{"id":16719,"date":"2025-01-23T16:41:08","date_gmt":"2025-01-23T22:41:08","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=16719"},"modified":"2025-01-23T16:41:11","modified_gmt":"2025-01-23T22:41:11","slug":"precalificacion-primer-paso-para-obtner-un-credito-infonavit","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/precalificacion-primer-paso-para-obtner-un-credito-infonavit\/","title":{"rendered":"Precalificaci\u00f3n: primer paso para obtner un cr\u00e9dito Infonavit"},"content":{"rendered":"\n<p>Por: Rebeca Romero <\/p>\n\n\n\n<p><em>La Precalificaci\u00f3n puede ser solicitada en l\u00ednea desde Mi Cuenta Infonavit<\/em><\/p>\n\n\n\n<p>El primer paso para acceder a un cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (<a href=\"https:\/\/centrourbano.com\/vivienda\/trabajadores-credito-infonavit\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Infonavit<\/a>) es tramitar la&nbsp;<strong>Precalificaci\u00f3n.<\/strong>&nbsp;De esta forma&nbsp;<strong>el trabajador sabr\u00e1 si cumple con los requisitos<\/strong>&nbsp;que el Instituto solicita.<\/p>\n\n\n\n<p>La Precalificaci\u00f3n tambi\u00e9n indica<strong>&nbsp;cu\u00e1l es el monto que el Infonavit puede otorgarle<\/strong>&nbsp;al derechohabiente para la compra de tu vivienda. Este paso&nbsp;<strong>puede ser realizado desde&nbsp;<a href=\"https:\/\/micuenta.infonavit.org.mx\/?utm_source=Google&amp;utm_medium=banner&amp;utm_term=CPC&amp;utm_content=SEM_Texto_CRE_MiCuenta&amp;utm_campaign=SGC_SEM&amp;gclid=Cj0KCQjwlemWBhDUARIsAFp1rLXSTfMElHX08VcDgABfEhFKNRnM1tQmcblo9oNlLQFuOjNh6klhTT4aAoA2EALw_wcB\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Mi Cuenta Infonavit<\/a>.<\/strong><\/p>\n\n\n\n<p>No obstante, el solicitante debe considerar que uno de los principales&nbsp;<strong>requisitos para ser acreedor a un cr\u00e9dito Infonavit es tener 1,080 punto<\/strong>s a favor, los cuales pueden reunirse de diferentes maneras.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfC\u00f3mo obtener los puntos para acceder a un cr\u00e9dito Infonavit?<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bimestres de cotizaci\u00f3n continua de 90\u00a0a 191 puntos.<\/li>\n\n\n\n<li>Salario diario integrado de 111 a 144 puntos.<\/li>\n\n\n\n<li>Saldo de la Subcuenta de Vivienda 116 a 124 puntos.<\/li>\n\n\n\n<li>Edad del trabajador de 105 a 114 puntos.<\/li>\n\n\n\n<li>Comportamiento de la empresa de 85 a 129 puntos.<\/li>\n\n\n\n<li>Estabilidad laboral de 98 a 144 puntos.<\/li>\n\n\n\n<li>Tipo de trabajador de 103 a 122 puntos.<\/li>\n\n\n\n<li>Giro de la empresa 85 a 151 puntos.<\/li>\n\n\n\n<li>Municipio donde se encuentra la empresa de 102 a 142 puntos.<\/li>\n<\/ul>\n\n\n\n<p>En caso de que el trabajador ya cuente con puntos suficientes, puede continuar con la solicitud para su financiamiento. Cabe se\u00f1alar que los derechohabientes pueden solicitar el&nbsp;<strong>cr\u00e9dito Infonavit o con alguien m\u00e1s<\/strong>, ya sea su pareja, un amigo o un familiar; esto a trav\u00e9s de dos modalidades Cr\u00e9dito Conyugal o Unamos Cr\u00e9ditos.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero La Precalificaci\u00f3n puede ser solicitada en l\u00ednea desde Mi Cuenta Infonavit El primer paso para acceder a un cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) es tramitar la&nbsp;Precalificaci\u00f3n.&nbsp;De esta forma&nbsp;el trabajador sabr\u00e1 si cumple con los requisitos&nbsp;que el Instituto solicita. La Precalificaci\u00f3n tambi\u00e9n indica&nbsp;cu\u00e1l es el [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16720,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[102,6094,177],"class_list":["post-16719","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categoria","tag-infonavit","tag-mi-cuenta-infoavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16719","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=16719"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16719\/revisions"}],"predecessor-version":[{"id":16721,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16719\/revisions\/16721"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/16720"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=16719"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=16719"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=16719"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}