{"id":8972,"date":"2021-07-15T16:33:54","date_gmt":"2021-07-15T22:33:54","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=8972"},"modified":"2021-09-28T14:34:40","modified_gmt":"2021-09-28T20:34:40","slug":"fovissste-propone-programa-de-reestructura-de-creditos-para-expolicias","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/fovissste-propone-programa-de-reestructura-de-creditos-para-expolicias\/","title":{"rendered":"Fovissste propone programa de reestructura de cr\u00e9ditos para expolic\u00edas"},"content":{"rendered":"\n<p>Por Fernanda Hern\u00e1ndez<\/p>\n\n\n\n<p>El&nbsp;<strong>Fondo de la Vivienda del ISSSTE<\/strong>&nbsp;(<strong>Fovissste<\/strong>) present\u00f3 una propuesta de&nbsp;<strong>programa de reestructura de cr\u00e9ditos para&nbsp;<a href=\"https:\/\/centrourbano.com\/2021\/06\/01\/anuncia-fovissste-soluciones-crediticias-para-ex-policias-federales\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">expolic\u00edas federales<\/a><\/strong>; el cual contempla reducciones en sus pagos quincenales, condonaci\u00f3n de intereses y apoyos totales hasta por 900 millones de pesos.<\/p>\n\n\n\n<p>Lo anterior con el objetivo de que puedan&nbsp;<strong>regularizar sus financiamientos hipotecarios<\/strong>&nbsp;con problemas de atrasos y de vencimientos; para as\u00ed dotarlos de certeza jur\u00eddica y econ\u00f3mica sobre su patrimonio y reducir las cargas econ\u00f3micas.<\/p>\n\n\n\n<p>El&nbsp;<strong>Fovissste<\/strong>&nbsp;se\u00f1al\u00f3 que, en d\u00edas pasados, acreditados que pertenecieron a la extinta&nbsp;<strong>Polic\u00eda Federal<\/strong>&nbsp;solicitaron un apoyo extraordinario para resolver la problem\u00e1tica de sus financiamientos que registran impagos ante la p\u00e9rdida de empleo.<\/p>\n\n\n\n<p>De esta manera, se dise\u00f1\u00f3 un programa con&nbsp;<strong>dos vertientes de reestructuraci\u00f3n,<\/strong>&nbsp;con pr\u00f3rrogas de hasta 24 meses y descuentos del 34% en los saldos.<\/p>\n\n\n\n<p>La primera de dichas vertientes es \u2018<strong>Liquidaci\u00f3n anticipada del cr\u00e9dito con un descuento del 34% del saldo<\/strong>\u2019; en la que se aplicar\u00e1 una pr\u00f3rroga (condonaci\u00f3n de intereses) de hasta 24 meses. Adem\u00e1s, al saldo que resulte de esa pr\u00f3rroga se le aplicar\u00e1 un descuento del 34%; y el remanente se liquidar\u00e1 en una sola exhibici\u00f3n, conforme al procedimiento que determine el&nbsp;<strong>Fovissste<\/strong>.<\/p>\n\n\n\n<p>La segunda alternativa es \u2018<strong>Reestructura del cr\u00e9dito del esquema actual en UMA a pesos<\/strong>\u2019; la cual contempla una pr\u00f3rroga de un a\u00f1o.<\/p>\n\n\n\n<p>Los&nbsp;<strong>cr\u00e9ditos reestructurados<\/strong>&nbsp;en este esquema tendr\u00e1n una tasa de inter\u00e9s fija de 8.35 % anual; con pagos fijos por el monto establecido en el contrato de mutuo, pero convertidos a pesos. Adem\u00e1s, se les aplicar\u00e1 una reducci\u00f3n en su obligaci\u00f3n de pago de 15% por tres a\u00f1os; o de 25% por dos a\u00f1os, a partir de la firma de la reestructura.<\/p>\n\n\n\n<p>Cabe mencionar que solo podr\u00e1n acceder al programa de reestructura los acreditados que causaron baja por la extinci\u00f3n de la&nbsp;<strong>Polic\u00eda Federal<\/strong>; que siguen sin empleo y cuyos financiamientos hipotecarios cayeron en vencimiento despu\u00e9s de la fecha de desaparici\u00f3n de esa dependencia (2019).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por Fernanda Hern\u00e1ndez El&nbsp;Fondo de la Vivienda del ISSSTE&nbsp;(Fovissste) present\u00f3 una propuesta de&nbsp;programa de reestructura de cr\u00e9ditos para&nbsp;expolic\u00edas federales; el cual contempla reducciones en sus pagos quincenales, condonaci\u00f3n de intereses y apoyos totales hasta por 900 millones de pesos. Lo anterior con el objetivo de que puedan&nbsp;regularizar sus financiamientos hipotecarios&nbsp;con problemas de atrasos y de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8973,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[1284,86,1146,177],"class_list":["post-8972","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-descuentos","tag-fovissste","tag-reestructura","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8972","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=8972"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8972\/revisions"}],"predecessor-version":[{"id":8974,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8972\/revisions\/8974"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/8973"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=8972"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=8972"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=8972"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}