Por Karla Esperanza <\/p>\n
La creaci\u00f3n e implementaci\u00f3n de la UMA permiti\u00f3 proteger los cr\u00e9ditos hipotecarios ante los incrementos del salario m\u00ednimo<\/p>\n
Luego de que en 2016 se cre\u00f3 la Unidad de Medida y Actualizaci\u00f3n (UMA), las condiciones mejoraron para los derechohabientes que cuentan con un cr\u00e9dito vigente en Veces Salario M\u00ednimo (VSM), ya que los aumentos anuales al salario m\u00ednimo ya no est\u00e1n indexados al aumento de la deuda.<\/p>\n
De acuerdo con el Instituto del Fondo Nacional para la Vivienda de los Trabajadores (Infonavit), dichos cr\u00e9ditos ahora se encuentran protegidos ante los incrementos del salario m\u00ednimo, al ser ajustados mediante una actualizaci\u00f3n determinada entre el crecimiento del salario m\u00ednimo y el incremento de la UMA, lo que resulta una referencia econ\u00f3mica basada en la inflaci\u00f3n y adem\u00e1s ha permitido entregar m\u00e1s de 600,000 cr\u00e9ditos hipotecarios.<\/p>\n
El Infonavit destac\u00f3 que esta modalidad se ha ejecutado en los incrementos salariales que se han presentado en 2016, 2017 y 2018. De igual forma, inform\u00f3 que esta acci\u00f3n se aplicar\u00e1 en el aumento previsto para el pr\u00f3ximo a\u00f1o, esto como referencia de la protecci\u00f3n con la que ahora cuentan los acreditados.<\/p>\n
Cabe se\u00f1alar que desde abril de 2017 todos los nuevos cr\u00e9ditos hipotecarios se brindan en pesos, a tasa fija y con un monto de cr\u00e9dito de hasta 1.8 millones de pesos, lo que genera que la deuda se reduzca desde la primera mensualidad.<\/p>\n","protected":false},"excerpt":{"rendered":"
Por Karla Esperanza La creaci\u00f3n e implementaci\u00f3n de la UMA permiti\u00f3 proteger los cr\u00e9ditos hipotecarios ante los incrementos del salario m\u00ednimo Luego de que en 2016 se cre\u00f3 la Unidad de Medida y Actualizaci\u00f3n (UMA), las condiciones mejoraron para los derechohabientes que cuentan con un cr\u00e9dito vigente en Veces Salario M\u00ednimo (VSM), ya que los 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