{"id":16071,"date":"2024-11-27T15:26:30","date_gmt":"2024-11-27T21:26:30","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=16071"},"modified":"2024-11-27T15:26:34","modified_gmt":"2024-11-27T21:26:34","slug":"con-aportaciones-extraordinarias-aumenta-tu-ahorro-en-el-infonavit","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/con-aportaciones-extraordinarias-aumenta-tu-ahorro-en-el-infonavit\/","title":{"rendered":"Con aportaciones extraordinarias, aumenta tu ahorro en el Infonavit"},"content":{"rendered":"\n<p>Por: Rebeca Romero <\/p>\n\n\n\n<p><em>Las aportaciones extraordinarias a la Subcuenta de Vivienda generar\u00e1n rendimientos y permitir\u00e1n alcanzar un mayor monto de cr\u00e9dito<\/em><\/p>\n\n\n\n<p>Desde que las personas inician en un empleo formal, comienzan a&nbsp;<strong>acumular un ahorro<\/strong>&nbsp;en el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (<a href=\"https:\/\/centrourbano.com\/vivienda\/aumentar-credito-infonavit\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Infonavit<\/a>). Dicho ahorro es la&nbsp;<strong>Subcuenta de Vivienda,&nbsp;<\/strong>el cual tiene el objetivo de ser un&nbsp;<strong>fondo para el retiro<\/strong>; sin embargo, puedes utilizarlo para obtener un cr\u00e9dito.<\/p>\n\n\n\n<p>Cada bimestre, los empleadores formales est\u00e1n obligados a aportar el&nbsp;<strong>5% del salario diario integrado<\/strong>&nbsp;de todos los trabajadores a la Subcuenta de Vivienda, la cual es&nbsp;<strong>manejada por el Infonavit<\/strong>. De acuerdo con la Ley del Instituto, el manejo de este dinero debe generar ganancias, por lo que los empleados conseguir\u00e1n un mayor&nbsp;<strong>ahorro para el final de su vida laboral<\/strong>.<\/p>\n\n\n\n<p>No obstante, los derechohabientes pueden realizar&nbsp;<strong>aportaciones extraordinarias<\/strong>&nbsp;a la cuenta&nbsp;<strong>para incrementar el ahorro<\/strong>. Este procedimiento puede ser realizado en l\u00ednea desde&nbsp;<a href=\"https:\/\/micuenta.infonavit.org.mx\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Mi Cuenta Infonavit<\/a>; en la plataforma, los derechohabientes podr\u00e1n generar una ficha de pago para hacer el dep\u00f3sito a su Subcuenta de Vivienda.<\/p>\n\n\n\n<p>Para realizar las aportaciones extraordinarias, solo es necesario contar con una Subcuenta de vivienda. Por ello, los pagos extras pueden ser realizados por los afiliados, aunque&nbsp;<strong>no coticen al Infonavit,&nbsp;<\/strong>o por aquellos que se hayan registrado inscrito a trav\u00e9s del programa&nbsp;<strong>de Personas Trabajadoras Independientes y del Hogar<\/strong>.<\/p>\n\n\n\n<p>Estas&nbsp;<strong>aportaciones generan rendimientos<\/strong>, lo que contribuye a alcanzar con m\u00e1s r\u00e1pido los requisitos de precalificaci\u00f3n para obtener un cr\u00e9dito Infonavit. Adem\u00e1s,&nbsp;<strong>este ahorro incrementa la capacidad de<\/strong>&nbsp;<strong>compra,<\/strong>&nbsp;ya que se suma al monto total del cr\u00e9dito.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero Las aportaciones extraordinarias a la Subcuenta de Vivienda generar\u00e1n rendimientos y permitir\u00e1n alcanzar un mayor monto de cr\u00e9dito Desde que las personas inician en un empleo formal, comienzan a&nbsp;acumular un ahorro&nbsp;en el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit). Dicho ahorro es la&nbsp;Subcuenta de Vivienda,&nbsp;el cual tiene el [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16072,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[885,102,826,177],"class_list":["post-16071","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-ahorro","tag-infonavit","tag-mi-cuenta-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16071","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=16071"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16071\/revisions"}],"predecessor-version":[{"id":16073,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16071\/revisions\/16073"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/16072"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=16071"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=16071"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=16071"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}