{"id":7636,"date":"2020-07-08T10:13:33","date_gmt":"2020-07-08T16:13:33","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=7636"},"modified":"2021-09-28T17:06:03","modified_gmt":"2021-09-28T23:06:03","slug":"fovissste-y-hsbc-lanzan-financiamiento-mas-barato-del-mercado","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/fovissste-y-hsbc-lanzan-financiamiento-mas-barato-del-mercado\/","title":{"rendered":"Fovissste y HSBC lanzan financiamiento m\u00e1s barato del mercado"},"content":{"rendered":"<p>El\u00a0<strong><a href=\"https:\/\/www.gob.mx\/fovissste#1970\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Fondo<\/a>\u00a0de la Vivienda del ISSSTE (Fovissste)<\/strong>\u00a0y\u00a0<strong>HSBC<\/strong>\u00a0pusieron en marcha \u2018<strong>Fovissste para Todos\u2019<\/strong>, un producto hipotecario cofinanciado con la banca privada.<\/p>\n<p>Este esquema se caracteriza por ser el cr\u00e9dito hipotecario\u00a0<strong>m\u00e1s econ\u00f3mico de su tipo en el mercado<\/strong>\u00a0mexicano; con una tasa preferencial de solo 9% al a\u00f1o y un Costo Anual Total (CAT) de 10 por ciento.<\/p>\n<p>Asimismo, los derechohabientes que accedan a \u2018<strong>Fovissste para Todos\u2019<\/strong>\u00a0tendr\u00e1n plazos de 5, 10, 15 o 20 a\u00f1os para pagar v\u00eda n\u00f3mina, y de acuerdo con sus percepciones econ\u00f3micas, podr\u00e1n obtener un cr\u00e9dito de hasta\u00a0<strong>4.8 millones de pesos.<\/strong><\/p>\n<p>Se trata de un cr\u00e9dito que se otorga en pesos, con plazo, tasa y pagos fijos; sin actualizaciones ni comisiones y no est\u00e1 sujeto al Sistema de Puntaje. Por ello,\u00a0<strong>su obtenci\u00f3n es m\u00e1s r\u00e1pida<\/strong>: en promedio hasta 30 d\u00edas. Para obtenerlo, el trabajador solo deber\u00e1 acudir al banco a solicitarlo.<\/p>\n<p><strong>Agust\u00edn Gustavo Rodr\u00edguez L\u00f3pez, vocal ejecutivo del Fovissste<\/strong>\u00a0explic\u00f3 que este producto potencializa los ingresos y ahorros de los derechohabientes; a fin de permitirles adquirir la vivienda de su preferencia.<\/p>\n<p>&nbsp;<\/p>\n<p>Agreg\u00f3 que, para este 2020, se prev\u00e9 otorgar\u00a0<strong>entre 3,200 y 5,000 cr\u00e9ditos de este tipo<\/strong>. Y, hasta ahora, han sido solicitados\u00a0<strong>844 cr\u00e9ditos bajo el esquema \u2018Fovissste para Todos<\/strong>\u2019; de los cuales 496 est\u00e1n en proceso de aprobaci\u00f3n y 348 ya han sido autorizados.<\/p>\n<p>Por su parte,\u00a0<strong>Enrique Margain Pitman, director ejecutivo de Cr\u00e9dito Hipotecario e Inmediauto de HSBC,<\/strong>\u00a0agradeci\u00f3 la visi\u00f3n del vocal ejecutivo para dise\u00f1ar un producto hipotecario innovador que realmente pudiera dar las mejores condiciones a los derechohabientes del Fondo.<\/p>\n<p>\u201cEs un producto en donde el\u00a0<strong>Fovissste<\/strong>\u00a0nos ha pedido una gran flexibilidad (\u2026) y ver qu\u00e9 otros ingresos tiene el derechohabiente y poderlos considerar para otorgar una mayor l\u00ednea de cr\u00e9dito. Este cr\u00e9dito le va a dar la posibilidad a miles de obtener un cr\u00e9dito\u201d, dijo.<\/p>\n<p>Los directivos llevaron a cabo la primera firma notarial, que oficializ\u00f3 el inicio de \u2018<strong>Fovissste para Todos\u2019;<\/strong>\u00a0en la que se entregaron las escrituras de su vivienda a Ra\u00fal Siampieri Carrera, primer derechohabiente beneficiado con este esquema crediticio.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El\u00a0Fondo\u00a0de la Vivienda del ISSSTE (Fovissste)\u00a0y\u00a0HSBC\u00a0pusieron en marcha \u2018Fovissste para Todos\u2019, un producto hipotecario cofinanciado con la banca privada. Este esquema se caracteriza por ser el cr\u00e9dito hipotecario\u00a0m\u00e1s econ\u00f3mico de su tipo en el mercado\u00a0mexicano; con una tasa preferencial de solo 9% al a\u00f1o y un Costo Anual Total (CAT) de 10 por ciento. Asimismo, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7637,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[3010,25,1026,1790,3011,618,76,1620,86,1789,518,3012,177],"class_list":["post-7636","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-agustin-gustavo-rodriguez-lopez","tag-banca","tag-cat","tag-costo-anual-total","tag-credito-hiptecario","tag-derechohabientes","tag-enrique-margain-pitman","tag-fondo-de-la-vivienda-del-issste","tag-fovissste","tag-fovissste-para-todos","tag-hsbc","tag-raul-siampieri-carrera","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/7636","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=7636"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/7636\/revisions"}],"predecessor-version":[{"id":7638,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/7636\/revisions\/7638"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/7637"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=7636"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=7636"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=7636"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}