{"id":7149,"date":"2020-03-26T17:00:08","date_gmt":"2020-03-26T23:00:08","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=7149"},"modified":"2021-10-19T10:20:39","modified_gmt":"2021-10-19T16:20:39","slug":"bancos-prorrogarian-pago-de-hipotecas-y-creditos-puente","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/bancos-prorrogarian-pago-de-hipotecas-y-creditos-puente\/","title":{"rendered":"Bancos prorrogar\u00edan pago de hipotecas y cr\u00e9ditos puente"},"content":{"rendered":"<p><strong>Ante la emergencia provocada por el Covid19<\/strong>, las instituciones que integran la\u00a0<strong>Asociaci\u00f3n de Bancos de M\u00e9xico<\/strong>\u00a0(ABM) pondr\u00edan en marcha\u00a0<strong>una serie de acciones para ayudar tanto a empresas como personas<\/strong>\u00a0que cuentan con un cr\u00e9dito. De manera especifica, los bancos determinar\u00edan\u00a0<strong>suspender el pago de los financiamientos hasta por cuatro meses<\/strong>.<\/p>\n<p>De acuerdo con un documento consultado por este medio, las acciones ir\u00edan en l\u00ednea de mitigar los efectos negativos que trae consigo el virus. Y es que, las\u00a0<a href=\"https:\/\/twitter.com\/CentroUrbano\/status\/1242577738399178753\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">instituciones<\/a>\u00a0financieras reconocen que las medidas de aislamiento para contener la propagaci\u00f3n del virus impactar\u00e1n a la econom\u00eda, lo que\u00a0<strong>impedir\u00eda a las empresas y personas cumplir con sus compromisos financieros<\/strong>.<\/p>\n<p>\u201cEl impacto negativo que las medidas que se est\u00e1n tomando para evitar su propagaci\u00f3n est\u00e1 generando en diversas actividades de la econ\u00f3mica, como el consumo, servicios, turismo, restaurantes, disrupciones en diversas cadenas de suministros; es\u00a0<strong>inminente que se presentar\u00e1n dificultades para que empresas y personas<\/strong>\u00a0puedan cumplir puntualmente con sus compromisos crediticios.<\/p>\n<p>\u201cEn ese sentido, las\u00a0<strong>instituciones de cr\u00e9dito han determinado apoyar a sus clientes<\/strong>\u00a0que se vean imposibilitados para hacer frente a sus compromisos crediticios, mediante la implementaci\u00f3n de diversos programas\u201d.<\/p>\n<h4>Acciones a tomar<\/h4>\n<p>En esa l\u00ednea, de acuerdo con el documento-que la\u00a0<strong>ABM habr\u00eda enviado a la Comisi\u00f3n Nacional Bancaria y de Valores<\/strong>\u00a0(CNBV)-en referencia a\u00a0<strong>cr\u00e9ditos para construcci\u00f3n de vivienda<\/strong>, as\u00ed como\u00a0<strong>hipotecarios<\/strong>, la instituciones contemplar\u00edan dos mecanismos de apoyo:<\/p>\n<p>\u2022 Por un lado, el\u00a0<strong>diferimiento parcial o total de pagos de capital y\/o intereses<\/strong>\u00a0hasta\u00a0<strong>por cuatro meses.\u00a0<\/strong>En este punto habr\u00eda posibilidad de extenderlo a seis meses.<\/p>\n<p>\u2022 Por otro lado, contemplar\u00eda reestructuras de los financiamientos. A la letra la ABM sentencia: \u201caplicar facilidades para cualquier modificaci\u00f3n a los contratos de cr\u00e9dito que impliquen un cambio de perfil de riesgo del acreditado o de la operaci\u00f3n y que no impliquen un diferimiento parcial o total de capital e intereses mayor a cuatro meses con posibilidad de dos meses\u201d.<\/p>\n<p>Estos dos puntos tambi\u00e9n aplicar\u00edan para\u00a0<strong>cr\u00e9ditos revolventes y no revolventes dirigidos a personas f\u00edsicas<\/strong>. Entre los productos se contemplan: tarjetas de cr\u00e9dito, cr\u00e9dito automotriz, cr\u00e9ditos personales, de nomina y microcr\u00e9dito.<\/p>\n<p>Tambi\u00e9n se incluir\u00edan\u00a0<strong>cr\u00e9ditos comerciales<\/strong>\u00a0dirigidos a\u00a0<strong>personales morales<\/strong>, personas f\u00edsicas con actividad empresas en sus diferentes modalidades.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/centrourbano.com\/revista\/wp-content\/uploads\/Bancos-prorrogar%C3%ADan-pago-de-hipotecas-documento-768x1024.jpeg\" alt=\"Bancos prorrogar\u00edan pago de hipotecas-documento\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ante la emergencia provocada por el Covid19, las instituciones que integran la\u00a0Asociaci\u00f3n de Bancos de M\u00e9xico\u00a0(ABM) pondr\u00edan en marcha\u00a0una serie de acciones para ayudar tanto a empresas como personas\u00a0que cuentan con un cr\u00e9dito. De manera especifica, los bancos determinar\u00edan\u00a0suspender el pago de los financiamientos hasta por cuatro meses. De acuerdo con un documento consultado por [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7150,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[393,868,833,396,51,2014,55,2235,57,2239,2240,83,96,99,2237,2236,2241,2238,177],"class_list":["post-7149","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-abm","tag-asociacion-de-bancos-de-mexico","tag-cnbv","tag-comision-nacional-bancaria-y-de-valores","tag-construccion","tag-covid19","tag-credito","tag-credito-automotriz","tag-creditos","tag-creditos-personales","tag-de-nomina","tag-financiamiento","tag-hipoteca","tag-hipotecas","tag-instituciones-de-credito","tag-instituciones-financieras","tag-microcredito","tag-tarjetas-de-credito","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/7149","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=7149"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/7149\/revisions"}],"predecessor-version":[{"id":7151,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/7149\/revisions\/7151"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/7150"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=7149"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=7149"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=7149"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}