{"id":15546,"date":"2024-09-13T13:58:23","date_gmt":"2024-09-13T19:58:23","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=15546"},"modified":"2024-09-13T13:58:27","modified_gmt":"2024-09-13T19:58:27","slug":"liquidaste-tu-credito-infonavit-consulta-si-hay-pagos-en-exceso","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/liquidaste-tu-credito-infonavit-consulta-si-hay-pagos-en-exceso\/","title":{"rendered":"\u00bfLiquidaste tu cr\u00e9dito Infonavit? Consulta si hay pagos en exceso"},"content":{"rendered":"\n

Por: Rebeca Romero <\/p>\n\n\n\n

Para solicitar la devoluci\u00f3n de los pagos en exceso, los trabajadores deber\u00e1n contar con una e-firma y una CLABE interbancaria a su nombre<\/em><\/p>\n\n\n\n

Puede pasar que, al pagar un cr\u00e9dito con el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit<\/a>), el organismo descuente m\u00e1s mensualidades de las necesarias<\/strong>. Sin embargo, los acreditados pueden solicitar la devoluci\u00f3n de este saldo a favor<\/strong>.<\/p>\n\n\n\n

Lo primero que debe hacer el trabajador es consultar<\/strong> toda la informaci\u00f3n acerca del estatus de cr\u00e9dito y los pagos realizados, estos datos aparecen en el estado de cuenta<\/strong>. El mismo documento indicar\u00e1 cuantos son los pagos faltantes para liquidar el financiamiento<\/strong>, o en su caso, arrojar\u00e1 el total de los pagos en exceso.<\/strong><\/p>\n\n\n\n

Los derechohabientes pueden solicitar esta devoluci\u00f3n en l\u00ednea<\/strong> mediante Mi Cuenta Infonavit<\/a>. Una vez dentro de la plataforma, los afiliados al Instituto deber\u00e1n seleccionar el apartado Mi Cr\u00e9dito, despu\u00e9s dar click en Devoluci\u00f3n de Pagos en Exceso<\/strong>.<\/p>\n\n\n\n

Otra manera de solicitar la devoluci\u00f3n<\/strong> de los pagos de m\u00e1s en el cr\u00e9dito Infonavit es acudir al Centro de Servicio Infonavit<\/strong> (Cesi). Para esta modalidad, el trabajador tiene que solicitar una cita previa a trav\u00e9s de Mi Cuenta Infonavit o mediante de Infonatel en el n\u00famero 800 008 3900.<\/p>\n\n\n\n

\u00bfQu\u00e9 necesito la devoluci\u00f3n de pagos en exceso?<\/h2>\n\n\n\n

Los \u00fanicos dos requisitos para solicitar la Devoluci\u00f3n de Pagos en Exceso es contar con una firma electr\u00f3nica<\/strong> (e-firma); si el trabajador a\u00fan no cuenta con ella, puede solicitarla ante el Servicio de Administraci\u00f3n Tributaria (SAT).<\/p>\n\n\n\n

Tambi\u00e9n necesitar\u00e1 una CLABE interbancaria de una cuenta a nombre del acreditado<\/strong>, en ella, el Infonavit devolver\u00e1 el dinero sobrante.<\/p>\n","protected":false},"excerpt":{"rendered":"

Por: Rebeca Romero Para solicitar la devoluci\u00f3n de los pagos en exceso, los trabajadores deber\u00e1n contar con una e-firma y una CLABE interbancaria a su nombre Puede pasar que, al pagar un cr\u00e9dito con el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit), el organismo descuente m\u00e1s mensualidades de las necesarias. Sin embargo, […]<\/p>\n","protected":false},"author":1,"featured_media":15547,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[4349,826,6456],"class_list":["post-15546","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito-infonavit-2","tag-mi-cuenta-infonavit","tag-pagos-en-exceso"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/15546","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=15546"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/15546\/revisions"}],"predecessor-version":[{"id":15548,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/15546\/revisions\/15548"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/15547"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=15546"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=15546"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=15546"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}