{"id":16989,"date":"2025-02-20T14:34:33","date_gmt":"2025-02-20T20:34:33","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=16989"},"modified":"2025-02-20T14:34:36","modified_gmt":"2025-02-20T20:34:36","slug":"como-funciona-unamos-creditos-infonavit-2","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/como-funciona-unamos-creditos-infonavit-2\/","title":{"rendered":"\u00bfC\u00f3mo funciona Unamos Cr\u00e9ditos Infonavit?"},"content":{"rendered":"\n

Por: Rebeca Romero <\/p>\n\n\n\n

Con Unamos Cr\u00e9ditos, ambos trabajadores ser\u00e1n due\u00f1os de la vivienda de acuerdo con la parte proporcional de su financiamiento<\/em><\/p>\n\n\n\n

Actualmente, el monto m\u00e1ximo de pr\u00e9stamo que otorga el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit<\/a>) es de 2,217,700 pesos. No obstante, si un trabajador desea adquirir una vivienda m\u00e1s costosa, a trav\u00e9s de Unamos Cr\u00e9ditos<\/strong> puede lograrlo.<\/p>\n\n\n\n

Unamos Cr\u00e9ditos es el programa mediante el cual una persona puede unir su cr\u00e9dito al de alguien m\u00e1s<\/strong>. As\u00ed, ambos derechohabientes pueden obtener una hipoteca conjunta de hasta 4,889,402 pesos<\/strong>.<\/p>\n\n\n\n

A trav\u00e9s de esta modalidad, el Infonavit ofrece la libertad de comprar una vivienda con alguien m\u00e1s, sin necesidad de ser familia directa y sin estar casados<\/strong>. Cabe mencionar el cr\u00e9dito puede ser utilizado para comprar una casa nueva o existente<\/strong>.<\/p>\n\n\n\n

Ventajas de Unamos Cr\u00e9ditos<\/h2>\n\n\n\n

Al acceder a este producto hipotecario, ambos acreditados ser\u00e1n due\u00f1os de la vivienda <\/strong>de acuerdo con la parte proporcional de su financiamiento. Los trabajadores podr\u00e1n acceder a tasas de inter\u00e9s entre 3.76% y 10.45%,<\/strong> determinadas por su nivel de ingresos.<\/p>\n\n\n\n

Igualmente, los derechohabientes podr\u00e1n hacer pagos anticipados a su cr\u00e9dito sin penalizaciones<\/strong>. Adem\u00e1s, al liquidar la hipoteca<\/strong>, ambos acreditados podr\u00e1n solicitar otro financiamiento<\/strong> para adquirir otra vivienda, comprar un terreno, construir o mejorar su inmueble.<\/p>\n\n\n\n

Por otra parte, los afiliados al Infonavit<\/a> contar\u00e1n con Seguro de Vida, Seguro de Desempleo o Fondo de Protecci\u00f3n de pagos, acceso a las Soluciones de Pago y la vivienda cuenta con Seguro de Da\u00f1os.<\/p>\n\n\n\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Por: Rebeca Romero Con Unamos Cr\u00e9ditos, ambos trabajadores ser\u00e1n due\u00f1os de la vivienda de acuerdo con la parte proporcional de su financiamiento Actualmente, el monto m\u00e1ximo de pr\u00e9stamo que otorga el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) es de 2,217,700 pesos. No obstante, si un trabajador desea adquirir una vivienda m\u00e1s costosa, […]<\/p>\n","protected":false},"author":1,"featured_media":16990,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[102,6036,177],"class_list":["post-16989","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-infonavit","tag-unamos-credito-2","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16989","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=16989"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16989\/revisions"}],"predecessor-version":[{"id":16991,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16989\/revisions\/16991"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/16990"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=16989"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=16989"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=16989"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}