{"id":5959,"date":"2019-06-24T16:46:43","date_gmt":"2019-06-24T22:46:43","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=5959"},"modified":"2021-10-19T11:28:03","modified_gmt":"2021-10-19T17:28:03","slug":"cayo-47-la-colocacion-de-credito-infonavit-en-segmentos-bajos","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/cayo-47-la-colocacion-de-credito-infonavit-en-segmentos-bajos\/","title":{"rendered":"Cay\u00f3 47% la colocaci\u00f3n de cr\u00e9dito Infonavit en segmentos bajos"},"content":{"rendered":"<p>Por Edgar Rosas<\/p>\n<p><em>La ca\u00edda est\u00e1 asociada a la falta de subsidio que complemente el ahorro de los trabajadores<\/em><span id=\"more-92218\"><\/span><!--more--><\/p>\n<p>Con cifras al cierre de mayo, la colocaci\u00f3n de cr\u00e9dito tradicional por parte del\u00a0<strong>Infonavit<\/strong>\u00a0para trabajadores con ingresos por debajo de los\u00a0<strong>2.6 UMAs<\/strong>\u00a0descendi\u00f3 47%, al pasar de 46,135 financiamientos colocados en 2018, a 24,391 otorgados en los primeros cinco meses de 2019.<\/p>\n<p>De acuerdo con datos del<strong>\u00a0Sistema Nacional de Informaci\u00f3n e Indicadores de Vivienda<\/strong>\u00a0(SNIIV), esta ca\u00edda est\u00e1 relacionada directamente con los cambios en la din\u00e1mica del\u00a0<strong>subsidio<\/strong>\u00a0y la baja en los recursos para el complemento del ahorro del trabajador. Y es que, seg\u00fan los datos, en los primeros cinco meses de 2018, 20,461 de los cr\u00e9ditos tradicionales colocados para trabajadores con ingresos bajos inclu\u00eda el complemento del subsidio, mientras que en 2019 esta cifra apenas rond\u00f3 las\u00a0<strong>2,000 acciones.<\/strong><\/p>\n<p>De esta forma, hasta mayo 2019, de los 24,391 cr\u00e9ditos tradicionales colocados para trabajadores que menos ganas, solo 1,983 contaron con subsidio. En tal sentido, mayo fue el mes con la mayor din\u00e1mica al respecto, al registrar la colocaci\u00f3n de 1,903 cr\u00e9ditos con subsidio.<\/p>\n<p>En relaci\u00f3n a lo observado en 2018, 44% de las acciones de cr\u00e9dito logradas por el Infonavit a mayo registraban complemento de subsidio. As\u00ed, de los 46,135 cr\u00e9ditos tradicionales colocados por el Inofnavit entre enero y mayo de 2018, 20,461 registraban subsidio.<\/p>\n<p>Es preciso recordar que a pesar que se elimin\u00f3 el\u00a0<strong>Programa de Acceso al Financiamiento para Soluciones Habitacionales<\/strong>, en febrero, Sedatu liber\u00f3 400 millones de pesos para atender a trabajadores del Infonavit en la compra de vivienda.<\/p>\n<p>En t\u00e9rminos generales, la colocaci\u00f3n de financiamiento del Infonavit para trabajadores con ingresos por debajo de los 2.6 UMAs descendi\u00f3 20.16 por ciento. As\u00ed, en el periodo reportado, el n\u00famero de acciones para los derechohabientes de la base de la pir\u00e1mide pas\u00f3 de 71,580 en 2018, a 57,149 en los primeros cinco meses de 2019.<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/centrourbano.com\/revista\/wp-content\/uploads\/Colocaci%C3%B3n-2.6-UMAs_Infonavit.png\" target=\"_blank\" rel=\"noopener noreferrer nofollow\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-92219 size-large\" src=\"https:\/\/centrourbano.com\/revista\/wp-content\/uploads\/Colocaci%C3%B3n-2.6-UMAs_Infonavit-1024x457.png\" sizes=\"(max-width: 960px) 100vw, 960px\" srcset=\"https:\/\/centrourbano.com\/revista\/wp-content\/uploads\/Colocaci\u00f3n-2.6-UMAs_Infonavit-1024x457.png 1024w, https:\/\/centrourbano.com\/revista\/wp-content\/uploads\/Colocaci\u00f3n-2.6-UMAs_Infonavit-300x134.png 300w, https:\/\/centrourbano.com\/revista\/wp-content\/uploads\/Colocaci\u00f3n-2.6-UMAs_Infonavit-768x342.png 768w, https:\/\/centrourbano.com\/revista\/wp-content\/uploads\/Colocaci\u00f3n-2.6-UMAs_Infonavit.png 1045w\" alt=\"\" width=\"960\" height=\"428\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Fuente: Elaboraci\u00f3n propia con cifras del SNIIV.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por Edgar Rosas La ca\u00edda est\u00e1 asociada a la falta de subsidio que complemente el ahorro de los trabajadores<\/p>\n","protected":false},"author":1,"featured_media":5211,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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