{"id":8479,"date":"2021-02-16T10:03:03","date_gmt":"2021-02-16T16:03:03","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=8479"},"modified":"2021-09-28T16:40:18","modified_gmt":"2021-09-28T22:40:18","slug":"estos-esquemas-de-fovissste-seguiran-vigentes-por-tres-anos-mas","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/estos-esquemas-de-fovissste-seguiran-vigentes-por-tres-anos-mas\/","title":{"rendered":"Estos esquemas de Fovissste seguir\u00e1n vigentes por tres a\u00f1os m\u00e1s"},"content":{"rendered":"\n<p>Por Fernanda Hern\u00e1ndez<\/p>\n\n\n\n<p>El&nbsp;<strong><a href=\"https:\/\/www.gob.mx\/fovissste\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Fondo<\/a>&nbsp;de la Vivienda del ISSSTE<\/strong>&nbsp;(<strong>Fovissste<\/strong>) inform\u00f3 que sus esquemas \u2018<strong><a href=\"https:\/\/centrourbano.com\/2020\/12\/07\/fovissste-reestructurara-76000-creditos-de-umas-a-pesos\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Reestructura<\/a>&nbsp;de Unidades de Medida y Actualizaci\u00f3n<\/strong>&nbsp;(<strong>UMAs<\/strong>)&nbsp;<strong>a Pesos<\/strong>\u2019 y \u2018<strong>Liquidaci\u00f3n de 10<\/strong>\u2019 estar\u00e1n vigentes todo el sexenio.<\/p>\n\n\n\n<p>Con estas acciones se brinda certidumbre a 91,354 trabajadores en el pago de sus cr\u00e9ditos tan solo este a\u00f1o.<\/p>\n\n\n\n<p>Ambos esquemas del&nbsp;<strong>Fovissste<\/strong>, que entraron en vigor en el 2020, permiten al acreditado mejores condiciones financieras y de seguridad respecto al monto y pagos de su cr\u00e9dito hipotecario; e, incluso, liquidarlo anticipadamente con la condonaci\u00f3n de su adeudo si su saldo insoluto es menor al 10% del monto original de su pr\u00e9stamo.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Reestructura de UMAs a Pesos<\/strong><\/h4>\n\n\n\n<p>Este esquema representa quitas por 869 millones de pesos (mdp) directamente en los financiamientos otorgados a los trabajadores.<\/p>\n\n\n\n<p>Su objetivo es atender a los acreditados cuyo saldo insoluto en pesos es mayor al que les fue prestado; y se aplica mediante dos productos: \u2018<strong>Reestructura de UMAs a Pesos Interna<\/strong>\u2019 y \u2018<strong>Reestructura de UMAs a Pesos con la Banca Comercial<\/strong>\u2019. Esto en apoyo, respectivamente, de 6,595 y 69,338 trabajadores en una primera etapa<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Liquidaci\u00f3n de 10<\/strong><\/h4>\n\n\n\n<p>Con este programa, el&nbsp;<strong>Fovissste<\/strong>&nbsp;beneficiar\u00e1 a 15,421 acreditados tan solo en este 2021; sin embargo, el n\u00famero se actualizar\u00e1 a\u00f1o con a\u00f1o.<\/p>\n\n\n\n<p>\u00c9ste tiene el prop\u00f3sito de condonar al trabajador la totalidad del saldo insoluto de su financiamiento al momento de la adhesi\u00f3n al programa; el cual debe ser menor al 10% del monto de cr\u00e9dito originalmente otorgado en pesos.<\/p>\n\n\n\n<p>Para acceder a este beneficio, el financiamiento del acreditado deber\u00e1 estar vigente y tener por lo menos 36 meses de antig\u00fcedad.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por Fernanda Hern\u00e1ndez El&nbsp;Fondo&nbsp;de la Vivienda del ISSSTE&nbsp;(Fovissste) inform\u00f3 que sus esquemas \u2018Reestructura&nbsp;de Unidades de Medida y Actualizaci\u00f3n&nbsp;(UMAs)&nbsp;a Pesos\u2019 y \u2018Liquidaci\u00f3n de 10\u2019 estar\u00e1n vigentes todo el sexenio. Con estas acciones se brinda certidumbre a 91,354 trabajadores en el pago de sus cr\u00e9ditos tan solo este a\u00f1o. Ambos esquemas del&nbsp;Fovissste, que entraron en vigor en [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8480,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[86,2526,1146,1487,177],"class_list":["post-8479","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-fovissste","tag-liquidacion","tag-reestructura","tag-umas","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8479","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=8479"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8479\/revisions"}],"predecessor-version":[{"id":8481,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8479\/revisions\/8481"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/8480"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=8479"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=8479"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=8479"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}