{"id":8330,"date":"2021-01-12T13:00:19","date_gmt":"2021-01-12T19:00:19","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=8330"},"modified":"2021-09-28T16:41:09","modified_gmt":"2021-09-28T22:41:09","slug":"recomienda-fovissste-pagos-anticipados-por-actualizacion-de-umas","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/recomienda-fovissste-pagos-anticipados-por-actualizacion-de-umas\/","title":{"rendered":"Recomienda Fovissste pagos anticipados por actualizaci\u00f3n de UMAs"},"content":{"rendered":"\n<p>Por Fernanda Hern\u00e1ndez<\/p>\n\n\n\n<p>Despu\u00e9s de que el&nbsp;<strong>Instituto Nacional de Estad\u00edstica y Geograf\u00eda<\/strong>&nbsp;(<strong>Inegi<\/strong>) diera a conocer la actualizaci\u00f3n del valor de la&nbsp;<strong>Unidad de Medida y Actualizaci\u00f3n<\/strong>&nbsp;(<strong>UMA<\/strong>) para 2021, el&nbsp;<strong>Fondo de la Vivienda del ISSSTE<\/strong>&nbsp;(<strong>Fovissste<\/strong>) recomend\u00f3 a sus derechohabientes con cr\u00e9ditos definidos con base en la&nbsp;<strong>UMA<\/strong>, realizar un pago por anticipado.<\/p>\n\n\n\n<p>El&nbsp;<strong>Fovissste<\/strong>&nbsp;inform\u00f3 que el valor diario de la&nbsp;<strong>UMA<\/strong>&nbsp;ser\u00e1 de 89.62 pesos, mensual de 2,724.45 pesos y anual 32,693.40 pesos; es decir, increment\u00f3 3.15 % con respecto al a\u00f1o anterior. Por ello, a partir del pr\u00f3ximo&nbsp;<strong>1 de febrero<\/strong>, los cr\u00e9ditos otorgados bajo esta medida tendr\u00e1n un ajuste en dicha proporci\u00f3n.<\/p>\n\n\n\n<p>Frente a este panorama, el&nbsp;<strong>Fondo de la Vivienda<\/strong>&nbsp;indic\u00f3 que el pago por anticipado, antes de la entrada en vigor de la actualizaci\u00f3n, podr\u00e1 realizarse sin penalizaci\u00f3n alguna. Adem\u00e1s, esto ayudar\u00e1 a que el saldo insoluto del cr\u00e9dito se incremente en menor medida y que el plazo se reduzca.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u00bfC\u00f3mo realizar el pago?<\/strong><\/h4>\n\n\n\n<p>El&nbsp;<strong>Fovissste<\/strong>&nbsp;explic\u00f3 que se podr\u00e1 realizar el pago anticipado&nbsp;<strong>v\u00eda internet<\/strong>&nbsp;con tarjeta de d\u00e9bito o cr\u00e9dito; con un monto m\u00ednimo por transacci\u00f3n de 200 pesos y m\u00e1ximo de 20,000 pesos (hasta en 4 exhibiciones). O bien, en&nbsp;<strong>ventanilla bancaria<\/strong>.<\/p>\n\n\n\n<p>Aquellos que deseen consultar&nbsp;<strong>estados de cuenta con el monto actualizado<\/strong>, pueden acceder al siguiente link a partir del primer d\u00eda del pr\u00f3ximo mes:&nbsp;<a href=\"https:\/\/www.gob.mx\/fovissste\/acciones-y-programas\/estado-de-cuenta-fovissste\" rel=\"nofollow noopener\" target=\"_blank\">https:\/\/www.gob.mx\/fovissste\/acciones-y-programas\/estado-de-cuenta-fovissste<\/a>.<\/p>\n\n\n\n<p>Cabe mencionar que, con el incremento en el valor de la&nbsp;<strong>UMA<\/strong>, el&nbsp;<strong>Costo Anual Total<\/strong>&nbsp;(<strong>CAT<\/strong>) promedio de los cr\u00e9ditos del&nbsp;<strong>Fovissste<\/strong>&nbsp;es de 9.6%; con lo que se mantiene por debajo del&nbsp;<strong>CAT<\/strong>&nbsp;promedio de los cr\u00e9ditos hipotecarios que ofrece la banca comercial, que es de 11.5 por ciento.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por Fernanda Hern\u00e1ndez Despu\u00e9s de que el&nbsp;Instituto Nacional de Estad\u00edstica y Geograf\u00eda&nbsp;(Inegi) diera a conocer la actualizaci\u00f3n del valor de la&nbsp;Unidad de Medida y Actualizaci\u00f3n&nbsp;(UMA) para 2021, el&nbsp;Fondo de la Vivienda del ISSSTE&nbsp;(Fovissste) recomend\u00f3 a sus derechohabientes con cr\u00e9ditos definidos con base en la&nbsp;UMA, realizar un pago por anticipado. El&nbsp;Fovissste&nbsp;inform\u00f3 que el valor diario de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8331,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[86,793,985,3065,1487],"class_list":["post-8330","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-fovissste","tag-inegi","tag-issste","tag-pago-anticipado","tag-umas"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8330","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=8330"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8330\/revisions"}],"predecessor-version":[{"id":8332,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8330\/revisions\/8332"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/8331"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=8330"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=8330"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=8330"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}