{"id":7748,"date":"2020-08-07T09:53:42","date_gmt":"2020-08-07T15:53:42","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=7748"},"modified":"2021-09-28T17:04:56","modified_gmt":"2021-09-28T23:04:56","slug":"avaluos-que-son-como-y-cuando-se-deben-realizar","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/avaluos-que-son-como-y-cuando-se-deben-realizar\/","title":{"rendered":"Aval\u00faos: qu\u00e9 son, c\u00f3mo y cu\u00e1ndo se deben realizar"},"content":{"rendered":"\n<p>Por Fernanda Hern\u00e1ndez<\/p>\n\n\n\n<p>Antes de comprar o vender una vivienda, es importante conocer su&nbsp;<strong>valor en el mercado<\/strong>, lo cual depender\u00e1 de distintos factores, al igual que su plusval\u00eda.<\/p>\n\n\n\n<p>Para ello, los&nbsp;<strong>aval\u00faos<\/strong>&nbsp;ser\u00e1n la herramienta ideal para tomar la mejor decisi\u00f3n y evitar comprar m\u00e1s caro o, por el contrario, malbaratar una casa. De esta manera, el portal inmobiliario&nbsp;<strong>Propiedades.com<\/strong>&nbsp;comparte&nbsp;<strong>todo lo que se debe saber sobre los aval\u00faos<\/strong>&nbsp;y c\u00f3mo realizarlos:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u00bfQu\u00e9 es un aval\u00fao?<\/strong><\/h4>\n\n\n\n<p><strong>Fernando Soto-Hay, director general de Tu Hipoteca F\u00e1cil,<\/strong>&nbsp;define los aval\u00faos como los&nbsp;<strong>documentos que estiman el valor de una propiedad<\/strong>, seg\u00fan sus caracter\u00edsticas:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Metros cuadrados de terreno<\/li><li>Metros cuadrados de construcci\u00f3n<\/li><li>Materiales y acabados<\/li><li>Estado de conservaci\u00f3n<\/li><li>Valores de la zona<\/li><li>Uso de suelo<\/li><\/ul>\n\n\n\n<p>Adem\u00e1s, cabe mencionar que&nbsp;<strong>el resultado de un aval\u00fao no es el valor final de la vivienda,&nbsp;<\/strong>pero puede considerarse como un par\u00e1metro para establecer un&nbsp;<strong>precio adecuado<\/strong>&nbsp;conforme a sus caracter\u00edsticas.<\/p>\n\n\n\n<p>Por otro lado,&nbsp;<strong>Leonardo Gonz\u00e1lez, analista Real Estate de Propiedades.com<\/strong>, mencion\u00f3 que un&nbsp;<strong>aval\u00fao basado en un catastro vigente<\/strong>&nbsp;implica una mejor relaci\u00f3n entre la recaudaci\u00f3n de impuesto predial y gasto transparente en servicios p\u00fablicos.<\/p>\n\n\n\n<p>Es decir que, con los&nbsp;<strong>aval\u00faos<\/strong>, el precio de un inmueble se transparenta y con ello se puede calcular el&nbsp;<strong>Impuesto Sobre la Renta (ISR) y predial,<\/strong>&nbsp;por ejemplo.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u00bfC\u00f3mo y cu\u00e1ndo se realiza un aval\u00fao?<\/strong><\/h4>\n\n\n\n<p>Los expertos recomiendan que todos los aval\u00faos se realicen por&nbsp;<strong>valuadores inscritos en la Sociedad Hipotecaria Federal (SHF)<\/strong>, pues de esta manera, dar\u00e1n certeza jur\u00eddica al documento.<\/p>\n\n\n\n<p>Si se desea&nbsp;<strong>vender una propiedad<\/strong>, un valuador certificado podr\u00e1 brindar un&nbsp;<strong>estimado del precio<\/strong>&nbsp;para evitar malbaratarla o elevar demasiado el precio. Y en caso de querer&nbsp;<strong>comprar una vivienda<\/strong>, ya sea nueva o usada, el profesional indicar\u00e1 si el&nbsp;<strong>valor es adecuado o es elevado<\/strong>, lo cual facilitar\u00e1 el proceso para adquirir un cr\u00e9dito hipotecario.<\/p>\n\n\n\n<p>Para solicitar un aval\u00fao, es importante considerar el&nbsp;<strong>costo<\/strong>&nbsp;de este documento, que ser\u00e1 proporcional al valor de la propiedad a inspeccionar. Adem\u00e1s, se debe contar con los siguientes&nbsp;<strong>documentos<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Escritura del inmueble<\/li><li>Boleta predial y agua<\/li><li>N\u00famero oficial de la propiedad<\/li><li>Constancia de uso de suelo<\/li><li>Planos arquitect\u00f3nicos<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Por Fernanda Hern\u00e1ndez Antes de comprar o vender una vivienda, es importante conocer su&nbsp;valor en el mercado, lo cual depender\u00e1 de distintos factores, al igual que su plusval\u00eda. Para ello, los&nbsp;aval\u00faos&nbsp;ser\u00e1n la herramienta ideal para tomar la mejor decisi\u00f3n y evitar comprar m\u00e1s caro o, por el contrario, malbaratar una casa. De esta manera, el [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7749,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[814,2319,1649,155,202,2320,3123,177],"class_list":["post-7748","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categoria","tag-avaluos","tag-fernando-soto","tag-leonardo-gonzalez","tag-shf","tag-sociedad-hipotecaria-federal","tag-tu-hipoteca-facil","tag-uso-de-suelo","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/7748","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=7748"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/7748\/revisions"}],"predecessor-version":[{"id":7750,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/7748\/revisions\/7750"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/7749"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=7748"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=7748"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=7748"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}