{"id":9150,"date":"2021-09-29T09:55:07","date_gmt":"2021-09-29T15:55:07","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=9150"},"modified":"2021-10-19T10:10:47","modified_gmt":"2021-10-19T16:10:47","slug":"crece-interes-por-creditos-para-compra-de-vivienda-infonavit","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/crece-interes-por-creditos-para-compra-de-vivienda-infonavit\/","title":{"rendered":"Crece inter\u00e9s por cr\u00e9ditos para compra de vivienda: Infonavit"},"content":{"rendered":"\n

Por Fernanda Hern\u00e1ndez<\/p>\n\n\n\n

De acuerdo con la Encuesta de Necesidades de Cr\u00e9dito y Vivienda<\/strong><\/a>, del Instituto del Fondo Nacional de la Vivienda para los Trabajadores<\/strong> (Infonavit<\/strong>), durante el tercer trimestre de 2021, el \u00edndice sobre las expectativas de adquisici\u00f3n de cr\u00e9dito hipotecario<\/strong> se ubic\u00f3 en 30 puntos.<\/p>\n\n\n\n

Lo anterior representa una disminuci\u00f3n de tan solo un punto con respecto al trimestre anterior<\/a>. Es decir que el inter\u00e9s de los trabajadores por adquirir un financiamiento<\/strong> para la compra de vivienda o terreno en los pr\u00f3ximos 12 meses se ha mantenido.<\/p>\n\n\n\n

No obstante, el Infonavit<\/strong> destac\u00f3 que, de los derechohabientes interesados en un cr\u00e9dito, el 51.2% planea destinarlo a la compra de una vivienda<\/strong>; lo que significa un incremento de 3.6% frente al trimestre anterior. Mientras que 51.1% pretende usar su financiamiento para construir en un terreno propio<\/strong>.<\/p>\n\n\n\n

\u00bfC\u00f3mo planean los trabajadores utilizar su cr\u00e9dito Infonavit?<\/strong><\/h2>\n\n\n\n

La encuesta del Infonavit<\/strong> revel\u00f3 que el 32.1% de los derechohabientes prefiere solicitar un cr\u00e9dito y unirlo con su pareja<\/strong>, y el 29.7% lo unir\u00e1 con un conocido o familiar<\/strong>. Esto con el prop\u00f3sito de alcanzar un mayor monto de financiamiento.<\/p>\n\n\n\n

En tanto, el 21% de los encuestados manifest\u00f3 que prefieren tramitarlo de forma individual, a trav\u00e9s de un cofinanciamiento con la banca comercial<\/strong>.<\/p>\n\n\n\n

Estos resultados muestran que los trabajadores mantienen buenas expectativas en cuanto a la situaci\u00f3n econ\u00f3mica<\/strong> tanto de los hogares como del pa\u00eds en general durante el pr\u00f3ximo a\u00f1o.<\/p>\n\n\n\n

En este sentido, el 23.3% de la derechohabiencia encuestada consider\u00f3 que la situaci\u00f3n econ\u00f3mica del pa\u00eds<\/strong> es hoy mejor que la de hace un a\u00f1o; mientras que el 59.7% espera que las condiciones mejoren en los siguientes 12 meses.<\/p>\n","protected":false},"excerpt":{"rendered":"

Por Fernanda Hern\u00e1ndez De acuerdo con la Encuesta de Necesidades de Cr\u00e9dito y Vivienda, del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit), durante el tercer trimestre de 2021, el \u00edndice sobre las expectativas de adquisici\u00f3n de cr\u00e9dito hipotecario se ubic\u00f3 en 30 puntos. Lo anterior representa una disminuci\u00f3n de tan solo un punto con respecto al trimestre […]<\/p>\n","protected":false},"author":1,"featured_media":9151,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[102],"class_list":["post-9150","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-infonavit"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/9150","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=9150"}],"version-history":[{"count":2,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/9150\/revisions"}],"predecessor-version":[{"id":9153,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/9150\/revisions\/9153"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/9151"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=9150"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=9150"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=9150"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}