{"id":17617,"date":"2025-05-21T14:06:16","date_gmt":"2025-05-21T20:06:16","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=17617"},"modified":"2025-05-21T14:06:21","modified_gmt":"2025-05-21T20:06:21","slug":"hir-casa-busca-duplicar-su-colocacion-hipotecaria-en-2026","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/hir-casa-busca-duplicar-su-colocacion-hipotecaria-en-2026\/","title":{"rendered":"HIR Casa busca duplicar su colocaci\u00f3n hipotecaria en 2026"},"content":{"rendered":"\n<p>Por: Rebeca Romero <\/p>\n\n\n\n<p><em>A trav\u00e9s del incremento en su colocaci\u00f3n de financiamiento, HIR Casa busca alcanzar el 1% del mercado hipotecario nacional<\/em><\/p>\n\n\n\n<p>HIR Casa, empresa de&nbsp;<a href=\"https:\/\/hircasa.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">autofinanciamiento inmobiliario<\/a>, anunci\u00f3 que&nbsp;<strong>para<\/strong>&nbsp;<strong>2026 busca duplicar su originaci\u00f3n hipotecaria,&nbsp;<\/strong>atendiendo a econom\u00edas mixtas que suelen ser desatendidas por la banca privada.<\/p>\n\n\n\n<p>En 2024, la&nbsp;<strong>empresa represent\u00f3 el 0.44% de los nuevos&nbsp;cr\u00e9ditos<\/strong>, por lo que su objetivo es alcanzar 1% del mercado hipotecario nacional. Daniel Gonz\u00e1lez, director general adjunto de HIR Casa,&nbsp;explic\u00f3 que este objetivo est\u00e1 alineada con el plan estrat\u00e9gico de la compa\u00f1\u00eda, trazado un par de a\u00f1os atr\u00e1s, lo que demuestra su solidez.<\/p>\n\n\n\n<p>Durante el primer trimestre de 2025, HIR Casa logr\u00f3 un&nbsp;<strong>incremento del 35% en la colocaci\u00f3n<\/strong>&nbsp;de cartera de&nbsp;cr\u00e9dito, en comparaci\u00f3n con el mismo periodo del a\u00f1o anterior, lo que refleja un panorama alentador para dicho objetivo de crecimiento.<\/p>\n\n\n\n<p>Actualmente la empresa administra un<strong>&nbsp;portafolio cercano a los 23 millones de pesos&nbsp;<\/strong>(mdp), lo que representa un&nbsp;<strong>crecimiento de 14.1%<\/strong>, respecto al a\u00f1o pasado.<\/p>\n\n\n\n<p>Eduardo Guzm\u00e1n, director general de HIR Casa, destac\u00f3 que, mediante el incremento en su colocaci\u00f3n, no buscan competir con la originaci\u00f3n de la banca privada, sino con la<strong>&nbsp;renta de vivienda.<\/strong><\/p>\n\n\n\n<p>Los ejecutivos de la compa\u00f1\u00eda se\u00f1alaron que su modelo de negocio representa una&nbsp;<strong>alternativa para los futuros propietarios<\/strong>&nbsp;que contemplan s\u00f3lo dos opciones para contar con vivienda: el cr\u00e9dito hipotecario y el arrendamiento.<\/p>\n\n\n\n<p>Por ello, destacaron que HIR Casa cuenta con un&nbsp;<strong>esquema m\u00e1s accesible y flexible<\/strong>&nbsp;que el de los bancos tradicionales, lo que les permite&nbsp;<strong>atender a econom\u00edas mixtas<\/strong>. En ese sentido, indicaron que la empresa puede atender a familias cuyos sus&nbsp;<strong>ingresos totales consolidados&nbsp;<\/strong>oscilan entre los 20,000 y 75,000 pesos, los cuales pueden provenir de m\u00e1s de una fuente comprobable y de la uni\u00f3n de ingresos de dos personas, sin necesidad de ser familia o matrimonio.<\/p>\n\n\n\n<p>En cuanto a los inmuebles, los ejecutivos se\u00f1alaron que el&nbsp;<strong>ticket promedio<\/strong>&nbsp;de HIR Casa se&nbsp;<strong>ubica entre los 2.3 y 2.4 mdp<\/strong>; no obstante, en destinos fronterizos y tur\u00edsticos las viviendas pueden alcanzar hasta los 3 mdp.<\/p>\n\n\n\n<p><strong>En el marco de su 30 aniversario<\/strong>,&nbsp;<a href=\"https:\/\/centrourbano.com\/revista\/vivienda\/hir-casa-emision-cbfs\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">HIR Casa<\/a>&nbsp;ha adjudicado m\u00e1s de 44,000 mdp, a trav\u00e9s del&nbsp;<strong>financiamiento de 23,000 viviendas<\/strong>.<a href=\"https:\/\/centrourbano.com\/revista\/author\/rebeca-romero\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero A trav\u00e9s del incremento en su colocaci\u00f3n de financiamiento, HIR Casa busca alcanzar el 1% del mercado hipotecario nacional HIR Casa, empresa de&nbsp;autofinanciamiento inmobiliario, anunci\u00f3 que&nbsp;para&nbsp;2026 busca duplicar su originaci\u00f3n hipotecaria,&nbsp;atendiendo a econom\u00edas mixtas que suelen ser desatendidas por la banca privada. En 2024, la&nbsp;empresa represent\u00f3 el 0.44% de los nuevos&nbsp;cr\u00e9ditos, por [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[6402,791],"class_list":["post-17617","post","type-post","status-publish","format-standard","hentry","category-noticias","tag-colocacion-hipotecaria","tag-hir-casa"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/17617","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=17617"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/17617\/revisions"}],"predecessor-version":[{"id":17618,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/17617\/revisions\/17618"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=17617"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=17617"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=17617"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}