{"id":15133,"date":"2024-07-18T14:14:03","date_gmt":"2024-07-18T20:14:03","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=15133"},"modified":"2024-07-18T14:14:13","modified_gmt":"2024-07-18T20:14:13","slug":"seguro-de-calidad-infonavit-protege-tu-vivienda","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/seguro-de-calidad-infonavit-protege-tu-vivienda\/","title":{"rendered":"Seguro de Calidad Infonavit protege tu vivienda"},"content":{"rendered":"\n<p>Por: Rebeca Romero <\/p>\n\n\n\n<p><em>A trav\u00e9s del Seguro de Calidad Infonavit, el Instituto clasificar\u00e1 los da\u00f1os presentados en la vivienda, ya que cada uno tendr\u00e1 un tipo de aseguramiento diferente<\/em><\/p>\n\n\n\n<p>En caso de que un trabajador compre una casa mediante un cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (<a href=\"https:\/\/centrourbano.com\/vivienda\/precalificacion-credito-infonavit\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Infonavit<\/a>) y presente<strong>&nbsp;da\u00f1os que fueron ocultos para su venta<\/strong>, el&nbsp;<strong>vendedor deber\u00e1 pagar el costo<\/strong>&nbsp;de la reparaci\u00f3n. Esto puede ser posible a trav\u00e9s del&nbsp;<strong>Seguro de Calidad<\/strong>.<\/p>\n\n\n\n<p>Es decir, mediante este apoyo, el<strong>&nbsp;Infonavit le solicitar\u00e1 al desarrollador que construy\u00f3 el inmueble un reembolso<\/strong>&nbsp;por las reparaciones que necesita o necesit\u00f3 la vivienda. Por ello, el Seguro de Calidad Infonavit solo aplica en financiamientos utilizados para la&nbsp;<strong>compra de casas nuevas<\/strong>, as\u00ed que no puede ser utilizado en caso de la adquisici\u00f3n de una casa usada.<\/p>\n\n\n\n<p>De modo que,&nbsp;<strong>el Instituto clasificar\u00e1 los da\u00f1os presentados<\/strong>&nbsp;de acuerdo con la dimensi\u00f3n, ya que cada uno tendr\u00e1 un<strong>&nbsp;tipo de aseguramiento diferente<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 cubre el Seguro de Calidad Infonavit?<\/h2>\n\n\n\n<p>En ese sentido, el Seguro de Calidad Infonavit determina que los desperfectos que ponen en&nbsp;<strong>riesgo la seguridad estructural de la vivienda<\/strong>&nbsp;tienen una cobertura de 10 a\u00f1os. Pero, si se trata de un tema de impermeabilizaci\u00f3n, el seguro aplica durante cinco a\u00f1os; mientras que los da\u00f1os en las instalaciones hidrosanitarias y el\u00e9ctricas, la cobertura es de dos a\u00f1os.<\/p>\n\n\n\n<p>Estos tipos de da\u00f1os deben ser causados por:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vicios del suelo<\/li>\n\n\n\n<li>Errores de c\u00e1lculo o de dise\u00f1o estructural<\/li>\n\n\n\n<li>Mano de obra defectuosa<\/li>\n\n\n\n<li>Mala calidad de los materiales<\/li>\n<\/ul>\n\n\n\n<p>Cabe mencionar que para solicitar el Seguro de Calidad Infonavit, el derechohabiente debe descargar su certificado en l\u00ednea desde&nbsp;<a href=\"https:\/\/micuenta.infonavit.org.mx\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Mi Cuenta Infonavit<\/a>, el documento contendr\u00e1 los datos de la aseguradora que le brindar\u00e1 la atenci\u00f3n necesaria a todos los derechohabientes del Instituto.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero A trav\u00e9s del Seguro de Calidad Infonavit, el Instituto clasificar\u00e1 los da\u00f1os presentados en la vivienda, ya que cada uno tendr\u00e1 un tipo de aseguramiento diferente En caso de que un trabajador compre una casa mediante un cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) y presente&nbsp;da\u00f1os [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":15134,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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