Por Dinorah Nava<\/p>\n
Con este esquema, el banco\u00a0busca atender a los millennials que requieren tiempo para elegir una vivienda o familias que deseen\u00a0adquirir en preventa<\/em><\/span><\/p>\n Las personas que deseen apartar las condiciones de un cr\u00e9dito hipotecario porque necesitan tiempo para comprar su vivienda podr\u00e1n hacerlo con el nuevo producto que ofrece\u00a0HSBC<\/strong>, mismo que asegura aspectos como\u00a0monto del financiamiento<\/strong>,\u00a0tasa de inter\u00e9s<\/strong>,\u00a0pago mensual<\/strong>\u00a0y\u00a0plazo<\/strong>.<\/p>\n De esta manera, los interesados en adquirir un cr\u00e9dito hipotecario para\u00a0la compra de una vivienda nueva o usada tendr\u00e1n hasta 24 meses para ejercer el financiamiento, sin perder los beneficios que les ofrece la banca en estos momentos.<\/p>\n Cabe destacar que con este nuevo esquema,\u00a0HSBC<\/strong>\u00a0busca atender\u00a0al sector de\u00a0los \u2018millennials<\/strong>\u2018 que requieren tiempo para elegir una vivienda o familias que deseen comprar una vivienda en preventa, cuya construcci\u00f3n puede ir desde los siete y hasta los 24 meses.<\/p>\n \u201cLa esencia del producto es un\u00a0cr\u00e9dito en preventa<\/strong>\u00a0que asegura las condiciones del cr\u00e9dito hasta por 24 meses, esto puede ser vivienda nueva o usada y\u00a0lo m\u00e1s importante es que\u00a0da total certeza a una persona que quiere comprar dentro de este plazo\u201d, se\u00f1al\u00f3 el\u00a0director de cr\u00e9dito hipotecario de HSBC<\/strong>,\u00a0Enrique Margain<\/strong>.<\/p><\/blockquote>\n El proceso para acceder a este producto consiste en el que el cliente firme un convenio con el banco para establecer, con base en su capacidad crediticia y comportamiento de pago, las condiciones del cr\u00e9dito a otorgar.\u00a0El interesado deber\u00e1\u00a0cubrir una comisi\u00f3n por otorgamiento de cr\u00e9dito de\u00a01%<\/strong>\u00a0sobre el monto del cr\u00e9dito aprobado, mismo que ser\u00e1 reembolsado al momento de ejercer el financiamiento.<\/p>\n \u201cEl objetivo es que las personas tengan claras las condiciones de su cr\u00e9dito hipotecario en cuanto a tasa, plazo, monto y mensualidad. Esto, por supuesto, lo podemos combinar para ciertos desarrollos con un cr\u00e9dito personal, con condiciones preferenciales\u201d, destac\u00f3 el directivo.<\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":" Por Dinorah Nava Con este esquema, el banco\u00a0busca atender a los millennials que requieren tiempo para elegir una vivienda o familias que deseen\u00a0adquirir en preventa<\/p>\n","protected":false},"author":1,"featured_media":5884,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[1321,56,75,518,1320],"class_list":["post-5883","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito-en-preventa","tag-credito-hipotecario","tag-enrique-margain","tag-hsbc","tag-millennials"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/5883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=5883"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/5883\/revisions"}],"predecessor-version":[{"id":5885,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/5883\/revisions\/5885"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/5884"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=5883"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=5883"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=5883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}