{"id":19586,"date":"2026-02-03T14:34:03","date_gmt":"2026-02-03T20:34:03","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=19586"},"modified":"2026-02-03T14:34:11","modified_gmt":"2026-02-03T20:34:11","slug":"como-funciona-borron-y-cuenta-nueva-infonavit-2","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/como-funciona-borron-y-cuenta-nueva-infonavit-2\/","title":{"rendered":"\u00bfC\u00f3mo funciona Borr\u00f3n y Cuenta Nueva Infonavit?"},"content":{"rendered":"\n<p>Redacci\u00f3n <\/p>\n\n\n\n<p>L<em>os trabajadores pueden solicitar Borr\u00f3n y Cuenta Nueva en l\u00ednea, desde Mi Cuenta Infonavit<\/em><\/p>\n\n\n\n<p>El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (<a href=\"https:\/\/portalmx.infonavit.org.mx\/wps\/portal\/infonavitmx\/mx2\/derechohabientes\/!ut\/p\/z1\/04_Sj9CPykssy0xPLMnMz0vMAfIjo8zizdwNDDycTQz9LMIsHA0C_Sz9jLzNjI28HM31wwkpiAJKG-AAjgZA_VFgJThNMIMqsLR0MTH0tjAwCjD0MzAIDAs0dPF0MTcwNTCBKsBjSUFuhEGmp6MiAOMcTcA!\/dz\/d5\/L2dJQSEvUUt3QS80TmxFL1o2XzZHMDBIQzQxTjhWOEEwUU45TjJLNjMySkE3\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Infonavit<\/a>) ofrece diferentes&nbsp;<strong>soluciones de pago<\/strong>, entre ellas&nbsp;<strong>Borr\u00f3n y Cuenta Nueva<\/strong>, un programa que permite a los derechohabientes cumplir con el pago de sus mensualidades atrasadas.<\/p>\n\n\n\n<p>Con la creaci\u00f3n de diversos programas, el organismo busca consolidarse como&nbsp;<strong>un impulsor del desarrollo patrimonial y econ\u00f3mico<\/strong>. A trav\u00e9s de&nbsp;<strong>Borr\u00f3n y Cuenta Nueva<\/strong>, Infonavit ayuda a los trabajadores a mantener su historial crediticio intacto, incluso frente a dificultades econ\u00f3micas.<\/p>\n\n\n\n<p>Los acreditados con una a nueve mensualidades sin cubrir pueden acceder al programa, siempre que hayan agotado previamente el recurso del&nbsp;<strong>Seguro de Desempleo&nbsp;<\/strong>y resten 12 mensualidades por pagar.<\/p>\n\n\n\n<p>Con Borr\u00f3n y Cuenta Nueva, las mensualidades vencidas se suman al saldo del cr\u00e9dito, junto con sus intereses. Sin embargo, esto provoca un aumento en el saldo total y un incremento en las pr\u00f3ximas mensualidades.<\/p>\n\n\n\n<p>Adem\u00e1s, se realizan los pagos de la reesctura completos y a tiempo, los acreditados pordr\u00edan recibir un beneficio econ\u00f3mico, el cual depender\u00e1 del estatus del pr\u00e9stamo y se aplicar\u00e1 directamente a su deuda actual disminuy\u00e9ndola.<\/p>\n\n\n\n<p>Los trabajadores pueden solicitar el programa&nbsp;<strong>en l\u00ednea a trav\u00e9s de&nbsp;<a href=\"https:\/\/centrourbano.com\/vivienda\/mi-cuenta-infonavit-tramites\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Mi Cuenta Infonavit.<\/a><\/strong>&nbsp;En la plataforma, los acreditados deben seleccionar la pesta\u00f1a Mi Cr\u00e9dito; ah\u00ed aparecer\u00e1 un men\u00fa desplegable con la opci\u00f3n a solicitud de reestructura, deber\u00e1n seleccionar consultar la solicitud de reestructura. Al consultarla, podr\u00e1n elegir entre distintas modalidades, incluyendo Borr\u00f3n y Cuenta Nueva por Convenio Privado.<a href=\"https:\/\/centrourbano.com\/revista\/author\/editorial\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Redacci\u00f3n Los trabajadores pueden solicitar Borr\u00f3n y Cuenta Nueva en l\u00ednea, desde Mi Cuenta Infonavit El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) ofrece diferentes&nbsp;soluciones de pago, entre ellas&nbsp;Borr\u00f3n y Cuenta Nueva, un programa que permite a los derechohabientes cumplir con el pago de sus mensualidades atrasadas. Con la creaci\u00f3n de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":19587,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[55,102,177],"class_list":["post-19586","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito","tag-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/19586","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=19586"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/19586\/revisions"}],"predecessor-version":[{"id":19588,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/19586\/revisions\/19588"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/19587"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=19586"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=19586"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=19586"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}