{"id":5162,"date":"2018-12-19T12:22:32","date_gmt":"2018-12-19T18:22:32","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=5162"},"modified":"2018-12-20T20:13:10","modified_gmt":"2018-12-21T02:13:10","slug":"infonavit-lanzara-programa-para-reestructurar-creditos","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/infonavit-lanzara-programa-para-reestructurar-creditos\/","title":{"rendered":"Infonavit lanzar\u00e1 programa para reestructurar cr\u00e9ditos"},"content":{"rendered":"<p>Por Edgar Rosas<\/p>\n<p><em>El objetivo es beneficiar a los trabajadores que han visto incrementar su saldo por encima de la deuda original<\/em><span id=\"more-83572\"><\/span><\/p>\n<p><!--more--><\/p>\n<p>El Instituto del Fondo Nacional de la Vivienda para los Trabajadores\u00a0<strong>(Infonavit)<\/strong>\u00a0impulsar\u00e1 un programa para reestructurar cr\u00e9ditos, con el cual, el organismo buscar\u00e1 beneficiar a los trabajadores que han visto el saldo de su financiamiento elevarse por arriba de la deuda original.<\/p>\n<p>As\u00ed lo dio a conocer el director general del Instituto,\u00a0<strong>Carlos Mart\u00ednez<\/strong>, quien destac\u00f3 que la medida tiene como meta apoyar a los acreditados cuyos pr\u00e9stamos se originaron en Veces Salarios M\u00ednimos (<strong>VSM<\/strong>) y que a la fecha su deuda se ha incrementado hasta 1.5 veces.<\/p>\n<p>En conferencia, el directivo destac\u00f3 que en una primera etapa se tiene identificado a 158,000 trabajadores que califican para acceder al esquema. Destac\u00f3 que con la reestructura, los acreditados del Infonavit tendr\u00e1n un financiamiento\u00a0<strong>en pesos<\/strong>\u00a0y a\u00a0<strong>tasa fija<\/strong>.<\/p>\n<p>\u201cAl programa podr\u00e1n acceder trabajadores que vayan al corriente. La meta es reducir el\u00a0<strong>sobresaldo<\/strong>\u00a0que han tenido\u201d, dijo.<\/p>\n<p>El directivo indic\u00f3 que los cr\u00e9ditos que fueron contratados en VSM resultan hasta 50% m\u00e1s caros para el derechohabiente que los originados en pesos. Detall\u00f3 que a la fecha seis de cada 10 hipotecas est\u00e1n en VSM, es decir, 4.4 millones de financiamiento.<\/p>\n<p>El Director General detall\u00f3 que en comparaci\u00f3n con otros esfuerzos que se han emprendido para ayudar a acreditados con financiamientos en VSM, esta vez el organismo notificar\u00e1 a los trabajadores que sean candidatos y aplicar\u00edan el esquema de manera autom\u00e1tica.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por Edgar Rosas El objetivo es beneficiar a los trabajadores que han visto incrementar su saldo por encima de la deuda 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