{"id":5376,"date":"2019-02-07T11:44:34","date_gmt":"2019-02-07T17:44:34","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=5376"},"modified":"2019-02-07T11:44:34","modified_gmt":"2019-02-07T17:44:34","slug":"infonavit-apoya-a-sus-afiliados-ante-perdida-de-empleo","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/infonavit-apoya-a-sus-afiliados-ante-perdida-de-empleo\/","title":{"rendered":"Infonavit apoya a sus afiliados ante p\u00e9rdida de empleo"},"content":{"rendered":"<p>Por Erika Escobar<\/p>\n<p><em>El Infonavit a dispuesto de tres soluciones que apoyar\u00e1n a sus afiliados en caso de p\u00e9rdida de empleo con el fin de no perder el cr\u00e9dito otorgado<\/em><span id=\"more-85811\"><\/span><!--more--><\/p>\n<p>El\u00a0<strong>Instituto del Fondo Nacional de la Vivienda para los Trabajadores<\/strong>\u00a0(Infonavit) posee diversas opciones para apoyar a sus\u00a0afiliados en caso de<strong>\u00a0p\u00e9rdida del empleo<\/strong>, considerado como la fuente de ingresos principal, con el fin de no abandonar el cr\u00e9dito y perder el apoyo de la instituci\u00f3n.<\/p>\n<p>Una de las opciones es el \u2018<strong>Fondo de protecci\u00f3n de pagos<\/strong>\u2019 el cual funciona como un seguro de desempleo\u00a0<strong>durante 6 meses<\/strong>\u00a0y se recauda con el\u00a0<strong>2% de las aportaciones recibidas<\/strong>\u00a0anteriormente.<\/p>\n<p>La \u2018<strong>Pr\u00f3rroga parcial<\/strong>\u2019 se aplica en el momento de la p\u00e9rdida del empleo. En este caso se deber\u00e1 pagar una mensualidad de\u00a0<strong>835 pesos<\/strong>, mientras que 50% de los intereses ser\u00e1n cubiertos por el cr\u00e9dito Infonavit; el resto se acumular\u00e1 en el monto total a pagar del cr\u00e9dito.<\/p>\n<p>La \u2018<strong>Pr\u00f3rroga total<\/strong>\u2019 es similar, ya que con esta opci\u00f3n acumular\u00e1 las mensualidades al no realizar el pago durante 6 meses y cubre el monto total de intereses que ser\u00e1n reflejados en la cantidad total a pagar del cr\u00e9dito. Esta modalidad puede ser utilizada durante\u00a0<strong>4 meses<\/strong>.<\/p>\n<p>La situaci\u00f3n del afiliado define las opciones con las que puede ser apoyado pero es importante que haya realizado el primer pago al inicio de obtener el cr\u00e9dito hipotecario, porque de lo contrario los respaldos no podr\u00e1n ser utilizados.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por Erika Escobar El Infonavit a dispuesto de tres soluciones que apoyar\u00e1n a sus afiliados en caso de p\u00e9rdida de empleo con el fin de no perder el cr\u00e9dito otorgado<\/p>\n","protected":false},"author":1,"featured_media":5377,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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