{"id":18286,"date":"2025-08-18T15:38:53","date_gmt":"2025-08-18T21:38:53","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=18286"},"modified":"2025-08-18T15:38:57","modified_gmt":"2025-08-18T21:38:57","slug":"infonavit-otorgara-creditos-a-partir-de-100-puntos","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/infonavit-otorgara-creditos-a-partir-de-100-puntos\/","title":{"rendered":"Infonavit otorgar\u00e1 cr\u00e9ditos a partir de 100 puntos"},"content":{"rendered":"\n<p>Por: Rebeca Romero <\/p>\n\n\n\n<p><em>Romero Oropeza indic\u00f3 que el nuevo modelo de cr\u00e9dito disminuye de 10 a 5 los requisitos para acceder a un cr\u00e9dito Infonavit<\/em><\/p>\n\n\n\n<p>Octavio Romero Oropeza, director general del Infonavit, anunci\u00f3 el nuevo modelo de cr\u00e9dito T100, con el que se simplifican los requisitos del cr\u00e9dito Infonavit para adquirir una vivienda.&nbsp;<strong>Ahora, con s\u00f3lo 100 puntos, los derechohabientes podr\u00e1n acceder a una hipoteca.<\/strong><\/p>\n\n\n\n<p>El funcionario inform\u00f3 que esta medida forma parte del&nbsp;<strong>Programa de Vivienda para el Bienestar (PVB)<\/strong>&nbsp;y est\u00e1 dirigida a los trabajadores que perciben entre uno y dos salarios m\u00ednimos.<\/p>\n\n\n\n<p>Explic\u00f3 que antes se requer\u00edan&nbsp;<strong>1,080 puntos Infonavit<\/strong>&nbsp;para calificar a un cr\u00e9dito; ahora s\u00f3lo se necesitan&nbsp;<strong>100 puntos<\/strong>, adem\u00e1s de nuevas facilidades. Por ejemplo, anteriormente, si el trabajador no reun\u00eda los puntos necesarios, se le penalizaba otorg\u00e1ndole s\u00f3lo un porcentaje del pr\u00e9stamo; ahora no habr\u00e1 penalizaciones y se entregar\u00e1 el 100% del cr\u00e9dito.<\/p>\n\n\n\n<p>Romero Oropeza aclar\u00f3 que, en el modelo anterior, tanto el comportamiento del trabajador como el de la empresa influ\u00edan en la aprobaci\u00f3n del cr\u00e9dito. Con el nuevo esquema, el cumplimiento de la empresa ya no afectar\u00e1 a los trabajadores.<\/p>\n\n\n\n<p>Finalmente, precis\u00f3 que el bur\u00f3 de cr\u00e9dito dejar\u00e1 de influir en el porcentaje del pr\u00e9stamo: \u00fanicamente se consultar\u00e1 para verificar que el trabajador no tenga otro cr\u00e9dito de vivienda activo.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/hombresymujeresdelacasa.com\/home\/wp-content\/uploads\/2025\/08\/image-9.png\" alt=\"\" class=\"wp-image-18287\" srcset=\"https:\/\/hombresymujeresdelacasa.com\/home\/wp-content\/uploads\/2025\/08\/image-9.png 768w, https:\/\/hombresymujeresdelacasa.com\/home\/wp-content\/uploads\/2025\/08\/image-9-300x169.png 300w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero Romero Oropeza indic\u00f3 que el nuevo modelo de cr\u00e9dito disminuye de 10 a 5 los requisitos para acceder a un cr\u00e9dito Infonavit Octavio Romero Oropeza, director general del Infonavit, anunci\u00f3 el nuevo modelo de cr\u00e9dito T100, con el que se simplifican los requisitos del cr\u00e9dito Infonavit para adquirir una vivienda.&nbsp;Ahora, con s\u00f3lo [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":18288,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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