Por Fernanda Hern\u00e1ndez<\/p>\n\n\n\n
El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit<\/a>)<\/strong> report\u00f3 un avance del 60%<\/strong> en la colocaci\u00f3n de financiamientos a trav\u00e9s del esquema Unamos Cr\u00e9ditos,<\/strong> respecto a la meta<\/a> de otorgar 28,000 financiamientos de este tipo en 2020.<\/p>\n\n\n\n De esta manera, al 16 de agosto de 2020, el Infonavit<\/strong> ha otorgado 16,936 financiamientos<\/strong> bajo el esquema Unamos Cr\u00e9ditos, lo cual representa la adquisici\u00f3n de 8,468 viviendas, con un valor promedio de 676,196 pesos.<\/p>\n\n\n\n Estos cr\u00e9ditos representan, adem\u00e1s, una derrama econ\u00f3mica por 4,950 millones de pesos<\/strong>, y el 56.6% de ellos corresponden a trabajadores que ganan menos de 2.7 salarios m\u00ednimos, es decir 9,980.82 pesos al mes.<\/p>\n\n\n\n El Infonavit<\/strong> inform\u00f3 que hoy en d\u00eda 4,088 cr\u00e9ditos<\/strong> m\u00e1s se encuentran en proceso de inscripci\u00f3n o escrituraci\u00f3n bajo este esquema, un financiamiento en pesos, con una tasa de inter\u00e9s fija de 12% anual, en beneficio de trabajadores que ganan hasta 6.5 Unidades de Medida y Actualizaci\u00f3n (UMAs).<\/p>\n\n\n\n Unamos Cr\u00e9ditos<\/strong>, lanzado en febrero de este a\u00f1o, forma parte de la oferta de cr\u00e9dito del Infonavit;<\/strong> adem\u00e1s, permite a dos trabajadores sin relaci\u00f3n jur\u00eddica, sean amigos, hermanos, parejas en uni\u00f3n libre, del mismo sexo o padres e hijos, sumar el financiamiento que obtendr\u00edan de forma individual, a fin de adquirir un inmueble de mayor valor y mejor ubicaci\u00f3n.<\/p>\n\n\n\n \u201cDe esta forma, el Infonavit<\/strong> no s\u00f3lo contribuye a la reactivaci\u00f3n econ\u00f3mica de M\u00e9xico, sino tambi\u00e9n garantiza el derecho a una vivienda adecuada de las y los trabajadores del pa\u00eds\u201d, se\u00f1al\u00f3 el Instituto.<\/p>\n\n\n\n Los requisitos para tramitar una hipoteca bajo Unamos Cr\u00e9ditos<\/strong> son los mismos que se solicitan para un cr\u00e9dito tradicional. Cada uno de los acreditados se eval\u00faa de forma individual, por lo que ambas personas deben cumplir con los criterios de elegibilidad<\/strong>, es decir, tener una relaci\u00f3n laboral vigente y cumplir con los 116 puntos de precalificaci\u00f3n.<\/p>\n","protected":false},"excerpt":{"rendered":" Por Fernanda Hern\u00e1ndez El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) report\u00f3 un avance del 60% en la colocaci\u00f3n de financiamientos a trav\u00e9s del esquema Unamos Cr\u00e9ditos, respecto a la meta de otorgar 28,000 financiamientos de este tipo en 2020. De esta manera, al 16 de agosto de 2020, el Infonavit ha otorgado 16,936 financiamientos bajo el esquema Unamos Cr\u00e9ditos, lo cual […]<\/p>\n","protected":false},"author":1,"featured_media":7794,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[55,3174,102,1148,1487,1973,3175,1469],"class_list":["post-7793","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito","tag-derrama-economica","tag-infonavit","tag-instituto-del-fondo-nacional-de-la-vivienda-para-los-trabajadores","tag-umas","tag-unamos-credito","tag-unidades-de-medida-actualizada","tag-vivienda-adecuada"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/7793","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=7793"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/7793\/revisions"}],"predecessor-version":[{"id":7795,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/7793\/revisions\/7795"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/7794"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=7793"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=7793"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=7793"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}