{"id":3704,"date":"2018-05-03T13:57:57","date_gmt":"2018-05-03T19:57:57","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=3704"},"modified":"2018-05-04T11:22:14","modified_gmt":"2018-05-04T17:22:14","slug":"infonavit-con-reservas-por-250-mmdp","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/infonavit-con-reservas-por-250-mmdp\/","title":{"rendered":"Infonavit, con reservas por 250 mmdp"},"content":{"rendered":"<p>Por Edgar Rosas<\/p>\n<div class=\"post_content\">\n<p><em>Esta cifra representa una cobertura del 17% del total de la cartera del organismo<\/em><span id=\"more-70876\"><\/span><\/p>\n<p>El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (<strong>Infonavit<\/strong>) cuenta con reservas por el orden de los 250,000 millones de pesos. Esta cifra representa una cobertura del saldo total de la cartera del Instituto de alrededor 17 por ciento.<\/p>\n<p>As\u00ed lo dio a conocer\u00a0<strong>Jos\u00e9 Manuel Pelayo<\/strong>, coordinador general de\u00a0<strong>Riesgo\u00a0<\/strong>del Infonavit, quien destac\u00f3 que esta cobertura es el triple de lo que presentan instituciones de la banca comercial como Bancomer o Citibanamex.<\/p>\n<p>\u201cEl Infonavit tiene una cartera de alrededor 1.2 billones de pesos, generada en los \u00faltimos 15 o 20 a\u00f1os. Para entender el nivel de cobertura del Instituto, Bancomer o Banamex deben tener coberturas de saldo total de 5 o 6%, nosotros tenemos tres veces eso\u201d, dijo.<\/p>\n<p>Esta cobertura amplia, explic\u00f3 el Coordinador, se debe a la naturaleza de riesgo de la cartera del Infonavit. A\u00f1adi\u00f3 que esta cifra permite proteger al Instituto ante riesgo de incumplimiento de algunas partes del portafolio, como el segmento de bajos salarios.<\/p>\n<p>\u201cEs un dato importante decir que tenemos reservas en el balance del Instituto por m\u00e1s de 250,000 millones de pesos (\u2026) Hoy el Infonavit es solvente y robusto para seguir siendo un pilar del otorgamiento de cr\u00e9dito en el pa\u00eds durante muchos a\u00f1os. No s\u00f3lo se trata de colocar cr\u00e9ditos, sino colocarlos bien\u201d, apunt\u00f3.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Por Edgar Rosas Esta cifra representa una cobertura del 17% del total de la cartera del organismo El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) cuenta con reservas por el orden de los 250,000 millones de pesos. Esta cifra representa una cobertura del saldo total de la cartera del Instituto de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3705,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[749,102,750,751,177],"class_list":["post-3704","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-coordinador-de-riesgo","tag-infonavit","tag-jose-manuel-pelayo","tag-reservas","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/3704","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=3704"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/3704\/revisions"}],"predecessor-version":[{"id":3706,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/3704\/revisions\/3706"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/3705"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=3704"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=3704"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=3704"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}