{"id":17995,"date":"2025-07-10T14:38:05","date_gmt":"2025-07-10T20:38:05","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=17995"},"modified":"2025-07-10T14:38:11","modified_gmt":"2025-07-10T20:38:11","slug":"credito-infonavit-ahora-con-mas-ventajas-y-menos-comisiones","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/credito-infonavit-ahora-con-mas-ventajas-y-menos-comisiones\/","title":{"rendered":"Cr\u00e9dito Infonavit ahora con m\u00e1s ventajas y menos comisiones"},"content":{"rendered":"\n

Redacci\u00f3n <\/p>\n\n\n\n

El cr\u00e9dito Infonavit no cobra comisi\u00f3n por apertura, cuota de administraci\u00f3n, gastos de operaci\u00f3n ni financieros<\/em><\/p>\n\n\n\n

Durante el proceso de compra de una vivienda, una de las decisiones m\u00e1s importantes es elegir el m\u00e9todo de adquisici\u00f3n. Por ello, es necesario conocer y evaluar los diferentes tipos de financiamientos <\/strong>que ofrece la banca privada y organismos como el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit<\/a>).<\/p>\n\n\n\n

En ese sentido, el Instituto record\u00f3 que el cr\u00e9dito Infonavit brinda diversos beneficios a sus afiliados, los cuales no podr\u00edan obtener con otras instituciones. Adem\u00e1s, redujo sus bajas tasas de inter\u00e9s, y flexibiliz\u00f3 los plazos de pago<\/strong>, entre otros aspectos, con el fin de hacerlo m\u00e1s accesible en comparaci\u00f3n con otros esquemas de financiamiento.<\/p>\n\n\n\n

El organismo subray\u00f3 que no se requiere un enganche para acceder a un cr\u00e9dito Infonavit<\/strong>, ni se cobran comisiones por apertura, administraci\u00f3n o gastos de operaci\u00f3n. Tampoco se aplican penalizaciones por pagos anticipados o por la liquidaci\u00f3n del cr\u00e9dito.<\/p>\n\n\n\n

Este financiamiento tambi\u00e9n incluye beneficios como tasas de inter\u00e9s que van del 3.50% al 10.45%<\/strong>, determinadas con base en el nivel de ingresos del trabajador. Asimismo, contempla plazos de entre 1 y 30 a\u00f1os<\/strong>, siempre que la mensualidad no supere el 30 % del salario. Tambi\u00e9n ofrece la posibilidad de revisar el Bur\u00f3 de Cr\u00e9dito de forma opcional<\/strong>, y permite que las aportaciones patronales<\/a>, equivalentes al 5% del salario del acreditado, se abonen directamente al saldo de la deuda.<\/p>\n\n\n\n

Finalmente, el Infonavit record\u00f3 que los trabajadores que ganan menos de 9,630 pesos mensuales no cubren los gastos de titulaci\u00f3n<\/strong>, lo que reduce a\u00fan m\u00e1s el costo total del cr\u00e9dito.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Redacci\u00f3n El cr\u00e9dito Infonavit no cobra comisi\u00f3n por apertura, cuota de administraci\u00f3n, gastos de operaci\u00f3n ni financieros Durante el proceso de compra de una vivienda, una de las decisiones m\u00e1s importantes es elegir el m\u00e9todo de adquisici\u00f3n. Por ello, es necesario conocer y evaluar los diferentes tipos de financiamientos que ofrece la banca privada y organismos como […]<\/p>\n","protected":false},"author":1,"featured_media":17996,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[102,177],"class_list":["post-17995","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/17995","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=17995"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/17995\/revisions"}],"predecessor-version":[{"id":17997,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/17995\/revisions\/17997"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/17996"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=17995"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=17995"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=17995"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}