{"id":19445,"date":"2025-12-29T12:05:49","date_gmt":"2025-12-29T18:05:49","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=19445"},"modified":"2025-12-29T12:05:57","modified_gmt":"2025-12-29T18:05:57","slug":"infonavit-concluye-reestructura-de-mas-de-4-8-millones-de-creditos-impagables","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/infonavit-concluye-reestructura-de-mas-de-4-8-millones-de-creditos-impagables\/","title":{"rendered":"Infonavit concluye reestructura de m\u00e1s de 4.8 millones de \u2018cr\u00e9ditos impagables\u2019"},"content":{"rendered":"\n

Redacci\u00f3n<\/p>\n\n\n\n

Del total de reestructuras, el Infonavit otorg\u00f3 la liquidaci\u00f3n total a 238,000 cr\u00e9ditos<\/em><\/p>\n\n\n\n

Octavio Romero Oropeza, director general del Infonavit, inform\u00f3 que, desde el inicio de la actual administraci\u00f3n, el organismo concluy\u00f3 la reestructura de 4,856,000 cr\u00e9ditos que se catalogaron como impagables<\/a><\/strong>, debido a que su saldo aumentaba a\u00f1o con a\u00f1o, aun cuando los trabajadores realizaban sus pagos de manera puntual.<\/p>\n\n\n\n

Se\u00f1al\u00f3 que estos cr\u00e9ditos ya quedaron corregidos y actualmente se encuentran en condiciones de ser pagados<\/strong> por los acreditados, luego de aplicar distintos esquemas de reestructura que ajustaron los saldos y las condiciones originales de financiamiento.<\/p>\n\n\n\n

Precis\u00f3 que, en diversos casos, el Instituto otorg\u00f3 descuentos relevantes al saldo, redujo tasas y modific\u00f3 los t\u00e9rminos de pago<\/strong>, con el objetivo de eliminar distorsiones que imped\u00edan la liquidaci\u00f3n de los cr\u00e9ditos.<\/p>\n\n\n\n

\n

\u201cConcluimos una tarea a la que nos hab\u00edamos comprometido. Nos comprometimos a reestructurar esos millones de cr\u00e9ditos imparables antes de que terminara este a\u00f1o 2025 y ya lo conseguimos. M\u00e1s de 4,856,000 cr\u00e9ditos impagables hoy est\u00e1n en condiciones ya de ser liquidados\u201d, indic\u00f3.<\/p>\n<\/blockquote>\n\n\n\n

Del total de financiamientos atendidos, 238,000 recibieron beneficios que equivalen al pago total del adeudo<\/strong>; 1.2 millones se reestructuraron con una reducci\u00f3n directa de su saldo, y 3.6 millones accedieron a alg\u00fan esquema de reestructura en sus cr\u00e9ditos.<\/p>\n\n\n\n

\n

\u201c\u00bfEn qu\u00e9 consiste esta reestructuraci\u00f3n?  En algunos casos, les quitamos todos los que se les hab\u00edan cobrado en exceso. Les quitamos tasas de inter\u00e9s, y en algunos casos tambi\u00e9n les hicimos, quitas a las mensualidades. Y ahora todos estos cr\u00e9ditos est\u00e1n en condiciones de ser liquidados. Hab\u00eda gente que ten\u00eda 20, 25 a\u00f1os con el problema y no la ve\u00eda llegar\u201d, detall\u00f3.<\/p>\n<\/blockquote>\n\n\n\n

Asimismo, Romero Oropeza adelant\u00f3 que, pr\u00f3ximamente, cualquier acreditado podr\u00e1 ingresar al portal del Infonavit para consultar la situaci\u00f3n anterior de su cr\u00e9dito<\/strong> y conocer las nuevas condiciones derivadas de la reestructura, as\u00ed como el beneficio aplicado, utilizando su nombre, N\u00famero de Seguridad Social o N\u00famero de Cr\u00e9dito.<\/p>\n\n\n\n

Con ello, el Infonavit concluy\u00f3 la atenci\u00f3n de una cartera que durante a\u00f1os present\u00f3 problemas estructurales<\/strong> y que hoy, tras su reordenamiento, permite a los derechohabientes avanzar en la liquidaci\u00f3n de sus financiamientos.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Redacci\u00f3n Del total de reestructuras, el Infonavit otorg\u00f3 la liquidaci\u00f3n total a 238,000 cr\u00e9ditos Octavio Romero Oropeza, director general del Infonavit, inform\u00f3 que, desde el inicio de la actual administraci\u00f3n, el organismo concluy\u00f3 la reestructura de 4,856,000 cr\u00e9ditos que se catalogaron como impagables, debido a que su saldo aumentaba a\u00f1o con a\u00f1o, aun cuando los trabajadores realizaban […]<\/p>\n","protected":false},"author":1,"featured_media":19446,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[55,102,177],"class_list":["post-19445","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito","tag-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/19445","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=19445"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/19445\/revisions"}],"predecessor-version":[{"id":19447,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/19445\/revisions\/19447"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/19446"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=19445"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=19445"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=19445"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}