{"id":15495,"date":"2024-09-09T13:22:42","date_gmt":"2024-09-09T19:22:42","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=15495"},"modified":"2024-09-09T13:22:47","modified_gmt":"2024-09-09T19:22:47","slug":"puntos-infonavit-cuantos-necesito-para-obtener-un-credito","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/puntos-infonavit-cuantos-necesito-para-obtener-un-credito\/","title":{"rendered":"Puntos Infonavit, \u00bfcu\u00e1ntos necesito para obtener un cr\u00e9dito?"},"content":{"rendered":"\n<p>Por: Rebeca Romero <\/p>\n\n\n\n<p><em>A trav\u00e9s de Mujer Infonavit, las trabajadoras s\u00f3lo deber\u00e1n reunir 1,060 puntos Infonavit para acceder al cr\u00e9dito<\/em><\/p>\n\n\n\n<p>Para poder&nbsp;<strong>comprar una casa<\/strong>&nbsp;mediante un cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (<a href=\"https:\/\/centrourbano.com\/vivienda\/trabajadores-credito-infonavit\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Infonavit<\/a>), los&nbsp;<strong>derechohabientes<\/strong>&nbsp;deben reunir una serie de requisitos. Uno de los primeros pasos para solicitar el financiamiento es&nbsp;<strong>reunir 1,080 puntos Infonavit.<\/strong><\/p>\n\n\n\n<p>Mientras que, trav\u00e9s de&nbsp;Mujer Infonavit, las trabajadoras contar\u00e1n con un&nbsp;bono de 20 puntos en la Precalificaci\u00f3n, es decir, s\u00f3lo necesitar\u00e1n reunir 1,060 para acceder a un financiamiento.<\/p>\n\n\n\n<p>De acuerdo con el Instituto, los derechohabientes pueden alanzar dicha suma en&nbsp;<strong>seis meses de cotizaci\u00f3n continua.&nbsp;<\/strong>Esto se debe a que, con el sistema de puntaje actual, los derechohabientes pueden recibir puntos por aspectos como los bimestres de cotizaci\u00f3n,<strong>&nbsp;saldo de la Subcuenta de Vivienda<\/strong>,&nbsp;<strong>salario diario integrado<\/strong>, entre otros.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfC\u00f3mo obtener los Puntos Infonavit?<\/h2>\n\n\n\n<p>Como ya se mencion\u00f3, los puntos pueden reunirse de diferentes formas, por ejemplo:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Los bimestres de cotizaci\u00f3n continua pueden otorgar de 90 a 191 puntos.<\/li>\n\n\n\n<li>Salario diario integrado de 111 a 144 puntos.<\/li>\n\n\n\n<li>Saldo de la Subcuenta de Vivienda 116 a 124 puntos.<\/li>\n\n\n\n<li>Edad del trabajador de 105 a 114 puntos.<\/li>\n\n\n\n<li>Comportamiento de la empresa de 85 a 129 puntos.<\/li>\n\n\n\n<li>Estabilidad laboral de 98 a 144 puntos.<\/li>\n\n\n\n<li>Tipo de trabajador de 103 a 122 puntos.<\/li>\n\n\n\n<li>Giro de la empresa 85 a 151 puntos.<\/li>\n\n\n\n<li>Municipio donde se encuentra la empresa de 102 a 142 puntos.<\/li>\n<\/ul>\n\n\n\n<p>Cabe mencionar que, a trav\u00e9s de la Precalificaci\u00f3n, los trabajadores pueden conocer a detalle cu\u00e1ntos puntos han reunido. Dicho documento tambi\u00e9n indica<strong>&nbsp;cu\u00e1l es el monto que el Infonavit puede otorgar<\/strong>&nbsp;en un cr\u00e9dito. Este paso&nbsp;<strong>puede ser realizado en l\u00ednea desde&nbsp;<a href=\"https:\/\/micuenta.infonavit.org.mx\/?utm_source=Google&amp;utm_medium=banner&amp;utm_term=CPC&amp;utm_content=SEM_Texto_CRE_MiCuenta&amp;utm_campaign=SGC_SEM&amp;gclid=Cj0KCQjwlemWBhDUARIsAFp1rLXSTfMElHX08VcDgABfEhFKNRnM1tQmcblo9oNlLQFuOjNh6klhTT4aAoA2EALw_wcB\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Mi Cuenta Infonavit<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero A trav\u00e9s de Mujer Infonavit, las trabajadoras s\u00f3lo deber\u00e1n reunir 1,060 puntos Infonavit para acceder al cr\u00e9dito Para poder&nbsp;comprar una casa&nbsp;mediante un cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit), los&nbsp;derechohabientes&nbsp;deben reunir una serie de requisitos. Uno de los primeros pasos para solicitar el financiamiento es&nbsp;reunir 1,080 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":15276,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[55,102,5459,177],"class_list":["post-15495","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito","tag-infonavit","tag-puntos-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/15495","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=15495"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/15495\/revisions"}],"predecessor-version":[{"id":15496,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/15495\/revisions\/15496"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/15276"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=15495"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=15495"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=15495"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}