{"id":7655,"date":"2020-07-14T08:52:53","date_gmt":"2020-07-14T14:52:53","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=7655"},"modified":"2021-09-28T17:06:03","modified_gmt":"2021-09-28T23:06:03","slug":"infonavit-reestructurara-100000-creditos-de-salarios-minimos-a-pesos","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/infonavit-reestructurara-100000-creditos-de-salarios-minimos-a-pesos\/","title":{"rendered":"Infonavit reestructurar\u00e1 100,000 cr\u00e9ditos de Salarios M\u00ednimos a Pesos"},"content":{"rendered":"<div class=\"post_content\">\n<p>El\u00a0<strong>Instituto del Fondo Nacional de la Vivienda para los Trabajadores<\/strong>\u00a0(<a href=\"https:\/\/www.facebook.com\/watch\/portalcentrourbano\/604441470146181\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Infonavit<\/a>) quiere \u201cayudar a aliviar la carga financiera\u201d de los derechohabientes con\u00a0<strong>cr\u00e9dito vigente<\/strong>. Por ello, el organismo planea\u00a0<strong>reestructurar 100,000 cr\u00e9ditos<\/strong>, con lo que la misma cantidad de trabajadores podr\u00e1n migrar su financiamiento de\u00a0<strong>Veces Salarios M\u00ednimos<\/strong>\u00a0(VSM) a\u00a0<strong>Pesos<\/strong>.<\/p>\n<p>As\u00ed lo dio a conocer el organismo, quien explic\u00f3 que estas acciones se realizar\u00e1n en el marco del\u00a0<strong>Programa de Responsabilidad Compartida<\/strong>. El Instituto detall\u00f3 que el\u00a0<strong>Consejo de Administraci\u00f3n<\/strong>\u00a0<a href=\"https:\/\/centrourbano.com\/2020\/05\/04\/infonavit-presenta-programa-de-reestructura-de-creditos-2020\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">aprob\u00f3 nuevos criterios<\/a>\u00a0de elegibilidad para el programa, esto a fin de que m\u00e1s trabajadores puedan acceder al beneficio.<\/p>\n<blockquote class=\"quote_content\"><p>\u201cDurante 2020 se busca que un mayor n\u00famero de acreditados puedan ser beneficiados con la conversi\u00f3n de sus cr\u00e9ditos denominados en veces salario m\u00ednimo (VSM) a pesos, y como consecuencia el saldo de su adeudo con el Instituto disminuya y el pago mensual deje de incrementarse a\u00f1o con a\u00f1o, en consonancia con los aumentos al salario m\u00ednimo\u201d, detall\u00f3 el Infonavit.<\/p><\/blockquote>\n<h4>Requisitos<\/h4>\n<p>De acuerdo con lo expuesto, con las nuevos requerimientos,<strong>\u00a0se eliminan requisitos como la edad y el nivel de ingresos<\/strong>. As\u00ed, no importar\u00e1 el salario del trabajador ni su edad para calificar al beneficio.<\/p>\n<p>Aunado a lo anterior, se cambiaron par\u00e1metros como\u00a0<strong>la antiguedad del cr\u00e9dito y el monto de deuda registrado<\/strong>. Con los ajustes, todo aquel trabajador que su\u00a0<strong>deuda sea 1.3 veces mayor al cr\u00e9dito original<\/strong>, y que tenga\u00a0<strong>13 a\u00f1os o m\u00e1s<\/strong>\u00a0con el financiamiento, podr\u00e1 acceder al esquema.<\/p>\n<blockquote class=\"quote_content\"><p>\u201cLo anterior, representa un incremento en la universalidad de aplicaci\u00f3n al programa en comparaci\u00f3n con 2019. En este a\u00f1o, para acceder al programa, el saldo de la deuda ten\u00eda que ser 1.5 veces mayor al cr\u00e9dito contratado originalmente; el cr\u00e9dito, 15 a\u00f1os o m\u00e1s de antig\u00fcedad; y el acreditado, m\u00e1s de 40 a\u00f1os de edad, con ingresos inferiores a 4 salarios m\u00ednimos\u201d.<\/p><\/blockquote>\n<p>Para ser beneficiario de este programa, los acreditados deben ingresar con su usuario y contrase\u00f1a a\u00a0<strong>Mi Cuenta Infonavit<\/strong>. En ese espacio, revisar el estatus de su financiamiento en la pesta\u00f1a Mi Cr\u00e9dito. Los trabajadores podr\u00e1n aceptar las nuevas condiciones de su hipoteca en el apartado Responsabilidad Compartida si califican.<\/p>\n<p>El tr\u00e1mite tambi\u00e9n podr\u00e1 realizarse a trav\u00e9s de Infonatel (800 008 3900) o en los Centro de Servicio Infonavit (CESI).<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>El\u00a0Instituto del Fondo Nacional de la Vivienda para los Trabajadores\u00a0(Infonavit) quiere \u201cayudar a aliviar la carga financiera\u201d de los derechohabientes con\u00a0cr\u00e9dito vigente. Por ello, el organismo planea\u00a0reestructurar 100,000 cr\u00e9ditos, con lo que la misma cantidad de trabajadores podr\u00e1n migrar su financiamiento de\u00a0Veces Salarios M\u00ednimos\u00a0(VSM) a\u00a0Pesos. As\u00ed lo dio a conocer el organismo, quien explic\u00f3 que [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7656,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[2333,55,618,2556,102,1148,826,1208,1099,2603],"class_list":["post-7655","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-cesi","tag-credito","tag-derechohabientes","tag-infonatel","tag-infonavit","tag-instituto-del-fondo-nacional-de-la-vivienda-para-los-trabajadores","tag-mi-cuenta-infonavit","tag-programa-de-responsabilidad-compartida","tag-salario-minimo","tag-vsm"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/7655","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=7655"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/7655\/revisions"}],"predecessor-version":[{"id":7657,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/7655\/revisions\/7657"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/7656"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=7655"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=7655"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=7655"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}