{"id":17836,"date":"2025-06-17T14:44:31","date_gmt":"2025-06-17T20:44:31","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=17836"},"modified":"2025-06-17T14:44:38","modified_gmt":"2025-06-17T20:44:38","slug":"infonavit-avanza-en-congelamiento-de-creditos-hay-915000-beneficiados","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/infonavit-avanza-en-congelamiento-de-creditos-hay-915000-beneficiados\/","title":{"rendered":"Infonavit avanza en congelamiento de cr\u00e9ditos: hay 915,000 beneficiados"},"content":{"rendered":"\n<p>Por: Rebeca Romero <\/p>\n\n\n\n<p><em>El Infonavit estima que, al finalizar el sexenio, 4,155,000 cr\u00e9ditos considerados como \u2018impagables\u2019 formar\u00e1n parte de esta reestructuraci\u00f3n<\/em><\/p>\n\n\n\n<p>Octavio Romero Oropeza, director general del<a href=\"https:\/\/portalmx.infonavit.org.mx\/wps\/portal\/infonavitmx\/mx2\/derechohabientes\/!ut\/p\/z1\/hY-9DoJAEISfxYKWXX6Ew-4iiQoJgQbwGgMGDxLgCJzy-l6UxkR0ut35ZjcDDHJgffFoeCEb0Retms_MuTgHxOPeNiKSEopJ5EVm6FhmQF3I_gFM2bgiiirPXsjqBWcBPM-3jZCgGRsRYpImhn_yXdyivQA_ngTAeCvKdx_alxbhwMbqVo3VqN9Hta6lHKadhhrO86xzIXhb6VfRafgtUotJQv5JwtDl2MRdRia6eQLjCZYX\/dz\/d5\/L2dBISEvZ0FBIS9nQSEh\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">&nbsp;Instituto<\/a>&nbsp;del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit), inform\u00f3 que, como parte del programa de&nbsp;<strong>congelamiento de cr\u00e9ditos, 915,000 derechohabientes<\/strong>&nbsp;<strong>ya fueron beneficiados<\/strong>.<\/p>\n\n\n\n<p>Record\u00f3 que este programa busca terminar con los&nbsp;<strong><a href=\"https:\/\/centrourbano.com\/revista\/vivienda\/infonavit-creditos-impagables\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u2018cr\u00e9ditos impagables\u2019<\/a>&nbsp;que se fueron acumulando desde 1987<\/strong>, cuando la entonces administraci\u00f3n del Instituto implement\u00f3&nbsp;un modelo de actualizaci\u00f3n de cr\u00e9ditos ligado al crecimiento inflacionario. En su momento, esta medida busc\u00f3 combatir la crisis financiera interna del organismo, pero esto provoc\u00f3 que, a pesar de que los acreditados se mantuvieran al corriente con sus pagos, sus saldos aumentaran con el paso del tiempo.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cComo hab\u00eda crisis financiera en el Infonavit, hab\u00eda que ingresar m\u00e1s dinero, y se les ocurri\u00f3 cobrarles m\u00e1s a los derechohabientes que sacaban cr\u00e9ditos hipotecarios; y le a\u00f1adieron al cobro el equivalente al crecimiento de la inflaci\u00f3n. Esto hac\u00eda total y absolutamente inviable el pago del cr\u00e9dito; porque, aunque estuviesen al corriente pagando intereses y capital, el incremento al salario m\u00ednimo se le iba acumulando al saldo, de manera que, si alguien sacaba 250,000 pesos, a la vuelta de 15, 20 a\u00f1os ya deb\u00eda un mill\u00f3n o dos millones\u201d, explic\u00f3 Romero.<\/p>\n<\/blockquote>\n\n\n\n<p>El funcionario se\u00f1al\u00f3 que, para atender esta problem\u00e1tica, la actual administraci\u00f3n inici\u00f3 el&nbsp;<strong>congelamiento de los saldos para evitar su incremento<\/strong>. Adem\u00e1s, el Infonavit otorga beneficios adicionales como quitas de intereses y saldos, as\u00ed como la disminuci\u00f3n de mensualidades.<\/p>\n\n\n\n<p>Romero Oropeza detall\u00f3 que el programa&nbsp;<strong>avanza por etapas y continuar\u00e1 su aplicaci\u00f3n<\/strong>&nbsp;durante los pr\u00f3ximos meses. Actualmente, 915,000 cr\u00e9ditos ya se encuentran congelados.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c915,000 ya recibieron congelamiento y quita de inter\u00e9s de saldo y de mensualidades. Estos ya est\u00e1n en condiciones de quedarse con su casa, de pagar sin ning\u00fan problema\u201d, inform\u00f3.<\/p>\n<\/blockquote>\n\n\n\n<p>Durante<strong>&nbsp;julio<\/strong>, el Infonavit prev\u00e9 beneficiar de manera autom\u00e1tica a&nbsp;<strong>495,000 personas<\/strong>; en el&nbsp;<strong>cuarto trimestre<\/strong>&nbsp;del a\u00f1o se contempla a\u00f1adir a&nbsp;<strong>1,665,000 derechohabientes<\/strong>. Finalmente, el organismo prepara un esquema para incorporar 1,080,000 cr\u00e9ditos m\u00e1s de manera autom\u00e1tica.<\/p>\n\n\n\n<p>De esta forma, el Instituto estima que,&nbsp;<strong>al finalizar el sexenio, 4,155,000 cr\u00e9ditos<\/strong>&nbsp;considerados como \u2018impagables\u2019&nbsp;<strong>formar\u00e1n parte de esta reestructuraci\u00f3n<\/strong>.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cEl mensaje es, de acuerdo con la instrucci\u00f3n de la Presidenta: los 4,155,000 cr\u00e9ditos impagables se van a corregir, se van a reestructurar y ninguna de estas personas va a perder su casa, en funci\u00f3n a estos cr\u00e9ditos mal dise\u00f1ados\u201d, concluy\u00f3 Romero.<\/p>\n<\/blockquote>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"405\" src=\"https:\/\/hombresymujeresdelacasa.com\/home\/wp-content\/uploads\/2025\/06\/image-5.png\" alt=\"\" class=\"wp-image-17837\" srcset=\"https:\/\/hombresymujeresdelacasa.com\/home\/wp-content\/uploads\/2025\/06\/image-5.png 768w, https:\/\/hombresymujeresdelacasa.com\/home\/wp-content\/uploads\/2025\/06\/image-5-300x158.png 300w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero El Infonavit estima que, al finalizar el sexenio, 4,155,000 cr\u00e9ditos considerados como \u2018impagables\u2019 formar\u00e1n parte de esta reestructuraci\u00f3n Octavio Romero Oropeza, director general del&nbsp;Instituto&nbsp;del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit), inform\u00f3 que, como parte del programa de&nbsp;congelamiento de cr\u00e9ditos, 915,000 derechohabientes&nbsp;ya fueron beneficiados. Record\u00f3 que este programa busca terminar [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17838,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[55,102,177],"class_list":["post-17836","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito","tag-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/17836","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=17836"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/17836\/revisions"}],"predecessor-version":[{"id":17839,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/17836\/revisions\/17839"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/17838"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=17836"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=17836"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=17836"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}