{"id":15650,"date":"2024-09-30T17:32:10","date_gmt":"2024-09-30T23:32:10","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=15650"},"modified":"2024-09-30T17:32:19","modified_gmt":"2024-09-30T23:32:19","slug":"coloca-infonavit-mas-de-2-7-millones-de-creditos-en-el-sexenio","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/coloca-infonavit-mas-de-2-7-millones-de-creditos-en-el-sexenio\/","title":{"rendered":"Coloca Infonavit m\u00e1s de 2.7 millones de cr\u00e9ditos en el sexenio"},"content":{"rendered":"\n<p>Por: Fernanda Hern\u00e1ndez <\/p>\n\n\n\n<p><em>Solo de enero a agosto de este a\u00f1o, el Infonavit otorg\u00f3 391,331 cr\u00e9ditos, lo que represent\u00f3 una derrama econ\u00f3mica por 202,696 mdp<\/em><\/p>\n\n\n\n<p>El&nbsp;<strong>Instituto del Fondo Nacional de la Vivienda para los Trabajadores<\/strong>&nbsp;(<strong>Infonavit<\/strong>) destac\u00f3 que, de 2019 al cierre de agosto de 2024, logr\u00f3 colocar un total de&nbsp;<strong>2 millones 717,017 cr\u00e9ditos<\/strong>&nbsp;para la compra de vivienda, adquisici\u00f3n de terreno, mejoras o reparaciones en el hogar, construcci\u00f3n y pago de pasivos.<\/p>\n\n\n\n<p>Dichas cifras incluyen los cr\u00e9ditos originados a partir de los desastres naturales ocurridos durante el sexenio.<\/p>\n\n\n\n<p>Asimismo, el&nbsp;<a href=\"https:\/\/centrourbano.com\/revista\/vivienda\/infonavit-solidez-financiera-martinez\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Instituto<\/a>&nbsp;indic\u00f3 que los cr\u00e9ditos otorgados en el sexenio generaron una derrama econ\u00f3mica de&nbsp;<strong>1 bill\u00f3n 349,992 millones de pesos<\/strong>, lo que representa la cifra m\u00e1s alta registrada en la historia del&nbsp;<strong>Infonavit<\/strong>&nbsp;y un incremento de 21.7% en comparaci\u00f3n con la administraci\u00f3n pasada (2013-2018).<\/p>\n\n\n\n<p>Cabe mencionar que, tan solo de enero a agosto de este a\u00f1o, el&nbsp;<strong>Infonavit<\/strong>&nbsp;otorg\u00f3&nbsp;<strong>391,331 cr\u00e9ditos<\/strong>, lo que represent\u00f3 una derrama econ\u00f3mica por 202,696 millones de pesos.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter is-resized\"><a href=\"https:\/\/centrourbano.com\/revista\/wp-content\/uploads\/Captura-de-pantalla-2024-09-30-a-las-15.21.55.png\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><img decoding=\"async\" src=\"https:\/\/centrourbano.com\/revista\/wp-content\/uploads\/Captura-de-pantalla-2024-09-30-a-las-15.21.55.png\" alt=\"\" class=\"wp-image-150905\" style=\"width:791px;height:auto\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Logros del Infonavit en el sexenio<\/strong><\/h2>\n\n\n\n<p>Por otro lado, el Instituto mencion\u00f3 que, en&nbsp;<strong>materia de cr\u00e9dito<\/strong>, durante el sexenio se logr\u00f3:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Implementar el\u00a0<strong>Nuevo Esquema de Cr\u00e9dito en Pesos<\/strong>; es decir que todos los financiamientos otorgados a partir de 2020 est\u00e1n denominados en pesos y tienen tasa fija.<\/li>\n\n\n\n<li>Reducir las\u00a0<strong>tasas de inter\u00e9s<\/strong>\u00a0de los cr\u00e9ditos para adquisici\u00f3n de vivienda. Actualmente, son las m\u00e1s bajas de todo el mercado hipotecario, pues van de 3.76% a 10.45%, dependiendo del nivel salarial de cada persona.<\/li>\n\n\n\n<li>Implementar\u00a0<strong>Unamos Cr\u00e9ditos<\/strong>, un esquema de financiamiento que permite a dos personas (padres, hijos, hermanos, amigos o parejas, sin necesidad de estar casadas) juntar sus financiamientos para adquirir una vivienda.<\/li>\n\n\n\n<li>Poner en marcha\u00a0<strong>Mujer Infonavit<\/strong>, para reducir la brecha de g\u00e9nero en el acceso a un cr\u00e9dito de vivienda.<\/li>\n\n\n\n<li>Flexibilizar las\u00a0<strong>reglas de operaci\u00f3n<\/strong>\u00a0para que las personas pudieran elegir el monto de su financiamiento y el plazo para pagarlo.<\/li>\n\n\n\n<li>Eliminar la\u00a0<strong>cuota de administraci\u00f3n<\/strong>\u00a0y los\u00a0<strong>gastos financieros<\/strong>\u00a0<strong>y de operaci\u00f3n<\/strong>\u00a0de los financiamientos.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Fernanda Hern\u00e1ndez Solo de enero a agosto de este a\u00f1o, el Infonavit otorg\u00f3 391,331 cr\u00e9ditos, lo que represent\u00f3 una derrama econ\u00f3mica por 202,696 mdp El&nbsp;Instituto del Fondo Nacional de la Vivienda para los Trabajadores&nbsp;(Infonavit) destac\u00f3 que, de 2019 al cierre de agosto de 2024, logr\u00f3 colocar un total de&nbsp;2 millones 717,017 cr\u00e9ditos&nbsp;para la compra [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":15651,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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