{"id":15170,"date":"2024-07-24T14:23:13","date_gmt":"2024-07-24T20:23:13","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=15170"},"modified":"2024-07-24T14:23:17","modified_gmt":"2024-07-24T20:23:17","slug":"infonavit-ha-descontado-87737-mdp-en-creditos-convertidos-de-vsm-a-pesos","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/infonavit-ha-descontado-87737-mdp-en-creditos-convertidos-de-vsm-a-pesos\/","title":{"rendered":"Infonavit ha descontado 87,737 mdp en cr\u00e9ditos convertidos de VSM a pesos"},"content":{"rendered":"\n<p>Por: Rebeca Romero <\/p>\n\n\n\n<p><em>El descuento promedio en cr\u00e9ditos convertidos de VSM a pesos fue de 167,263 pesos. No obstante, hubo casos en los que el Infonavit otorg\u00f3 descuentos por m\u00e1s de 1 mdp<\/em><\/p>\n\n\n\n<p>Desde 2019, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (<a href=\"https:\/\/portalmx.infonavit.org.mx\/wps\/portal\/infonavitmx\/mx2\/derechohabientes\/!ut\/p\/z1\/hY-9DoJAEISfxYKWXX6Ew-4iiQoJgQbwGgMGDxLgCJzy-l6UxkR0ut35ZjcDDHJgffFoeCEb0Retms_MuTgHxOPeNiKSEopJ5EVm6FhmQF3I_gFM2bgiiirPXsjqBWcBPM-3jZCgGRsRYpImhn_yXdyivQA_ngTAeCvKdx_alxbhwMbqVo3VqN9Hta6lHKadhhrO86xzIXhb6VfRafgtUotJQv5JwtDl2MRdRia6eQLjCZYX\/dz\/d5\/L2dBISEvZ0FBIS9nQSEh\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Infonavit<\/a>) implement\u00f3 el programa Responsabilidad Compartida, iniciativa que permite la&nbsp;<strong>conversi\u00f3n de cr\u00e9ditos de&nbsp;<\/strong><strong>VSM a pesos<\/strong>. Dicho cambio&nbsp;<strong>evita incrementos de&nbsp;<\/strong><strong>deuda y mensualidad<\/strong>&nbsp;por motivos de inflaci\u00f3n o el ajuste al salario m\u00ednimo en los financiamientos.<\/p>\n\n\n\n<p>Al cierre de junio de 2024,&nbsp;<strong>1<\/strong><strong>,<\/strong><strong>273,<\/strong><strong>758 de<\/strong><strong>&nbsp;acreditado<\/strong><strong>s han convertido su cr\u00e9dito<\/strong>&nbsp;de VSM a pesos. Adem\u00e1s, el Infonavit ha realizado un&nbsp;<strong>descuento total de<\/strong><strong>&nbsp;87,<\/strong><strong>737.9 millones de pesos<\/strong>&nbsp;(mdp) en las hipotecas convertidas, mientras que, en el mismo periodo del 2023, el Instituto descont\u00f3 un total de 84,063 mdp.<\/p>\n\n\n\n<p>El organismo indic\u00f3 que el&nbsp;<strong>descuento promedio<\/strong>&nbsp;que recibieron los acreditados fue de&nbsp;<strong>167<\/strong><strong>,<\/strong><strong>263 pesos<\/strong>. No obstante, hubo casos en los que el Infonavit otorg\u00f3 descuentos por m\u00e1s de 1 mdp.<\/p>\n\n\n\n<p>Cabe recordar que, al hacer esta conversi\u00f3n en los cr\u00e9ditos, los trabajadores lograr\u00e1n&nbsp;<strong>evitar incrementos en sus financiamientos<\/strong>&nbsp;por inflaci\u00f3n o ajustes salariales. Por ello, el Infonavit le recomienda a sus acreditados realizar la conversi\u00f3n para acceder a una<strong>&nbsp;tasa de inter\u00e9s anual fija<\/strong>&nbsp;de entre 1.0% y 10.45%, determinada por los ingresos de cada persona.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfC\u00f3mo hacer la conversi\u00f3n de VSM a pesos?<\/h2>\n\n\n\n<p>La&nbsp;<strong>solicitud del cambio<\/strong>&nbsp;puede ser realizada<strong>&nbsp;en l\u00ednea a trav\u00e9s de&nbsp;<a href=\"https:\/\/centrourbano.com\/revista\/vivienda\/mi-cuenta-infonavit-precalificacion\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Mi Cuenta Infonavit<\/a>&nbsp;<\/strong>y siguiendo los pasos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Seleccionar la pesta\u00f1a Mi Cr\u00e9dito y despu\u00e9s Responsabilidad Compartida.<\/li>\n\n\n\n<li>Proporcionar el estado y el c\u00f3digo postal de la vivienda con el cr\u00e9dito activo.<\/li>\n\n\n\n<li>Confirmar la conversi\u00f3n del cr\u00e9dito de VSM a pesos.<\/li>\n\n\n\n<li>Al seleccionar la conversi\u00f3n, la plataforma arrojar\u00e1 la Carta de Bienvenida y la Carta Modificatoria a las Condiciones Financieras, la cual ya tendr\u00e1 el monto de la nueva mensualidad.<\/li>\n<\/ul>\n\n\n\n<p>Adem\u00e1s, si alg\u00fan derechohabiente a\u00fan no se ha registrado en la plataforma,<strong>&nbsp;puede hacerlo al momento<\/strong>, solo necesita su<strong>&nbsp;<\/strong>CURP, RFC y N\u00famero de Seguridad Social (NSS); as\u00ed como proporcionar un n\u00famero telef\u00f3nico y un correo electr\u00f3nico personal.<a href=\"https:\/\/centrourbano.com\/revista\/author\/rebeca-romero\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero El descuento promedio en cr\u00e9ditos convertidos de VSM a pesos fue de 167,263 pesos. No obstante, hubo casos en los que el Infonavit otorg\u00f3 descuentos por m\u00e1s de 1 mdp Desde 2019, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) implement\u00f3 el programa Responsabilidad Compartida, iniciativa que permite [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14833,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[6387,102,826,177],"class_list":["post-15170","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito-de-vsm-a-pesos","tag-infonavit","tag-mi-cuenta-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/15170","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=15170"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/15170\/revisions"}],"predecessor-version":[{"id":15171,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/15170\/revisions\/15171"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/14833"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=15170"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=15170"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=15170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}