{"id":19512,"date":"2026-01-12T16:52:47","date_gmt":"2026-01-12T22:52:47","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=19512"},"modified":"2026-01-12T16:52:52","modified_gmt":"2026-01-12T22:52:52","slug":"aprueban-programa-de-credito-2026-del-fovissste","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/aprueban-programa-de-credito-2026-del-fovissste\/","title":{"rendered":"Aprueban Programa de Cr\u00e9dito 2026 del Fovissste"},"content":{"rendered":"\n<p>Redacci\u00f3n <\/p>\n\n\n\n<p><em>El Programa de Cr\u00e9dito del Fovissste para 2026 contempla una proyecci\u00f3n de colocaci\u00f3n de 42,768 financiamientos<\/em><\/p>\n\n\n\n<p>El pasado 5 de enero, el Diario Oficial de la Federaci\u00f3n (DOF) public\u00f3 el acuerdo mediante el cual la Junta Directiva del Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado (ISSSTE) aprob\u00f3 el&nbsp;<strong>Programa de Cr\u00e9dito del Fondo de la Vivienda<\/strong>&nbsp;para el ejercicio fiscal 2026.<\/p>\n\n\n\n<p>Dicho documento establece el marco normativo bajo el cual el&nbsp;<strong>Fondo de la Vivienda del ISSSTE<\/strong>&nbsp;(<strong>Fovissste<\/strong>) operar\u00e1 sus distintos&nbsp;<strong>esquemas de financiamiento<\/strong>, entre los que se incluyen cr\u00e9ditos para adquisici\u00f3n de vivienda nueva o usada, construcci\u00f3n en terreno propio, mejoramiento o ampliaci\u00f3n de vivienda, entre otras modalidades contempladas en la normatividad vigente.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Proyecci\u00f3n de colocaci\u00f3n y monto de inversi\u00f3n<\/strong><\/h2>\n\n\n\n<p>Adem\u00e1s de establecer las reglas de operaci\u00f3n, el&nbsp;<strong>Programa de Cr\u00e9dito del Fovissste<\/strong>&nbsp;para 2026 contempla una proyecci\u00f3n de colocaci\u00f3n de&nbsp;<strong>42,768 financiamientos<\/strong>, de los cuales 30,796 corresponden a&nbsp;<strong>cr\u00e9ditos hipotecarios<\/strong>&nbsp;y 11,972 a&nbsp;<strong>acciones de vivienda<\/strong>, que incluyen esquemas de mejora, ampliaci\u00f3n y apoyos espec\u00edficos para distintos sectores de derechohabientes.<\/p>\n\n\n\n<p>En el rubro de&nbsp;<strong>cr\u00e9ditos hipotecarios<\/strong>&nbsp;se prev\u00e9 la colocaci\u00f3n de 27,803 cr\u00e9ditos bajo el esquema&nbsp;<strong>Tradicional<\/strong>, que incorpora los programas Tu Construyes, Fovissste Mujeres y de Pol\u00edticas P\u00fablicas, en sus modalidades Individual, Mancomunado y Familiar.<\/p>\n\n\n\n<p>Por otro lado, para el esquema&nbsp;<strong>Pensionados<\/strong>&nbsp;se prev\u00e9 una colocaci\u00f3n de 143 cr\u00e9ditos; y, de igual manera, se contempla el otorgamiento de 1,547 cr\u00e9ditos en coparticipaci\u00f3n con el&nbsp;<strong>Instituto del Fondo Nacional de la Vivienda para los Trabajadores<\/strong>&nbsp;(<strong>Infonavit<\/strong>), as\u00ed como 1,303 cr\u00e9ditos en coordinaci\u00f3n con la&nbsp;<strong>banca comercial<\/strong>&nbsp;a trav\u00e9s del programa Fovissste para Todos.<\/p>\n\n\n\n<p>Para la ejecuci\u00f3n de este programa, se estima una bolsa de recursos cercana a los&nbsp;<strong>35,497 millones de pesos<\/strong>, monto que ser\u00e1 destinado a la colocaci\u00f3n de los cr\u00e9ditos y acciones habitacionales a lo largo del ejercicio fiscal 2026.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Entrada en vigor<\/strong><\/h2>\n\n\n\n<p>El acuerdo entr\u00f3 en vigor el mismo d\u00eda de su publicaci\u00f3n, el 5 de enero de 2026, por lo que las disposiciones del&nbsp;<strong>Programa de Cr\u00e9dito del Fovissste<\/strong>&nbsp;aplican para todo el ejercicio fiscal en curso.<a href=\"https:\/\/centrourbano.com\/revista\/author\/editorial\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Redacci\u00f3n El Programa de Cr\u00e9dito del Fovissste para 2026 contempla una proyecci\u00f3n de colocaci\u00f3n de 42,768 financiamientos El pasado 5 de enero, el Diario Oficial de la Federaci\u00f3n (DOF) public\u00f3 el acuerdo mediante el cual la Junta Directiva del Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado (ISSSTE) aprob\u00f3 el&nbsp;Programa de Cr\u00e9dito [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":19513,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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