{"id":8110,"date":"2020-10-29T13:00:19","date_gmt":"2020-10-29T19:00:19","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=8110"},"modified":"2021-09-28T16:42:14","modified_gmt":"2021-09-28T22:42:14","slug":"con-reforma-al-infonavit-la-colocacion-de-credito-aumentara-18-martinez","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/con-reforma-al-infonavit-la-colocacion-de-credito-aumentara-18-martinez\/","title":{"rendered":"Con reforma al Infonavit, la colocaci\u00f3n de cr\u00e9dito aumentar\u00e1 18%: Mart\u00ednez"},"content":{"rendered":"\n<p>Por Fernanda Hern\u00e1ndez<\/p>\n\n\n\n<p><strong>Carlos Mart\u00ednez Vel\u00e1zquez<\/strong>, director general del&nbsp;<strong>Instituto del Fondo Nacional de la Vivienda para los Trabajadores<\/strong>&nbsp;(<strong>Infonavit<\/strong>), estim\u00f3 que, de aprobarse la iniciativa de reforma a la Ley del Instituto, presentada por el Ejecutivo Federal, la&nbsp;<strong>colocaci\u00f3n de cr\u00e9ditos<\/strong>&nbsp;podr\u00eda aumentar hasta en un 18 por ciento.<\/p>\n\n\n\n<p>\u201cPensamos que la colocaci\u00f3n de cr\u00e9dito puede aumentar 18% solo en primer a\u00f1o; y se esperar\u00eda que, a partir de formar estos nuevos cr\u00e9ditos y estas nuevas l\u00edneas, m\u00e1s gente se pueda acercar en el futuro. Pero, por lo pronto, se prev\u00e9 un impacto de un adicional del 18% en los cr\u00e9ditos\u201d, dijo.<\/p>\n\n\n\n<p>Durante el&nbsp;<strong>webinar<\/strong>&nbsp;\u2018<strong>Construir un nuevo Infonavit<\/strong>:&nbsp;<strong>beneficios y riesgos\u2019<\/strong>, organizado por el&nbsp;<strong>Instituto Mexicano para la Competitividad<\/strong>&nbsp;(<strong>Imco<\/strong>), el director del Infonavit destac\u00f3 que la reforma se encuentra avanzando, pues ya fue aprobada por la&nbsp;<strong>Comisi\u00f3n de Vivienda<\/strong>&nbsp;de la C\u00e1mara de Diputados.<\/p>\n\n\n\n<p>Sigue someterla a votaci\u00f3n en el pleno y que el Poder Ejecutivo lo publique en el&nbsp;<strong>Diario Oficial de la Federaci\u00f3n<\/strong>&nbsp;(<strong>DOF<\/strong>). Posterior a eso, el Infonavit tendr\u00e1 120 d\u00edas para elaborar el marco normativo para su operaci\u00f3n.<\/p>\n\n\n\n<p>\u201cSi a finales de noviembre ya estuviera publicada, hacia el segundo semestre del 2021 ya tendr\u00edamos la operaci\u00f3n a full\u201d, precis\u00f3.<\/p>\n\n\n\n<p>La reforma a la&nbsp;<strong>Ley del Infonavit<\/strong>&nbsp;busca, principalmente,&nbsp;<strong>eliminar el intermediarismo<\/strong>, con el prop\u00f3sito de dar mayor libertad a los trabajadores para usar su dinero como m\u00e1s les convenga. Asimismo, reconoce el derecho de los afiliados al organismo, sin una relaci\u00f3n laboral activa, para acceder a&nbsp;<strong>cr\u00e9ditos del Infonavit<\/strong>; y permite a los derechohabientes&nbsp;<strong>adquirir terrenos<\/strong>&nbsp;para la construcci\u00f3n de vivienda; obtener&nbsp;<strong>m\u00e1s de un cr\u00e9dito<\/strong>&nbsp;a lo largo de la vida y realizar la&nbsp;<strong>portabilidad de cr\u00e9ditos<\/strong>.<\/p>\n\n\n\n<p>No obstante, en d\u00edas pasados, el&nbsp;<a href=\"https:\/\/centrourbano.com\/2020\/10\/28\/imco-reformas-infonavit-fovissste\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Imco<\/strong>&nbsp;<\/a>public\u00f3 un documento en el que identific\u00f3 algunos&nbsp;<strong>aspectos preocupantes<\/strong>&nbsp;con respecto a lo que se propone en la iniciativa. Por ejemplo, en el otorgamiento de&nbsp;<strong>cr\u00e9ditos sin intermediarios<\/strong>&nbsp;no se detalla c\u00f3mo se verificar\u00e1 que los recursos sean utilizados para los fines establecidos una vez que se entreguen al trabajador.<\/p>\n\n\n\n<p>Por ello, propuso aplazar la discusi\u00f3n en torno a la iniciativa hasta que el&nbsp;<strong>Infonavit<\/strong>&nbsp;proporcionara toda la informaci\u00f3n relevante para tomar una decisi\u00f3n adecuada.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por Fernanda Hern\u00e1ndez Carlos Mart\u00ednez Vel\u00e1zquez, director general del&nbsp;Instituto del Fondo Nacional de la Vivienda para los Trabajadores&nbsp;(Infonavit), estim\u00f3 que, de aprobarse la iniciativa de reforma a la Ley del Instituto, presentada por el Ejecutivo Federal, la&nbsp;colocaci\u00f3n de cr\u00e9ditos&nbsp;podr\u00eda aumentar hasta en un 18 por ciento. \u201cPensamos que la colocaci\u00f3n de cr\u00e9dito puede aumentar 18% [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8111,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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