{"id":17755,"date":"2025-06-09T13:41:07","date_gmt":"2025-06-09T19:41:07","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=17755"},"modified":"2025-06-09T13:41:14","modified_gmt":"2025-06-09T19:41:14","slug":"infonavit-y-fovissste-aprueban-union-de-creditos","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/infonavit-y-fovissste-aprueban-union-de-creditos\/","title":{"rendered":"Infonavit y Fovissste aprueban uni\u00f3n de cr\u00e9ditos"},"content":{"rendered":"\n

Redacci\u00f3n <\/p>\n\n\n\n

Ahora, familiares y parejas podr\u00e1n unir sus cr\u00e9ditos Infonavit y Fovissste para acceder a una vivienda<\/em><\/p>\n\n\n\n

El Diario Oficial de la Federaci\u00f3n (DOF) public\u00f3 un acuerdo que autoriza a los derechohabientes del Fondo de la Vivienda del Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado (Fovissste) y del Instituto<\/a> del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) a unir sus cr\u00e9ditos<\/strong>.<\/p>\n\n\n\n

Se trata del esquema Fovissste-Infonavit Unidos<\/strong>, que permitir\u00e1 mancomunar los cr\u00e9ditos<\/strong> hipotecarios de ambos organismos para la adquisici\u00f3n de vivienda nueva o usada.<\/p>\n\n\n\n

Para acceder al programa, los derechohabientes deben tener un v\u00ednculo familiar como padres, hijos o hermanos<\/strong>, o una relaci\u00f3n de concubinato<\/strong>.<\/p>\n\n\n\n

A trav\u00e9s de este programa, se sumar\u00e1n las Subcuentas de Vivienda ahorraras en cada organismo<\/strong>. Adem\u00e1s, las aportaciones de ambos trabajadores, descuentos v\u00eda n\u00f3mina y los pagos realizados individualmente se destinar\u00e1n al cr\u00e9dito conjunto.<\/p>\n\n\n\n

La Subdirecci\u00f3n de Cr\u00e9dito y Subdirecci\u00f3n de Asuntos Jur\u00eddicos del Fovissste<\/a> efecturar\u00e1n el acuerdo mancomunado y de elaborar los modelos de contrato mutuo del cr\u00e9dito<\/strong>. Posteriormente, enviar\u00e1n estos acuerdos al Infonavit para su implementaci\u00f3n<\/strong>.<\/p>\n\n\n\n

Al respecto, Octavio Romero Oropeza, director general del Infonavit, destac\u00f3 que el programa permitir\u00e1 a los derechohabientes de ambos organismos podr\u00e1n acceder a viviendas <\/strong>que, por separado, les ser\u00eda m\u00e1s complicado adquirir.<\/p>\n\n\n\n

\u201cTiene que ver con la facilidad de que se sumen tanto el cr\u00e9dito del Infonavit como el de Fovissste, sobre todo en parejas, para la adquisici\u00f3n de vivienda, ayuda mucho porque hay a quien pudiera no alcanzarle, pero la suma de los dos esfuerzos ayuda\u201d, afirm\u00f3.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Redacci\u00f3n Ahora, familiares y parejas podr\u00e1n unir sus cr\u00e9ditos Infonavit y Fovissste para acceder a una vivienda El Diario Oficial de la Federaci\u00f3n (DOF) public\u00f3 un acuerdo que autoriza a los derechohabientes del Fondo de la Vivienda del Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado (Fovissste) y del Instituto del Fondo Nacional de […]<\/p>\n","protected":false},"author":1,"featured_media":17756,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[86,102,177],"class_list":["post-17755","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-fovissste","tag-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/17755","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=17755"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/17755\/revisions"}],"predecessor-version":[{"id":17757,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/17755\/revisions\/17757"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/17756"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=17755"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=17755"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=17755"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}