{"id":5796,"date":"2019-05-07T11:18:12","date_gmt":"2019-05-07T17:18:12","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=5796"},"modified":"2021-10-19T11:29:51","modified_gmt":"2021-10-19T17:29:51","slug":"hipoteca-verde-del-infonavit-permite-ahorro-en-servicios","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/hipoteca-verde-del-infonavit-permite-ahorro-en-servicios\/","title":{"rendered":"Hipoteca Verde del Infonavit permite ahorro en servicios"},"content":{"rendered":"<p><em>El instrumento financiero del Infonavit aplica para todo tipo de vivienda<\/em><span id=\"more-89779\"><\/span><\/p>\n<p>Desde el a\u00f1o 2007, el\u00a0<strong>Instituto del Fondo Nacional de la Vivienda para los Trabajadores<\/strong>\u00a0(Infonavit) cuenta con un instrumento financiero llamado\u00a0<strong>Hipoteca Verde<\/strong>, que especifica que el solicitante de un cr\u00e9dito hipotecario recibir\u00e1 un monto extra para la adquisici\u00f3n de aparatos que permitan el ahorro de electricidad, agua y gas.<\/p>\n<p>La\u00a0<strong>Hipoteca Verde<\/strong>\u00a0est\u00e1 disponible en todo el pa\u00eds y aplica para todo tipo de vivienda, incluso para construir, remodelar o ampliar la casa. Sin embargo, los aparatos deben adquirirse \u00fanicamente con proveedores autorizados por el Infonavit, mismos que se encargar\u00e1n de la instalaci\u00f3n.<\/p>\n<p>Al respecto,\u00a0<strong>Leonardo Gonz\u00e1lez<\/strong>, analista de Real Estate del portal inmobiliario\u00a0<strong>Propiedades.com<\/strong>, se\u00f1al\u00f3 que la instalaci\u00f3n y costos de los aparatos que cuentan con ecotecnolog\u00edas son muy caro. No obstante, consider\u00f3, a lo largo de la vida \u00fatil de dichos aparatos, el balance costo-beneficio es positivo.<\/p>\n<p>El\u00a0<strong>Infonavit<\/strong>\u00a0inform\u00f3 que el ahorro que se obtiene con la\u00a0<strong>Hipoteca Verde<\/strong>\u00a0depende del tipo de cr\u00e9dito que se solicite y de la ubicaci\u00f3n de la vivienda, pero, en t\u00e9rminos generales, el instrumento financiero\u00a0<strong>permite un ahorro mensual de hasta 500 pesos<\/strong>\u00a0en servicios.<\/p>\n<p>De acuerdo con la\u00a0<strong>Secretar\u00eda del Medio Ambiente (Sedema)<\/strong>, en los hogares mexicanos se gastan hasta 673.5 litros de agua en actividades diarias, como el aseo personal, uso del inodoro, lavado de ropa y limpieza del hogar, sin embargo, con el uso de accesorios ahorradores, estas actividades requerir\u00edan \u00fanicamente 130.7 litros.<\/p>\n<p>Por otra parte,<strong>\u00a0Encuesta Nacional de Ingresos y Gastos de los Hogares (ENIGH 2016)<\/strong>, determin\u00f3 que el gasto promedio trimestral de los hogares mexicanos es de cerca de 28,000 pesos, de los cuales cerca de 2,600 se destinan a la vivienda, energ\u00eda el\u00e9ctrica y gas.<\/p>\n<p>El I<strong>nfonavit<\/strong>\u00a0se\u00f1ala que, con el tiempo, esta cantidad podr\u00eda disminuir dr\u00e1sticamente si se utilizan aparatos fabricados con materiales de alta eficiencia energ\u00e9tica o con ecotecnolog\u00edas que permitan el ahorro.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El instrumento financiero del Infonavit aplica para todo tipo de vivienda Desde el a\u00f1o 2007, el\u00a0Instituto del Fondo Nacional de la Vivienda para los Trabajadores\u00a0(Infonavit) cuenta con un instrumento financiero llamado\u00a0Hipoteca Verde, que especifica que el solicitante de un cr\u00e9dito hipotecario recibir\u00e1 un monto extra para la adquisici\u00f3n de aparatos que permitan el ahorro de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5797,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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