{"id":18118,"date":"2025-07-28T16:42:38","date_gmt":"2025-07-28T22:42:38","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=18118"},"modified":"2025-07-28T16:42:44","modified_gmt":"2025-07-28T22:42:44","slug":"infonavit-simplifica-el-credito-mejoravit-se-eliminaran-intermediarios","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/infonavit-simplifica-el-credito-mejoravit-se-eliminaran-intermediarios\/","title":{"rendered":"Infonavit simplifica el cr\u00e9dito Mejoravit: se eliminar\u00e1n intermediarios"},"content":{"rendered":"\n

Redacci\u00f3n <\/p>\n\n\n\n

A trav\u00e9s de los cambios al cr\u00e9dito Mejoravit, el Infonavit busca proteger a los trabajadores y sus recursos<\/em><\/p>\n\n\n\n

El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit<\/a>) decidi\u00f3 hacer una serie de cambios al cr\u00e9dito Mejoravit solo para ti, dirigido a mejorar, renovar y ampliar viviendas, esto con el objetivo de fortalecer el financiamiento y facilitar su acceso<\/strong>.<\/p>\n\n\n\n

Uno de los cambios del programa es que, por instrucci\u00f3n de Octavio Romero Oropeza, director general del Infonavit<\/a>, el cr\u00e9dito ser\u00e1 depositado directamente en la cuenta bancaria<\/strong> de los trabajadores, brind\u00e1ndoles un mayor control sobre los fondos.<\/p>\n\n\n\n

As\u00ed, los acreditados podr\u00e1n adquirir los materiales que necesitan en los establecimientos de su preferencia, sin intermediarios ni restricciones<\/strong>.<\/p>\n\n\n\n

El cr\u00e9dito Mejoravit solo para ti tambi\u00e9n ofrece otros beneficios. Entre ellos, destaca la posibilidad de acceder hasta al 90% del saldo disponible en la Subcuenta de Vivienda<\/strong>. Este esquema brinda flexibilidad financiera, permitiendo a los trabajadores solicitar el cr\u00e9dito en m\u00faltiples ocasiones<\/strong> si as\u00ed lo requieren.<\/p>\n\n\n\n

Tambi\u00e9n proporciona estabilidad ante imprevistos, ya que mantiene mensualidades fijas<\/strong>, incluso en caso de p\u00e9rdida de empleo. Asimismo, permite realizar pagos anticipados<\/strong> sin penalizaci\u00f3n y aprovechar las aportaciones patronales del 5% para reducir la deuda m\u00e1s r\u00e1pidamente.<\/p>\n\n\n\n

Para acceder a este cr\u00e9dito, los derechohabientes deben cumplir con ciertos requisitos. Es indispensable contar con un empleo vigente <\/strong>y estar registrado en una Administradora de Fondos para el Retiro (Afore). Adem\u00e1s, el solicitante debe autorizar la consulta a su historial en el Bur\u00f3 de Cr\u00e9dito<\/strong>. Otro requisito fundamental es que la propiedad a mejorar est\u00e9 a su nombre o al de un familiar directo. Finalmente, la edad del solicitante, sumada al plazo del cr\u00e9dito, no debe superar los 70 a\u00f1os en el caso de los hombres o los 75 a\u00f1os en el caso de las mujeres.<\/p>\n","protected":false},"excerpt":{"rendered":"

Redacci\u00f3n A trav\u00e9s de los cambios al cr\u00e9dito Mejoravit, el Infonavit busca proteger a los trabajadores y sus recursos El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) decidi\u00f3 hacer una serie de cambios al cr\u00e9dito Mejoravit solo para ti, dirigido a mejorar, renovar y ampliar viviendas, esto con el objetivo de […]<\/p>\n","protected":false},"author":1,"featured_media":18119,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[102,177],"class_list":["post-18118","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/18118","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=18118"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/18118\/revisions"}],"predecessor-version":[{"id":18120,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/18118\/revisions\/18120"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/18119"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=18118"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=18118"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=18118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}