{"id":16017,"date":"2024-11-14T14:10:11","date_gmt":"2024-11-14T20:10:11","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=16017"},"modified":"2024-11-14T14:10:14","modified_gmt":"2024-11-14T20:10:14","slug":"cuantos-creditos-infonavit-puedo-obtener","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/cuantos-creditos-infonavit-puedo-obtener\/","title":{"rendered":"\u00bfCu\u00e1ntos cr\u00e9ditos Infonavit puedo obtener?"},"content":{"rendered":"\n

Por: Rebeca Romero<\/p>\n\n\n\n

Los trabajadores pueden solicitar varios cr\u00e9ditos Infonavit para la compra, construcci\u00f3n, mejora o ampliaci\u00f3n de vivienda nueva o existente, entre otros<\/em><\/p>\n\n\n\n

El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit<\/a>) record\u00f3 que, a pesar de haber adquirido una vivienda mediante un financiamiento del organismo, es posible solicitar m\u00e1s cr\u00e9ditos Infonavit.<\/strong><\/p>\n\n\n\n

En 2023<\/strong>, el Infonavit elimin\u00f3 las restricciones que imped\u00edan a los trabajadores obtener m\u00e1s de un financiamiento, creando as\u00ed los Cr\u00e9ditos Subsecuentes<\/strong>, que aplican para cualquier tipo de financiamiento vigente como la compra de vivienda nueva o existente<\/strong>, adquisici\u00f3n de terreno, construcci\u00f3n, mejora, ampliaci\u00f3n y pago de deudas hipotecarias bancarias.<\/strong><\/p>\n\n\n\n

Los afiliados deben considerar que, para solicitar otro cr\u00e9dito Infonavit, los afiliados deben haber<\/strong> liquidado el cr\u00e9dito anterior<\/strong>, no deben contar con quebrantos o marcas de incumplimiento durante la vigencia del financiamiento previo.<\/p>\n\n\n\n

Adem\u00e1s, los solicitantes deben contar con saldo en s<\/strong>u Subcuenta de Vivienda<\/a><\/strong>, el monto m\u00ednimo de ahorro depender\u00e1 del tipo de cr\u00e9dito subsecuente deseado. Este requisito s\u00f3lo aplica en los pr\u00e9stamos con garant\u00eda hipotecaria.<\/p>\n\n\n\n

Cabe recordar que, para solicitar alguno de los cr\u00e9ditos Infonavit, la edad<\/strong> de los solicitantes<\/strong> m\u00e1s el plazo del cr\u00e9dito no podr\u00e1 ser mayor a 70 a\u00f1os<\/strong> para hombres y 75 a\u00f1os para mujeres. Si los trabajadores perciben un salario m\u00ednimo o menos, su<\/strong> mensualidad no podr\u00e1 ser mayor al 20% de sus<\/strong> ingresos<\/strong>; si el salario es mayor, el pago mensual podr\u00e1 ser de hasta el 30 por ciento.<\/p>\n","protected":false},"excerpt":{"rendered":"

Por: Rebeca Romero Los trabajadores pueden solicitar varios cr\u00e9ditos Infonavit para la compra, construcci\u00f3n, mejora o ampliaci\u00f3n de vivienda nueva o existente, entre otros El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) record\u00f3 que, a pesar de haber adquirido una vivienda mediante un financiamiento del organismo, es posible solicitar m\u00e1s cr\u00e9ditos Infonavit. En 2023, […]<\/p>\n","protected":false},"author":1,"featured_media":16018,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[55,102,177],"class_list":["post-16017","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito","tag-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16017","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=16017"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16017\/revisions"}],"predecessor-version":[{"id":16019,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/16017\/revisions\/16019"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/16018"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=16017"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=16017"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=16017"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}