{"id":8092,"date":"2020-10-26T09:49:41","date_gmt":"2020-10-26T15:49:41","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=8092"},"modified":"2021-09-28T16:42:16","modified_gmt":"2021-09-28T22:42:16","slug":"fovissste-eliminara-los-programas-aliados-plus-y-respaldados","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/fovissste-eliminara-los-programas-aliados-plus-y-respaldados\/","title":{"rendered":"Fovissste eliminar\u00e1 los programas Aliados Plus y Respaldados"},"content":{"rendered":"\n<p>Por Edgar Rosas<\/p>\n\n\n\n<p>A partir de 2021, los programas&nbsp;<strong>Aliados Plus<\/strong>&nbsp;y&nbsp;<strong>Respaldados<\/strong>&nbsp;que ofrece Fovissste dejar\u00e1n de operar. En su lugar, de acuerdo con&nbsp;<strong>Agust\u00edn Rodr\u00edguez<\/strong>, operar\u00e1 el nuevo esquema \u201c<strong>Fovissste para Todos<\/strong>\u201d.<\/p>\n\n\n\n<p>Al participar en la conferencia vespertina desde Palacio Nacional, el funcionario explic\u00f3 que el objetivo del organismo es atender la demanda de&nbsp;<strong>cr\u00e9dito cofinanciado<\/strong>&nbsp;a trav\u00e9s de Fovissste para Todos.<\/p>\n\n\n\n<p>\u201cA partir del pr\u00f3ximo a\u00f1o, programas como Aliados Plus y Respaldados salen, ya no van a seguir funcionando esos cofinanciados. Pr\u00e1cticamente, el&nbsp;<strong>100% de los cofinanciados<\/strong>&nbsp;van a ser con Fovissste Para Todos, porque representa un ahorro sustancia en el costo del cr\u00e9dito del trabajador\u201d.<\/p>\n\n\n\n<p>Cabe recordar que con el programa Aliados Plus, los trabajadores del Estado tienen la posibilidad de adquirir un&nbsp;<strong><a href=\"https:\/\/centrourbano.com\/2020\/10\/15\/fovissste-arranca-el-registro-de-solicitudes-de-credito-2021\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">cr\u00e9dito<\/a>&nbsp;cofinanciado<\/strong>&nbsp;entre Fovissste y la banca. Este puede ser utilizado para la adquisici\u00f3n de vivienda nueva o usad.<\/p>\n\n\n\n<p>En el caso de Respaldado, los trabajadores pod\u00edan usar el&nbsp;<strong>saldo de la subcuenta de vivienda<\/strong>&nbsp;como pago inicial del cr\u00e9dito. En esa l\u00ednea, el banco otorga el financiamiento restante.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u00bfQu\u00e9 es Fovissste Para Todos?<\/h4>\n\n\n\n<p><strong>Fovissste para Todos es un nuevo producto<\/strong>&nbsp;que contempla diversas vertientes. Lo principal se constituye como un cr\u00e9dito cofinanciado entre Fovissste y la banca para adquirir vivienda .<\/p>\n\n\n\n<p>Con este esquema, de acuerdo con Agust\u00edn rodr\u00edguez, los trabajadores del Estado podr\u00e1n acceder al cr\u00e9dito cofinanciado m\u00e1s barato del mercado, con un CAT de 9%; adem\u00e1s de aspirar a&nbsp;<strong>recibir el doble o triple de cr\u00e9dito<\/strong>&nbsp;en comparaci\u00f3n con el financiamiento tradicional del Fondo.<\/p>\n\n\n\n<p>\u201c\u2019Fovissste para Todos\u2019 es el cofinanciado m\u00e1s econ\u00f3mico del pa\u00eds, con un CAT de 9.30%. Entonces es una gran oportunidad de los trabajadores de hacerse de un cr\u00e9dito m\u00e1s barato, y tres veces m\u00e1s el monto de lo que normalmente nosotros podemos dar con los recursos del fondo\u201d.<\/p>\n\n\n\n<p>Este esquema tambi\u00e9n tendr\u00e1 la vertiente para&nbsp;<strong>reestructura<\/strong>. Con ello, los trabajadores que deseen migrar su cr\u00e9dito de UMAs a Pesos, con ayuda de la banca, lo podr\u00e1n hacer a trav\u00e9s de Fovissste para Todos. Asimismo, el Fondo acaba de lanzar la opci\u00f3n del<strong>&nbsp;segundo cr\u00e9dito<\/strong>&nbsp;bajo esta modalidad.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por Edgar Rosas A partir de 2021, los programas&nbsp;Aliados Plus&nbsp;y&nbsp;Respaldados&nbsp;que ofrece Fovissste dejar\u00e1n de operar. En su lugar, de acuerdo con&nbsp;Agust\u00edn Rodr\u00edguez, operar\u00e1 el nuevo esquema \u201cFovissste para Todos\u201d. Al participar en la conferencia vespertina desde Palacio Nacional, el funcionario explic\u00f3 que el objetivo del organismo es atender la demanda de&nbsp;cr\u00e9dito cofinanciado&nbsp;a trav\u00e9s de Fovissste [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8093,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[977,3404,3405,3406,86,1789],"class_list":["post-8092","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-agustin-rodriguez","tag-aliados-plus","tag-aliados-plus-y-respaldados","tag-confinamiento","tag-fovissste","tag-fovissste-para-todos"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8092","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=8092"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8092\/revisions"}],"predecessor-version":[{"id":8094,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/8092\/revisions\/8094"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/8093"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=8092"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=8092"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=8092"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}