{"id":15403,"date":"2024-08-26T16:04:43","date_gmt":"2024-08-26T22:04:43","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=15403"},"modified":"2024-08-26T16:04:53","modified_gmt":"2024-08-26T22:04:53","slug":"seguro-de-calidad-infonavit-garantiza-la-proteccion-de-tu-vivienda","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/seguro-de-calidad-infonavit-garantiza-la-proteccion-de-tu-vivienda\/","title":{"rendered":"Seguro de Calidad Infonavit garantiza la protecci\u00f3n de tu vivienda"},"content":{"rendered":"\n<p>Por: Rebeca Romero <\/p>\n\n\n\n<p><em>A trav\u00e9s del Seguro de Calidad Infonavit, el Instituto clasificar\u00e1 los da\u00f1os presentados en la vivienda y cada uno tendr\u00e1 un tipo de aseguramiento diferente<\/em><\/p>\n\n\n\n<p>En caso de que un trabajador compre una casa mediante un&nbsp;cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (<a href=\"https:\/\/centrourbano.com\/vivienda\/precalificacion-credito-infonavit\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Infonavit<\/a>) y esta presenta<strong>&nbsp;da\u00f1os que fueron ocultos durante su venta<\/strong>, el&nbsp;<strong>vendedor deber\u00e1 pagar el costo<\/strong>&nbsp;de la reparaci\u00f3n. Esto puede ser posible a trav\u00e9s del&nbsp;<strong>Seguro de Calidad<\/strong>.<\/p>\n\n\n\n<p>Es decir, mediante este apoyo, el<strong>&nbsp;Infonavit puede solicitar al desarrollador que construy\u00f3 el inmueble un reembolso<\/strong>&nbsp;por las reparaciones que necesita o necesit\u00f3 la vivienda. Por lo tanto, el Seguro de Calidad Infonavit solo aplica en financiamientos utilizados para la&nbsp;<strong>compra de casas nuevas<\/strong>, y no puede utilizarse en la adquisici\u00f3n de una casa usada.<\/p>\n\n\n\n<p>De este modo,&nbsp;<strong>el Instituto clasificar\u00e1 los da\u00f1os presentados<\/strong>&nbsp;de acuerdo con la magnitud, determinando que cada uno tendr\u00e1 un<strong>&nbsp;tipo de aseguramiento diferente<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 cubre el Seguro de Calidad Infonavit?<\/h2>\n\n\n\n<p>En ese sentido, el Seguro de Calidad determina que los desperfectos que ponen en&nbsp;<strong>riesgo la seguridad estructural de la vivienda<\/strong>&nbsp;tienen una cobertura de 10 a\u00f1os. Sin embargo, si se trata de un problema de impermeabilizaci\u00f3n, el seguro tiene una duraci\u00f3n de cinco a\u00f1os; mientras que en los da\u00f1os en las instalaciones hidrosanitarias y el\u00e9ctricas, la cobertura es de dos a\u00f1os.<\/p>\n\n\n\n<p>Los da\u00f1os deben ser causados por:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vicios del suelo<\/li>\n\n\n\n<li>Errores de c\u00e1lculo o de dise\u00f1o estructural<\/li>\n\n\n\n<li>Mano de obra defectuosa<\/li>\n\n\n\n<li>Mala calidad de los materiales<\/li>\n<\/ul>\n\n\n\n<p>Cabe mencionar que para solicitar el Seguro de Calidad Infonavit, el derechohabiente debe descargar su certificado en l\u00ednea desde&nbsp;<a href=\"https:\/\/micuenta.infonavit.org.mx\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Mi Cuenta Infonavit<\/a>. Este documento contendr\u00e1 los datos de la aseguradora que le brindar\u00e1 la atenci\u00f3n necesaria a todos los derechohabientes del Instituto.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero A trav\u00e9s del Seguro de Calidad Infonavit, el Instituto clasificar\u00e1 los da\u00f1os presentados en la vivienda y cada uno tendr\u00e1 un tipo de aseguramiento diferente En caso de que un trabajador compre una casa mediante un&nbsp;cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) y esta presenta&nbsp;da\u00f1os que [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":15404,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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