{"id":14940,"date":"2024-06-25T14:14:42","date_gmt":"2024-06-25T20:14:42","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=14940"},"modified":"2024-06-25T14:14:45","modified_gmt":"2024-06-25T20:14:45","slug":"infonavit-personas-que-pueden-acceder-a-un-credito-aumentan-50","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/infonavit-personas-que-pueden-acceder-a-un-credito-aumentan-50\/","title":{"rendered":"Infonavit: personas que pueden acceder a un cr\u00e9dito aumentan 50%"},"content":{"rendered":"\n<p>Por: Rebeca Romero <\/p>\n\n\n\n<p><em>Sobre el incremento en el n\u00famero de afiliados que pueden acceder a un cr\u00e9dito Infonavit, el organismo indic\u00f3 como una de las causas la implementaci\u00f3n del nuevo sistema de puntos<\/em><\/p>\n\n\n\n<p>El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) inform\u00f3 que, durante los<strong>&nbsp;\u00faltimos cinco a\u00f1os<\/strong>, el n\u00famero de&nbsp;<strong>personas que cumplen con los requisitos<\/strong>&nbsp;de precalificaci\u00f3n para acceder a un financiamiento&nbsp;<strong>aument\u00f3 50 por ciento.&nbsp;<\/strong><\/p>\n\n\n\n<p>De acuerdo con el organismo, este incremento se debe a las<strong>&nbsp;implementaciones<\/strong>&nbsp;que realiz\u00f3 la actual administraci\u00f3n para<strong>&nbsp;facilitar y garantizar el acceso a una vivienda<\/strong>. Por ejemplo, el Infonavit cre\u00f3 un&nbsp;<strong>nuevo sistema de puntaje<\/strong>&nbsp;que permite solicitar un financiamiento con solo seis meses de cotizaci\u00f3n continua, anteriormente deb\u00edan ser 12 meses.&nbsp;<\/p>\n\n\n\n<p>En ese sentido, el&nbsp;<a href=\"https:\/\/portalmx.infonavit.org.mx\/wps\/portal\/infonavitmx\/mx2\/derechohabientes\/!ut\/p\/z1\/hY-9DoJAEISfxYKWXX6Ew-4iiQoJgQbwGgMGDxLgCJzy-l6UxkR0ut35ZjcDDHJgffFoeCEb0Retms_MuTgHxOPeNiKSEopJ5EVm6FhmQF3I_gFM2bgiiirPXsjqBWcBPM-3jZCgGRsRYpImhn_yXdyivQA_ngTAeCvKdx_alxbhwMbqVo3VqN9Hta6lHKadhhrO86xzIXhb6VfRafgtUotJQv5JwtDl2MRdRia6eQLjCZYX\/dz\/d5\/L2dBISEvZ0FBIS9nQSEh\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Instituto<\/a>&nbsp;indic\u00f3 que, hasta el sexto bimestre del&nbsp;<strong>2018<\/strong>, cuando a\u00fan ten\u00eda el&nbsp;<strong>sistema de puntaje anterior, solo 6,741,078 derechohabientes cumpl\u00edan<\/strong>&nbsp;con los<strong>&nbsp;requisitos<\/strong>&nbsp;de precalificaci\u00f3n. Mientras que, al mismo periodo del&nbsp;<strong>2023<\/strong>, la cifra lleg\u00f3 a&nbsp;<strong>10,114,320 personas<\/strong>.<\/p>\n\n\n\n<p>Por otro lado, los&nbsp;<strong>estados con mayor n\u00famero de personas&nbsp;<\/strong>que cumplen con la precalificaci\u00f3n son: Ciudad de M\u00e9xico con 1,896,800 derechohabientes, Estado de M\u00e9xico con 997,172, Jalisco con 846,709 personas, Nuevo Le\u00f3n 723,097 y Guanajuato con 540,409 personas.&nbsp;<\/p>\n\n\n\n<p>Cabe mencionar que el nuevo<a href=\"https:\/\/centrourbano.com\/revista\/vivienda\/puntos-infonavit-necesarios\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">&nbsp;sistema de puntos<\/a>&nbsp;contempla diversas caracter\u00edsticas para determinar&nbsp;<strong>el monto de cr\u00e9dito al que podr\u00edan acceder los solicitantes<\/strong>, algunas de ellas son:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bimestres de cotizaci\u00f3n continua.<\/li>\n\n\n\n<li>Salario mensual integrado.<\/li>\n\n\n\n<li>Saldo en la Subcuenta de Vivienda.<\/li>\n\n\n\n<li>Edad.<\/li>\n\n\n\n<li>Tipo de trabajador (permanente o temporal).<\/li>\n\n\n\n<li>Cumplimiento del pago de las aportaciones patronales.<\/li>\n\n\n\n<li>Estabilidad laboral de sus empleados.<\/li>\n\n\n\n<li>Contexto de la empresa: ubicaci\u00f3n y giro.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero Sobre el incremento en el n\u00famero de afiliados que pueden acceder a un cr\u00e9dito Infonavit, el organismo indic\u00f3 como una de las causas la implementaci\u00f3n del nuevo sistema de puntos El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) inform\u00f3 que, durante los&nbsp;\u00faltimos cinco a\u00f1os, el n\u00famero de&nbsp;personas que [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14830,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[4355,102,177],"class_list":["post-14940","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito-de-vivienda","tag-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/14940","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=14940"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/14940\/revisions"}],"predecessor-version":[{"id":14942,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/14940\/revisions\/14942"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/14830"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=14940"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=14940"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=14940"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}