{"id":8783,"date":"2021-05-17T15:05:02","date_gmt":"2021-05-17T21:05:02","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=8783"},"modified":"2021-09-28T16:39:01","modified_gmt":"2021-09-28T22:39:01","slug":"lanza-infonavit-programa-apoyo-solidario-para-afectados-por-covid-19","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/lanza-infonavit-programa-apoyo-solidario-para-afectados-por-covid-19\/","title":{"rendered":"Lanza Infonavit programa Apoyo Solidario para afectados por Covid-19"},"content":{"rendered":"\n<p>Por Fernanda Hern\u00e1ndez<\/p>\n\n\n\n<p>El&nbsp;<strong>Instituto del Fondo Nacional de la Vivienda para los Trabajadores<\/strong>&nbsp;(<strong>Infonavit<\/strong>) puso en marcha el programa&nbsp;<strong>Apoyo Solidario<\/strong>; cuyo objetivo es apoyar a los trabajadores afectados por la crisis econ\u00f3mica de la&nbsp;<strong>pandemia de Covid-19<\/strong>&nbsp;a conservar su hogar y contribuir a la reactivaci\u00f3n de su econom\u00eda familiar.<\/p>\n\n\n\n<p>De acuerdo con el&nbsp;<strong>Infonavit<\/strong>, la primera etapa de este esquema est\u00e1 dirigida a aquellos acreditados que tienen financiamientos tasados en&nbsp;<strong>Veces Salario M\u00ednimo<\/strong>&nbsp;(<strong>VSM<\/strong>); y que sufrieron una reducci\u00f3n en sus ingresos que les obligue a destinar m\u00e1s del 30% de los mismos al pago de su cr\u00e9dito hipotecario. O bien, a aquellos sin relaci\u00f3n laboral que han demostrado voluntad de pago.<\/p>\n\n\n\n<p>De esta manera, el programa contempla&nbsp;<strong>tres beneficios<\/strong>&nbsp;que coadyuvar\u00e1n a que los acreditados logren la recuperaci\u00f3n progresiva de su econom\u00eda familiar. Adem\u00e1s de que les ayudar\u00e1n a corregir su comportamiento de morosidad ante el Instituto; as\u00ed como a disminuir el pago de su financiamiento durante un periodo con duraci\u00f3n m\u00e1xima de 18 meses, con opci\u00f3n a renovarse por seis meses m\u00e1s:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Descuento fijo a la mensualidad<\/strong>. Este disminuir\u00e1 de manera semestral conforme avanza la duraci\u00f3n del beneficio, dependiendo del nivel de entrada al apoyo, conforme a la siguiente tabla:<\/li><\/ul>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><a href=\"https:\/\/centrourbano.com\/revista\/wp-content\/uploads\/Apoyo-Solidario-Infonavit.png\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><img decoding=\"async\" src=\"https:\/\/centrourbano.com\/revista\/wp-content\/uploads\/Apoyo-Solidario-Infonavit.png\" alt=\"\" class=\"wp-image-117058\"\/><\/a><\/figure><\/div>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Condonaci\u00f3n de los intereses complementarios<\/strong>. Se descontar\u00e1n los intereses generados por el estatus vencido del cr\u00e9dito.<\/li><li><strong>Descuento para amortizaci\u00f3n en el plazo remanente<\/strong>. Se aplicar\u00e1 un apoyo sobre el saldo actual de la deuda; de tal forma que las mensualidades posteriores disminuyan y se logre pagar el financiamiento en el plazo convenido.<\/li><\/ul>\n\n\n\n<p>Para acceder a estos beneficios, los acreditados que hayan tenido un cr\u00e9dito hipotecario tasado en VSM activo antes de marzo de 2020, podr\u00e1n aplicar a este programa a trav\u00e9s del portal&nbsp;<strong>Mi Cuenta Infonavit<\/strong>.<\/p>\n\n\n\n<p>El Instituto destac\u00f3 que, para que un financiamiento sea elegible a este programa, no debe presentar m\u00e1s de&nbsp;<strong>nueve meses de impago<\/strong>&nbsp;ni contar con una&nbsp;<strong>reestructura permanente activa<\/strong>. Adem\u00e1s, la aplicaci\u00f3n debe realizarse antes de mayo 2022.<\/p>\n\n\n\n<p>En la primera etapa de aplicaci\u00f3n del programa&nbsp;<strong>Apoyo Solidario Infonavit<\/strong>, el Instituto espera atender a alrededor de 220,000 acreditados con financiamientos tasados en VSM.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por Fernanda Hern\u00e1ndez El&nbsp;Instituto del Fondo Nacional de la Vivienda para los Trabajadores&nbsp;(Infonavit) puso en marcha el programa&nbsp;Apoyo Solidario; cuyo objetivo es apoyar a los trabajadores afectados por la crisis econ\u00f3mica de la&nbsp;pandemia de Covid-19&nbsp;a conservar su hogar y contribuir a la reactivaci\u00f3n de su econom\u00eda familiar. De acuerdo con el&nbsp;Infonavit, la primera etapa de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8784,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[3605,1975,102,177],"class_list":["post-8783","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-apoyo-solidario","tag-covid-19","tag-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8783","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=8783"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8783\/revisions"}],"predecessor-version":[{"id":8785,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8783\/revisions\/8785"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/8784"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=8783"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=8783"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=8783"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}