{"id":14605,"date":"2024-05-07T15:58:20","date_gmt":"2024-05-07T21:58:20","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=14605"},"modified":"2024-05-07T15:58:24","modified_gmt":"2024-05-07T21:58:24","slug":"credito-infonavit-ahora-mas-barato","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/credito-infonavit-ahora-mas-barato\/","title":{"rendered":"Cr\u00e9dito Infonavit, ahora m\u00e1s barato"},"content":{"rendered":"\n

Por: Rebeca Romero <\/p>\n\n\n\n

El cr\u00e9dito Infonavit ya no cuenta con cuotas de <\/em>administraci\u00f3n, comisiones<\/em> por apertura, gastos financieros y de operaci\u00f3n en los cr\u00e9ditos hipotecarios<\/em><\/p>\n\n\n\n

El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit<\/a>) record\u00f3 que sus financiamientos cuentan con las tasas de inter\u00e9s m\u00e1s bajas del mercado hipotecario<\/strong>, por loque son una excelente opci\u00f3n para los trabajadores. Adem\u00e1s, el organismo realiz\u00f3 algunos cambios que permiten ofrecer cr\u00e9ditos a\u00fan m\u00e1s baratos<\/strong>.<\/p>\n\n\n\n

Acerca de las tasas de inter\u00e9s, un cr\u00e9dito Infonavit puede contar desde el 3.76% hasta el 10.45%<\/strong>, esta cifra ser\u00e1 determinada por el nivel de ingresos de cada afiliado.<\/p>\n\n\n\n

Por otro lado, desde el pasado primero de mayo el Infonavit<\/a> dej\u00f3 de cobrar la cuota de administraci\u00f3n, comisi\u00f3n por apertura, los gastos financieros y de operaci\u00f3n. Por lo que todos los cr\u00e9ditos que se contraten a partir de esa fecha, sin importar el nivel de ingresos de los derechohabientes ya no pagar\u00e1n estas cuotas.<\/p>\n\n\n\n

Cabe se\u00f1alar que, antes de este cambio, s\u00f3lo estaban exentos de pagar la Cuota de Administraci\u00f3n, las personas con un salario de hasta <\/strong>8,<\/strong>581.37 pesos mensuales<\/strong>, el pago de gastos de titulaci\u00f3n, financieros y de operaci\u00f3n, los trabajadores con ingresos de hasta 9<\/strong>,<\/strong>241.48 pesos mensuales<\/strong>.<\/p>\n\n\n\n

De modo que, el \u00fanico pago que s\u00ed se mantiene es el gasto de titulaci\u00f3n<\/strong>, es decir el pago por concepto de honorarios al notario p\u00fablico encargado de llevar a cabo el proceso del cr\u00e9dito Infonavit.<\/p>\n\n\n\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Por: Rebeca Romero El cr\u00e9dito Infonavit ya no cuenta con cuotas de administraci\u00f3n, comisiones por apertura, gastos financieros y de operaci\u00f3n en los cr\u00e9ditos hipotecarios El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) record\u00f3 que sus financiamientos cuentan con las tasas de inter\u00e9s m\u00e1s bajas del mercado hipotecario, por loque son una excelente opci\u00f3n […]<\/p>\n","protected":false},"author":1,"featured_media":14606,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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