respuesta a la pandemia por Covid-19<\/strong>, ya que aplic\u00f3 acciones especiales para reactivar la econom\u00eda y apoyar a los acreditados; tales como la modificaci\u00f3n de plazos para concluir con ciertos procesos relacionados con los pr\u00e9stamos hipotecarios; el lanzamiento de nuevos productos y la mejora en las condiciones para la regularizaci\u00f3n de cr\u00e9ditos en mora.<\/p>\n\n\n\nAsimismo, S&P<\/strong> destac\u00f3 los procesos de originaci\u00f3n automatizados; las pr\u00e1cticas de procesamiento de pagos y seguimiento de documentos; las capacidades de servicio al cliente; as\u00ed como las pr\u00e1cticas de administraci\u00f3n de cartera para las etapas de cobranza temprana y de incumplimientos.<\/p>\n\n\n\nEn tanto, en el proceso de alta de nuevos cr\u00e9ditos<\/strong>, algunos de los cambios m\u00e1s relevantes implementados por el Fovissste<\/strong> fueron la mejora al sistema de solicitud en l\u00ednea con el uso de un c\u00f3digo de verificaci\u00f3n; el bloqueo de dominios de desarrolladores y entidades financieras para que sea el propio trabajador quien solicite su pr\u00e9stamo; y la publicaci\u00f3n del listado completo y desglosado del puntaje obtenido por cada uno de los trabajadores registrados.<\/p>\n\n\n\n\u201cLa perspectiva de la clasificaci\u00f3n es estable. Esperamos que Fovissste<\/strong> contin\u00fae implementando iniciativas para mejorar sus operaciones. Adem\u00e1s, esperamos que el organismo se concentre en brindar el nivel adecuado de capacitaci\u00f3n a sus empleados y mantener el desempe\u00f1o estable de su cartera\u201d, indic\u00f3 S&P<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"Por Fernanda Hern\u00e1ndez El Fondo de la Vivienda del ISSSTE (Fovissste) recibi\u00f3 la calificaci\u00f3n de \u2018Superior al Promedio\u2019 como administrador primario de cr\u00e9ditos hipotecarios, con una perspectiva \u2018estable\u2019 y posici\u00f3n financiera \u2018suficiente\u2019, por parte de la agencia S&P Global Ratings. Adem\u00e1s, la firma destac\u00f3 que el Fovissste se mantiene como el segundo mayor participante en el mercado hipotecario residencial; as\u00ed […]<\/p>\n","protected":false},"author":1,"featured_media":8790,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[265,373,86,3608,177],"class_list":["post-8789","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-calificacion","tag-creditos-hipotecarios","tag-fovissste","tag-superior-al-promedio","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8789","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=8789"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8789\/revisions"}],"predecessor-version":[{"id":8791,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8789\/revisions\/8791"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/8790"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=8789"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=8789"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=8789"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}