{"id":7489,"date":"2020-06-03T09:34:07","date_gmt":"2020-06-03T15:34:07","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=7489"},"modified":"2021-09-29T11:16:43","modified_gmt":"2021-09-29T17:16:43","slug":"fovissste-otorgara-quitas-sobre-el-monto-de-deuda-a-acreditados","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/fovissste-otorgara-quitas-sobre-el-monto-de-deuda-a-acreditados\/","title":{"rendered":"Fovissste otorgar\u00e1 quitas sobre el monto de deuda a acreditados"},"content":{"rendered":"<p>Por Edgar Rosas<\/p>\n<p>El\u00a0<strong>Fondo de la Vivienda del Issste<\/strong>\u00a0(Fovisste) ayudar\u00e1 a los derechohabientes con cr\u00e9dito a\u00a0<strong>liquidar su financiamiento<\/strong>. Concretamente, el organismo implementar\u00e1 un esquema de\u00a0<strong>quitas<\/strong>, con lo que busca reducir\u00a0<strong>la deuda de los trabajadores<\/strong>.<\/p>\n<p>De acuerdo con<strong>\u00a0<a href=\"https:\/\/www.facebook.com\/portalcentrourbano\/videos\/244995729940722\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Agust\u00edn Rodr\u00edguez L\u00f3pez<\/a><\/strong>, esta medida se aplicar\u00e1 a la par del programa de\u00a0<strong>reestructuras de UMAs a Pesos<\/strong>\u00a0que est\u00e1 por lanzar el organismo. Con esta mezcla, los trabajadores podr\u00e1n\u00a0<strong>migrar su cr\u00e9dito y recibir un descuento sobre el saldo de la deuda<\/strong>.<\/p>\n<p>Seg\u00fan lo explicado, las quitas podr\u00e1n aplicarse a trav\u00e9s del programa \u2018<strong>Acuerdo y Queda\u2019<\/strong>; la migraci\u00f3n de UMAs a Pesos podr\u00e1 llevarse a cabo en la segunda etapa del programa \u2018<strong>Fovissste para Todos\u2019<\/strong>.<\/p>\n<blockquote class=\"quote_content\"><p>\u201cEn el caso de reestructuras, los que ya no quieran continuar con el esquema de UMAs, inmediatamente pueden solicitar con el programa \u2018Acuerdo y Queda\u2019 alguna quita, y con esa quita trasladar su deuda al banco donde van a poder hacerla en pesos, a plazo fijo y con la tasa m\u00e1s econ\u00f3mica\u201d, indic\u00f3.<\/p><\/blockquote>\n<h5>\u00bfC\u00f3mo funcionar\u00e1?<\/h5>\n<p>El Vocal Ejecutivo de Fovissse explic\u00f3 que este\u00a0<a href=\"https:\/\/centrourbano.com\/2020\/05\/25\/credito-fovissste-no-es-impagable-revira-agustin-rodriguez\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">esquema<\/a>\u00a0de reestructura de UMAs a Pesos se podr\u00e1 llevar a cabo bajo el nuevo programa \u201cFovissste para Todos\u201d.<\/p>\n<p>En t\u00e9rminos generales, este ser\u00e1 un\u00a0<strong>esquema de cofinanciamiento entre el Fondo y la banca<\/strong>. Con \u00e9l se duplicar\u00e1 el monto de cr\u00e9dito al que podr\u00e1n acceder los derechohabientes; adem\u00e1s que no necesitar\u00e1n salir elegidos mediante el sistema de puntaje para ejercer el financiamiento.<\/p>\n<p>Sin embargo, este esquema contar\u00e1 con una\u00a0<strong><a href=\"https:\/\/centrourbano.com\/2020\/04\/30\/reestructura-de-umas-a-pesos-fovissste-iniciara-en-breve-rodriguez\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">vertiente<\/a>\u00a0para que los trabajadores<\/strong>\u00a0puedan mover su cr\u00e9dito a los bancos y con ello transformar su cr\u00e9dito a pesos. Esta herramienta se dar\u00e1 para la segunda etapa del modelo.<\/p>\n<p>\u201c\u2019Fovissste para Todos\u2019 aplica para restaurar los cr\u00e9ditos de UMAs a Pesos en una segunda etapa; hoy esta listo para compra de vivienda\u201d, indic\u00f3.<\/p>\n<p>Cabe se\u00f1alar que la primera etapa de Fovissste para Todos inic\u00f3 operaciones el pasado 28 de mayo. Con esta primera etapa, los trabajadores del Estado podr\u00e1n acceder a un cr\u00e9dito para compra de vivienda.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por Edgar Rosas El\u00a0Fondo de la Vivienda del Issste\u00a0(Fovisste) ayudar\u00e1 a los derechohabientes con cr\u00e9dito a\u00a0liquidar su financiamiento. Concretamente, el organismo implementar\u00e1 un esquema de\u00a0quitas, con lo que busca reducir\u00a0la deuda de los trabajadores. De acuerdo con\u00a0Agust\u00edn Rodr\u00edguez L\u00f3pez, esta medida se aplicar\u00e1 a la par del programa de\u00a0reestructuras de UMAs a Pesos\u00a0que est\u00e1 por [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7490,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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