{"id":16079,"date":"2024-11-29T11:22:26","date_gmt":"2024-11-29T17:22:26","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=16079"},"modified":"2024-11-29T11:22:29","modified_gmt":"2024-11-29T17:22:29","slug":"cuanto-dinero-me-puede-prestar-el-infonavit","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/cuanto-dinero-me-puede-prestar-el-infonavit\/","title":{"rendered":"\u00bfCu\u00e1nto dinero me puede prestar el Infonavit?"},"content":{"rendered":"\n<p>Por: Rebeca Romero <\/p>\n\n\n\n<p><em>El Infonavit ha diversificados sus financiamientos. Ahora, con apoyo del organsimo, los trabajadores pueden comprar, construir y hasta amueblar una vivienda<\/em><\/p>\n\n\n\n<p>Con el objetivo de apoyar a los trabajadores en la formaci\u00f3n de<strong>&nbsp;su patrimonio<\/strong>, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (<a href=\"https:\/\/portalmx.infonavit.org.mx\/wps\/portal\/infonavitmx\/mx2\/derechohabientes\/!ut\/p\/z1\/04_Sj9CPykssy0xPLMnMz0vMAfIjo8zizdwNDDycTQz9LMIsHA0C_Sz9jLzNjI28HM31wwkpiAJKG-AAjgZA_VFgJThNMIMqsLR0MTH0tjAwCjD0MzAIDAs0dPF0MTcwNTCBKsBjSUFuhEGmp6MiAOMcTcA!\/dz\/d5\/L2dBISEvZ0FBIS9nQSEh\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Infonavit<\/a>) cuenta con diversos financiamientos y programas. Por ello, es necesario&nbsp;<strong>conocer y evaluar los diferentes tipos de financiamientos.<\/strong><\/p>\n\n\n\n<p>Al inicio de 2024, el Instituto aument\u00f3 el monto m\u00e1ximo de financiamiento de todos sus productos. As\u00ed, a pesar del&nbsp;<strong>incremento en los precios de las viviendas<\/strong>, el organismo busca que los trabajadores puedan mantener su capacidad de compra.<\/p>\n\n\n\n<p>Por lo tanto, los montos de los financiamientos quedaron de la siguiente forma:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cr\u00e9dito Infonavit Tradicional otorgar\u00e1 hasta 2,716,334 millones de pesos (mdp).<\/li>\n\n\n\n<li>Unamos Cr\u00e9ditos 4,889,402 mdp.<\/li>\n\n\n\n<li>Mejoravit Repara 39,606 pesos y Mejoravit Renueva 156,445 pesos.<\/li>\n\n\n\n<li>MejOraS\u00ed, 145,586 pesos.<\/li>\n\n\n\n<li>Equipa Tu Casa, 66,010 pesos.<\/li>\n\n\n\n<li>ConstruYO (reparaciones menores) 92, 414 pesos y ConstruYO (asistencia t\u00e9cnica y constructoras) 660,105 pesos.<\/li>\n\n\n\n<li>Crediterreno (primera acci\u00f3n de vivienda) 2,838, 454 mdp y Crediterreno (segunda acci\u00f3n de vivienda) 2,439,090 mdp.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Beneficios de contar con un cr\u00e9dito Infonavit<\/h2>\n\n\n\n<p>Cabe mencionar que, al contar con un cr\u00e9dito Infonavit, los derechohabientes pueden acceder a una&nbsp;<strong>tasa de inter\u00e9s desde&nbsp;<\/strong><strong>3.76% hasta&nbsp;<\/strong><strong>10.45%<\/strong>, determinada por el nivel salarial del acreditado. Dichas tasas son&nbsp;<strong>las m\u00e1s bajas&nbsp;<\/strong><strong>del mercado hipotecario<\/strong>.<\/p>\n\n\n\n<p>Del mismo modo, los acreditados podr\u00e1n&nbsp;<strong>realizar pa<\/strong><strong>gos anticipados<\/strong>&nbsp;a sus financiamientos&nbsp;<strong>sin penalizaciones<\/strong>. El&nbsp;<a href=\"https:\/\/centrourbano.com\/?s=infonavit\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Instituto<\/a>&nbsp;env\u00eda estas aportaciones directamente al capital de la deuda, por lo que el cr\u00e9dito puede ser liquidado m\u00e1s r\u00e1pido.<\/p>\n\n\n\n<p>Por otra parte, si el ingreso mensual del acreditado es menor a 9,241 pesos,&nbsp;<strong>no tendr\u00e1 que<\/strong><strong>&nbsp;pagar los gastos de titulaci\u00f3n<\/strong>. Adem\u00e1s, todos los cr\u00e9ditos cuentan con:&nbsp;<strong>Seguro contra da\u00f1os<\/strong>&nbsp;y vicios ocultos;&nbsp;<strong>Seguro de Defunci\u00f3n y de Desempleo<\/strong>&nbsp;(Fondo de Protecci\u00f3n de Pagos).<a href=\"https:\/\/centrourbano.com\/revista\/author\/rebeca-romero\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero El Infonavit ha diversificados sus financiamientos. Ahora, con apoyo del organsimo, los trabajadores pueden comprar, construir y hasta amueblar una vivienda Con el objetivo de apoyar a los trabajadores en la formaci\u00f3n de&nbsp;su patrimonio, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) cuenta con diversos financiamientos y programas. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16080,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[102,6530,177],"class_list":["post-16079","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-infonavit","tag-prestamo-del-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16079","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=16079"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16079\/revisions"}],"predecessor-version":[{"id":16081,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16079\/revisions\/16081"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/16080"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=16079"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=16079"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=16079"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}