{"id":1656,"date":"2017-07-14T12:10:10","date_gmt":"2017-07-14T17:10:10","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/?p=1656"},"modified":"2017-10-23T12:21:16","modified_gmt":"2017-10-23T18:21:16","slug":"scotiabank-otorgaria-25700-mdp-en-hipotecas","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/scotiabank-otorgaria-25700-mdp-en-hipotecas\/","title":{"rendered":"Scotiabank otorgar\u00eda 25,700 mdp en hipotecas"},"content":{"rendered":"

Por: Diego Rodr\u00edguez<\/p>\n

\n

En el Valle de M\u00e9xico este banco otorga uno de cada cinco cr\u00e9ditos para la vivienda<\/em>
\n<\/span><\/p>\n

El director ejecutivo de Cr\u00e9dito Hipotecario de Scotiabank, Enrique Margain, dio a conocer que el banco espera cerrar este a\u00f1o con el otorgamiento de 25,700 millones de pesos en este rubro, cifra que representar\u00eda un crecimiento de 5% respecto al a\u00f1o pasado, cuando se ejercieron 24,500 millones de pesos.<\/p>\n

Durante la presentaci\u00f3n Perspectivas del Cr\u00e9dito Hipotecario, tambi\u00e9n dijo que su portafolio actual de hipotecas tiene un valor de 98,000 millones de pesos, lo que representa una tasa anual de crecimiento de 17 por ciento.<\/p>\n

\u201cEstas cifras son posibles porque, a lo largo de los a\u00f1os, hemos innovado con varios productos muy exitosos, tambi\u00e9n de nuestras fuertes ventajas competitivas que hemos construido desde el 2000 que regresamos al cr\u00e9dito hipotecario, fuimos el primer banco en hacerlo, tambi\u00e9n en trabajar con los br\u00f3ker hipotecarios, ya que nos ayudan a complementar nuestra colocaci\u00f3n\u201d, dijo.<\/p>\n

Muestra de esto, asegur\u00f3, es que tienen presencia en todo el pa\u00eds; en el Ciudad de M\u00e9xico uno de cada cuatro cr\u00e9ditos que se otorgan los da este banco, mientras que de manera conjunta con el Estado de M\u00e9xico, esta cifra es de uno de cada cinco.<\/p>\n

En cuanto al destino de sus cr\u00e9ditos, 85% est\u00e1 enfocado para la adquisici\u00f3n ya sea solo con el banco o en el modelo de cofinanciamiento, as\u00ed como en productos de adquisici\u00f3n en etapa de construcci\u00f3n, en donde se financia parte del terreno y de la obra.<\/p>\n

\u201cEn t\u00e9rminos de participaci\u00f3n de mercado, podemos ver que desde junio de 2016 a la fecha hemos crecido del 13.1 al 13.7 en el portafolio hipotecario de los bancos que dan este producto. En t\u00e9rminos de originaci\u00f3n tambi\u00e9n hemos tenido un buen ritmo y colocaci\u00f3n de adquisici\u00f3n m\u00e1s de 18% de participaci\u00f3n en el mercado\u201d.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Por: Diego Rodr\u00edguez En el Valle de M\u00e9xico este banco otorga uno de cada cinco cr\u00e9ditos para la vivienda El director ejecutivo de Cr\u00e9dito Hipotecario de Scotiabank, Enrique Margain, dio a conocer que el banco espera cerrar este a\u00f1o con el otorgamiento de 25,700 millones de pesos en este rubro, cifra que representar\u00eda un crecimiento […]<\/p>\n","protected":false},"author":2,"featured_media":2036,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[57,75,99,144,177],"class_list":["post-1656","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-creditos","tag-enrique-margain","tag-hipotecas","tag-scotiabank","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/1656","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=1656"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/1656\/revisions"}],"predecessor-version":[{"id":2037,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/1656\/revisions\/2037"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/2036"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=1656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=1656"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=1656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}