{"id":17038,"date":"2025-02-26T17:38:32","date_gmt":"2025-02-26T23:38:32","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=17038"},"modified":"2025-02-26T17:38:35","modified_gmt":"2025-02-26T23:38:35","slug":"nuevo-leon-lidero-colocacion-de-creditos-hipotecarios-en-2024","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/nuevo-leon-lidero-colocacion-de-creditos-hipotecarios-en-2024\/","title":{"rendered":"Nuevo Le\u00f3n lider\u00f3 colocaci\u00f3n de cr\u00e9ditos hipotecarios en 2024"},"content":{"rendered":"\n<p>Por: Fernanda Hern\u00e1ndez <\/p>\n\n\n\n<p><em>A nivel nacional, el mayor<\/em><em>&nbsp;porcentaje de cr\u00e9ditos hipotecarios se destinaron a los segmentos de vivienda Tradicional y Media<\/em><\/p>\n\n\n\n<p>De acuerdo con el reporte \u2018<strong>Perspectivas del Mercado Inmobiliario 2025\u2019<\/strong>, de Tinsa M\u00e9xico, durante 2024, el estado de&nbsp;<strong>Nuevo Le\u00f3n<\/strong>&nbsp;lider\u00f3 la colocaci\u00f3n de cr\u00e9ditos hipotecarios en el pa\u00eds, con el 13.1% del total; seguido de&nbsp;<strong>Jalisco<\/strong>, que concentr\u00f3 el 9.3%, y el&nbsp;<strong>Estado de M\u00e9xico<\/strong>, con el 6.9% del total.<\/p>\n\n\n\n<p>Posteriormente, se encuentra el estado de&nbsp;<strong>Quintana Roo<\/strong>, con una participaci\u00f3n de 6.2%;&nbsp;<strong>Guanajuato<\/strong>, con 5.3%;&nbsp;<strong>Baja California<\/strong>, con 5%; y&nbsp;<strong>Quer\u00e9taro<\/strong>&nbsp;y la&nbsp;<strong>Ciudad de M\u00e9xico<\/strong>, que concentraron el 4.8% y 4.7%, respectivamente.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter is-resized\"><a href=\"https:\/\/centrourbano.com\/revista\/wp-content\/uploads\/1.-Colocacio%CC%81n-de-cre%CC%81ditos-hipotecarios-2024-por-estado_Tinsa-Mx.png\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><img decoding=\"async\" src=\"https:\/\/centrourbano.com\/revista\/wp-content\/uploads\/1.-Colocacio%CC%81n-de-cre%CC%81ditos-hipotecarios-2024-por-estado_Tinsa-Mx.png\" alt=\"\" class=\"wp-image-153702\" style=\"width:635px;height:auto\"\/><\/a><\/figure>\n\n\n\n<p>Por otro lado, con respecto al&nbsp;<strong>tipo de vivienda<\/strong>, el an\u00e1lisis se\u00f1ala que la usada gan\u00f3 participaci\u00f3n en entidades como la&nbsp;<strong>CDMX<\/strong>, el&nbsp;<strong>Edomex<\/strong>&nbsp;y&nbsp;<strong>Baja California Sur<\/strong>, donde represent\u00f3 m\u00e1s del 55% del n\u00famero de cr\u00e9ditos ejercidos en 2024.<\/p>\n\n\n\n<p>Y, por segmento, a nivel nacional, el mayor porcentaje de cr\u00e9ditos hipotecarios se destin\u00f3 a&nbsp;<strong>vivienda Tradicional<\/strong>, principalmente en vivienda usada, y&nbsp;<strong>Media<\/strong>, particularmente en vivienda nueva.<\/p>\n\n\n\n<p>Finalmente, en cuanto al&nbsp;<strong>rango de edad<\/strong>, Tinsa revel\u00f3 que el 42% de quienes adquirieron un cr\u00e9dito en 2024 tienen entre 25 y 34 a\u00f1os; seguido por los de 35 a 44 a\u00f1os con 31.1%, y los de 45 a 54 a\u00f1os con 16.1 por ciento.<\/p>\n\n\n\n<p>Cabe mencionar que en 2023 se observ\u00f3 una participaci\u00f3n similar en el rango de los 25 a 34 a\u00f1os, lo cual indica que la&nbsp;<strong>participaci\u00f3n de los j\u00f3venes en el mercado hipotecario<\/strong>&nbsp;es una tendencia que incentiva la demanda y el tipo de oferta de inmuebles.<\/p>\n\n\n\n<p>Sobre las&nbsp;<strong>perspectivas para este 2025<\/strong>, analistas econ\u00f3micos consideran que ser\u00e1 un a\u00f1o conservador, con un crecimiento de entre 1% y 1.2%, como sucede tradicionalmente en el inicio de un nuevo sexenio. Y para la&nbsp;<strong>colocaci\u00f3n de cr\u00e9ditos hipotecarios&nbsp;<\/strong>se espera tambi\u00e9n un crecimiento conservador con estabilidad en las tasas de inter\u00e9s.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Fernanda Hern\u00e1ndez A nivel nacional, el mayor&nbsp;porcentaje de cr\u00e9ditos hipotecarios se destinaron a los segmentos de vivienda Tradicional y Media De acuerdo con el reporte \u2018Perspectivas del Mercado Inmobiliario 2025\u2019, de Tinsa M\u00e9xico, durante 2024, el estado de&nbsp;Nuevo Le\u00f3n&nbsp;lider\u00f3 la colocaci\u00f3n de cr\u00e9ditos hipotecarios en el pa\u00eds, con el 13.1% del total; seguido de&nbsp;Jalisco, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17039,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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