{"id":17715,"date":"2025-06-03T13:07:59","date_gmt":"2025-06-03T19:07:59","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=17715"},"modified":"2025-06-03T13:13:02","modified_gmt":"2025-06-03T19:13:02","slug":"precalificacion-primer-paso-para-obtener-un-credito-infonavit","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/precalificacion-primer-paso-para-obtener-un-credito-infonavit\/","title":{"rendered":"Precalificaci\u00f3n: primer paso para obtener un cr\u00e9dito Infonavit"},"content":{"rendered":"\n<p>Por: Redacci\u00f3n Centro Urbano<\/p>\n\n\n\n<p><em>La Precalificaci\u00f3n puede ser solicitada en l\u00ednea desde Mi Cuenta Infonavit<\/em><\/p>\n\n\n\n<p>El primer paso para acceder a un cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) es tramitar la\u00a0<strong>Precalificaci\u00f3n.<\/strong>\u00a0De esta forma,\u00a0<strong>el trabajador sabr\u00e1 si cumple con los requisitos<\/strong>\u00a0que el Instituto solicita.<\/p>\n\n\n\n<p>La Precalificaci\u00f3n tambi\u00e9n indica<strong>\u00a0cu\u00e1l es el monto que el Infonavit puede otorgarle<\/strong>\u00a0al derechohabiente para la compra de tu vivienda. Este paso\u00a0<strong>puede ser realizado desde Mi Cuenta Infonavit.<\/strong><\/p>\n\n\n\n<p>No obstante, el solicitante debe considerar que uno de los principales&nbsp;<strong>requisitos para ser acreedor a un cr\u00e9dito Infonavit es tener 1,080 punto<\/strong>s a favor, los cuales pueden reunirse de diferentes maneras.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfC\u00f3mo obtener los puntos para acceder a un cr\u00e9dito Infonavit?<\/h2>\n\n\n\n<p>Los puntos pueden reunirse de diferentes formas, por ejemplo:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Los bimestres de cotizaci\u00f3n continua.<\/li>\n\n\n\n<li>Salario diario integrado.<\/li>\n\n\n\n<li>Saldo de la Subcuenta de Vivienda.<\/li>\n\n\n\n<li>Edad del trabajador.<\/li>\n\n\n\n<li>Comportamiento de la empresa.<\/li>\n\n\n\n<li>Estabilidad laboral.<\/li>\n\n\n\n<li>Tipo de trabajador.<\/li>\n\n\n\n<li>Giro de la empresa.<\/li>\n\n\n\n<li>Municipio donde se encuentra la empresa.<\/li>\n<\/ul>\n\n\n\n<p>En caso de que el trabajador ya cuente con puntos suficientes, puede continuar con la solicitud para su financiamiento. Cabe se\u00f1alar que los derechohabientes pueden solicitar el&nbsp;<strong>cr\u00e9dito Infonavit o con alguien m\u00e1s<\/strong>, ya sea su pareja, un amigo o un familiar; esto a trav\u00e9s de dos modalidades Cr\u00e9dito Conyugal o Unamos Cr\u00e9ditos.<a href=\"https:\/\/centrourbano.com\/revista\/author\/editorial\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Redacci\u00f3n Centro Urbano La Precalificaci\u00f3n puede ser solicitada en l\u00ednea desde Mi Cuenta Infonavit El primer paso para acceder a un cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) es tramitar la\u00a0Precalificaci\u00f3n.\u00a0De esta forma,\u00a0el trabajador sabr\u00e1 si cumple con los requisitos\u00a0que el Instituto solicita. La Precalificaci\u00f3n tambi\u00e9n indica\u00a0cu\u00e1l es [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17716,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[4349,102,826],"class_list":["post-17715","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito-infonavit-2","tag-infonavit","tag-mi-cuenta-infonavit"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/17715","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=17715"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/17715\/revisions"}],"predecessor-version":[{"id":17717,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/17715\/revisions\/17717"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/17716"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=17715"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=17715"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=17715"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}