{"id":16956,"date":"2025-02-17T13:42:19","date_gmt":"2025-02-17T19:42:19","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=16956"},"modified":"2025-02-17T13:42:21","modified_gmt":"2025-02-17T19:42:21","slug":"este-2025-liquida-tu-hipoteca-bancaria-con-apoyo-infonavit","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/este-2025-liquida-tu-hipoteca-bancaria-con-apoyo-infonavit\/","title":{"rendered":"Este 2025, liquida tu hipoteca bancaria con Apoyo Infonavit"},"content":{"rendered":"\n

Por: Rebeca Romero <\/p>\n\n\n\n

A trav\u00e9s de Apoyo Infonavit, los derechohabientes del Instituto podr\u00e1n pagar sus hipotecas bancarias con los fondos de su Subcuenta de Vivienda<\/em><\/p>\n\n\n\n

El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit<\/a>) ofrece a sus derechohabientes una opci\u00f3n para liquidar su hipoteca bancaria<\/strong> m\u00e1s r\u00e1pidamente. Esta modalidad, denominada Apoyo Infonavit, permite que el Instituto direccione las aportaciones patronales<\/strong> del empleador al pago de la deuda<\/strong>.<\/p>\n\n\n\n

Este apoyo forma parte de los programas que el Infonavit tiene disponible para los trabajadores formales<\/strong> con el objetivo de que logren tener una vivienda propia y adecuada. A trav\u00e9s del redireccionamiento de las aportaciones, con Apoyo Infonavit, el acreditado puede reducir su plazo de pago y los intereses<\/strong> de la hipoteca.<\/p>\n\n\n\n

Por otro lado, si el derechohabiente pierde su empleo antes de liquidar su hipoteca bancaria, el Infonavit utilizar\u00e1 los fondos de su Subcuenta de Vivienda<\/strong> para cubrir las mensualidades faltantes. El Instituto utilizar\u00e1 este ahorro hasta que se termine o hasta que el acreditado vuelva a tener un empleo formal.<\/p>\n\n\n\n

\u00bfC\u00f3mo solicitar Apoyo Infonavit?<\/h2>\n\n\n\n

Para solicitar este programa, el empleado debe considerar que para solicitar este programa deber\u00e1 tener un trabajo formal y cotizar al Instituto. Asimismo, deber\u00e1 tener fondos en su Subcuenta de Vivienda; adem\u00e1s no debe contar con un cr\u00e9dito Infonavit<\/a> activo<\/strong>.<\/p>\n\n\n\n

El derechohabiente deber\u00e1 tramitar el Certificado Apoyo Infonavit en l\u00ednea<\/strong>, ingresando a su sesi\u00f3n en Mi Cuenta Infonavit. Una vez obtenido el certificado, podr\u00e1 iniciar el tr\u00e1mite del programa con el banco que le otorg\u00f3 el cr\u00e9dito. Durante el proceso, deber\u00e1 firmar la Carta de Instrucci\u00f3n Irrevocable, mediante la cual autoriza al Infonavit a usar el saldo de su Subcuenta de Vivienda como garant\u00eda para el pago de las mensualidades.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Por: Rebeca Romero A trav\u00e9s de Apoyo Infonavit, los derechohabientes del Instituto podr\u00e1n pagar sus hipotecas bancarias con los fondos de su Subcuenta de Vivienda El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) ofrece a sus derechohabientes una opci\u00f3n para liquidar su hipoteca bancaria m\u00e1s r\u00e1pidamente. Esta modalidad, denominada Apoyo Infonavit, permite que […]<\/p>\n","protected":false},"author":1,"featured_media":16957,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[55,96,102,177],"class_list":["post-16956","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito","tag-hipoteca","tag-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16956","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=16956"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16956\/revisions"}],"predecessor-version":[{"id":16958,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16956\/revisions\/16958"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/16957"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=16956"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=16956"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=16956"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}