadores inactivos"},"content":{"rendered":"\n<p>Por Paola Dur\u00e1n<\/p>\n\n\n\n<p>Recientemente, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (<a href=\"http:\/\/www.infonavit.org.mx\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Infonavit<\/a>) lanz\u00f3 el financiamiento \u201cCuenta Infonavit m\u00e1s Cr\u00e9dito Bancario\u201d. Esta nueva cuenta va dirigida a los derechohabientes del Instituto que tengan ahorros en su Subcuenta de Vivienda, pero que no tengan relaci\u00f3n laboral vigente.<\/p>\n\n\n\n<p>De esta manera, el ahorro de las subcuentas podr\u00e1 utilizarse como enganche para una hipoteca. El monto tope ser\u00e1 de 325 UMAS (885,000 pesos). Por ejemplo, si la banca determina cr\u00e9ditos de 1 mill\u00f3n de pesos, el Infonavit participar\u00e1 con 300,000 pesos de cr\u00e9dito y el resto ser\u00e1 financiamiento de la entidad financiera.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Requisitos del cr\u00e9dito<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Ser trabajador derechohabiente sin relaci\u00f3n laboral activa<\/li><li>Estar registrado en una Afore<\/li><li>Cursar el taller \u201csaber m\u00e1s para decidir mejor\u201d del&nbsp;Infonavit<\/li><\/ul>\n\n\n\n<p>El cr\u00e9dito se podr\u00e1 solicitar en los bancos Banorte, BBVA, HSBC, Santander y Scotiabank. \u00c9stos se cobrar\u00e1n de manera mensual, a domicilio y se podr\u00e1n adelantar pagos o liquidar de manera anticipada sin penalizaci\u00f3n.<\/p>\n\n\n\n<p>En una primera etapa, se espera reenfocar a 32.3 millones de beneficiarios con este esquema de cr\u00e9dito con la flexibilizaci\u00f3n del uso de la Subcuenta de Vivienda.<\/p>\n\n\n\n<p><a href=\"https:\/\/centrourbano.com\/author\/paola-duran\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por Paola Dur\u00e1n Recientemente, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) lanz\u00f3 el financiamiento \u201cCuenta Infonavit m\u00e1s Cr\u00e9dito Bancario\u201d. Esta nueva cuenta va dirigida a los derechohabientes del Instituto que tengan ahorros en su Subcuenta de Vivienda, pero que no tengan relaci\u00f3n laboral vigente. De esta manera, el ahorro de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9298,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[102,3753,177],"class_list":["post-9297","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-infonavit","tag-infonavit-mas-creditos","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/9297","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=9297"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/9297\/revisions"}],"predecessor-version":[{"id":9299,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/9297\/revisions\/9299"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/9298"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=9297"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=9297"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=9297"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}